All this discussion about the ACA and the actual ACA only covers about 7 million of the
320 million people in the US. (0.3%) a few million of those had insurance before the ACA and either it no longer qualified or with the subsidy the ACA was cheaper so they switched.
There are another 10 million that were put onto Medicaid, because they were below the income threshold to qualify for the ACA.
Seems like a massive social eruption for such a small part of the population.
Could it be because the ACA legislation cause a huge increase in the cost of health insurance?
You seem to think that only the exchanges are covered under the ACA. It affects your insurance even if you are covered through your employment.
Could it be you don't understand the disruption because you don't understand ACA?
Oh I understand the ACA affected my non-ACA, non-employer, non-government policy. I'm self employed, I pay for my families policy. I had just got comfortable with the cost of my families health insurance cost after raising my deductible to $10,000* and getting my premium down to $4,512 a year. This was two years before the ACA regulations went into effect.
In 2010 I had a 7.7% increase, in 2011 I had a 8.1% increase, then came the ACA reg's in 2012, I got a whooping 19.4% increase, 2013 it was a 21% increase and in 2014 it was 18.8% increase. That's a 72% increase in 3 years.
But, I got these forced benefits 'cough' because of the ACA.
I got a 'free' physical each year, (but notice it wasn't free, I paid way more for it with the premium increase.)
I also got my $5,000,000 lifetime cap increased to unlimited. (is it right to force society to pay more tham $5,000,000 to keep me alive?)
I get a 'free' Colonoscopy every 5 years.
I got increased coverage for drug rehab.
I got a little more coverage for mental healthcare.
All of those extras have saved me about $250 in doctor fees over those 5 years,
but I have paid an additional $17,070 in premium.
I'll admit some of that $17k was because I got older.
*$10,000 deductible. I raised my deductible from $2,500 to $10,000, the lowered my premium from $9,900 to $4,512, people said I was crazy with that high deductible plan, but notice when the ACA came out most families have $12,600 deductible.
Notice in 17 months the premium savings, paid for my $10k deductible. Plus With my high deductible plan I could deduct and HSA plan from my taxes.