Maybe a heat pump. We've been waiting for the stupid IRA rebates to get defined, 3 damn years after the law was passed. Still saying "late Spring" in our state, which is supposedly one of the earliest states to get the program up and running.
We're probably not going to be eligible for the rebates this year unless one or both of the (currently half-time) wage earners in the household loses our job, but the job loss is a distinct possibility. It's been irritating to have to keep waiting while they kick the IRA rebate can down the road by a few months, every few months. We were really hoping to have it by this summer for the A/C, but it's feeling less and less likely. Where we live in northwest WA, summer is mild and A/C is uncommon, but that's changing as the world warms and heat waves become more frequent and severe.
Anyhow, it could end up being more of a splurge than anticipated if we can't wrangle rebates. Or it might just have to wait another year, when it will be even more likely that our income will drop.