Each small decision contributes to lengthening your sentence at the cubicle farm.
If:
- you work in a cubicle farm vs. an enjoyable/satisfying job
- your sole focus is not working
I'm a big proponent of not over saving/working, but if you spend all your metal energy worrying about every dollar in hopes of gaining your freedom from a cubicle you are just exchanging the shackles of a cubicle for the shackles of an obsession over your money.
Stuff gets reduced and simplified in some of these arguments to the point where it's pretty meaningless.
- You don't have to have a job you hate.
- You don't have to work full time if you want to spend more time with your kids today.
- there are other priorities in life beyond FIRE and getting there ASAP.
The OP has a plan. He's on track to meet it. Does saving more than needed to meet his plan so he can reach an arbitrary goal a little faster mean anything?
If it does virtually everyone of us could save more no matter that we have a killer savings rate. At some point you need to be present in your life and not focused on money.
-- Vik