I'm really lusting after a different house. Well, not a different house exactly, I actually really like my current house. I just hate where its located. I really want my exact house, just in an area where we can walk places. Our current place is located on a ~400 yard street off of a narrow, busy two lane with zero shoulder.
I'd like to be somewhere with sidewalks, bike lanes, coffee shops and grocery stores within a 5-10 minute walk. Its become even more apparent now that we have an infant, we've got to load him into the car, drive 15-20 minutes to do an activity, and before we know it, a 20 minute walk at the park takes an hour or two.
The equivalent houses we've been looking at are about 30-40% more expensive, and will actually make my commute longer. The taxes are triple what we pay right now. We don't have much equity in our current house, and will only walk away with ~$3000 of our $15,000 down payment after all of the realtor fees. Financially, its a hideously bad idea.
But I still kinda want to do it?