Author Topic: What's the most frugal thing you do?  (Read 35657 times)

Silrossi46

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Re: What's the most frugal thing you do?
« Reply #250 on: August 09, 2023, 03:32:15 PM »
Drive for free for the last 15 or so years

Buy car  sell car for profit
Buy car sell car for profit

Buy next car with profit.  Drive said car documenting all expenses minus gas (including title flips and registering and taxes) Sell that car at some point for profit.

Buy next car with profit.  Ect. 

I have 4 reliable cars that have been bought  correctly with all profits of previous cars sold with enough padding in the positive direction that expenses are just deducted for profits sitting there. 

If cash pile gets low I just sell something and buy another one correctly and add to pile. 

That being said I generally drive for free in every sense of the word IMO.

Current cash pile = 4500
Is there a Part 2 coming? We want to learn how you got free gas, oil, and parts for said vehicles. Also, how do you get free insurance and tags? Assuming you do your own maintenance, but how do you get free tools?

I was implying that I use profits from sales to fund all that including the price of buying the cars.  I do my own work on them so yes I am implying that my time is free I suppose.

Very dodgy answer. You specifically stated:

That being said I generally drive for free in every sense of the word IMO.

I’m not trying to dodge anything.  I spend money completely from profits of cars I drove and sold for more than I paid for including using it registering it and repairing it.  In my mind that’s free.  If that doesn’t equate to your thought regarding it I can respect that but in my mind it’s free.  Am I missing something?  Fyi I mean that in the most respectful way.  I spend zero money from my w2 job or savings on vehicles. 

If rebutting that due to the fact that I spend time repairing things and of course time is money then technically yes you are correct my statement implies that my time is worth nothing.  I stand corrected.

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Re: What's the most frugal thing you do?
« Reply #251 on: August 14, 2023, 09:52:23 AM »
I’m not trying to dodge anything.  I spend money completely from profits of cars I drove and sold for more than I paid for including using it registering it and repairing it.  In my mind that’s free.  If that doesn’t equate to your thought regarding it I can respect that but in my mind it’s free.  Am I missing something?  Fyi I mean that in the most respectful way.  I spend zero money from my w2 job or savings on vehicles. 

If rebutting that due to the fact that I spend time repairing things and of course time is money then technically yes you are correct my statement implies that my time is worth nothing.  I stand corrected.

Years ago when I had more time I did this as well with similar good results. These days I just keep the same car going forever. 24 year old daily driver. This weekend I spent a little time, a little money repainting some exterior plastic (extending its lifetime b/c it was bleached gray) and touching up some surface rust where the plastic time rubbed against the paint for all these years until there was just the slightest bit of rust. Cleaned it up with an air tool using a Scotchbrite pad, self-etching primer, color matched rattle can paint, and its ready to reassemble today. Takes about ~20 minutes to put the trim back together. Shouldn't need to do this again for 10-15 years.

Cost = time+~$30 in materials+tools I already owned.

I have more to do as I work my way around the car so some of that $30 worth of materials will be used elsewhere.

Meanwhile on the hobby side I do similar things with vintage vehicles. Buy it for $1500 and once its done, its worth $25K or more. I don't include my time b/c I like doing the work.

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Re: What's the most frugal thing you do?
« Reply #252 on: August 14, 2023, 11:59:14 AM »
I never order drinks at restaurants.  My alcohol consumption is occasional at best and I think it is the biggest waste of money.  I love ice water and that is what I have to drink.  If I'm desperate for something else, I can wait an hour or two and have it when I get home.

I am very value conscious, despite making decent money.  It doesn't mean I am always cheap, but I ask seriously ask myself is this worth it to me?

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Re: What's the most frugal thing you do?
« Reply #253 on: August 14, 2023, 02:23:44 PM »
This weekend, the most frugal thing I did was recover the cat scratch post with carpet remnants from the condo I sold in 2019. Have done it enough times that I'm actually getting good looking results now!

Purchased new, on deep discount Black Friday sale, the post cost $75. So have saved at least that much each year when replacing the carpet. Or more, is you want to use the regular retail price.

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Re: What's the most frugal thing you do?
« Reply #254 on: August 14, 2023, 02:42:16 PM »
Drive for free for the last 15 or so years

Buy car  sell car for profit
Buy car sell car for profit

Buy next car with profit.  Drive said car documenting all expenses minus gas (including title flips and registering and taxes) Sell that car at some point for profit.

Buy next car with profit.  Ect. 

I have 4 reliable cars that have been bought  correctly with all profits of previous cars sold with enough padding in the positive direction that expenses are just deducted for profits sitting there. 

If cash pile gets low I just sell something and buy another one correctly and add to pile. 

That being said I generally drive for free in every sense of the word IMO.

Current cash pile = 4500
Is there a Part 2 coming? We want to learn how you got free gas, oil, and parts for said vehicles. Also, how do you get free insurance and tags? Assuming you do your own maintenance, but how do you get free tools?

I was implying that I use profits from sales to fund all that including the price of buying the cars.  I do my own work on them so yes I am implying that my time is free I suppose.

Very dodgy answer. You specifically stated:

That being said I generally drive for free in every sense of the word IMO.

I’m not trying to dodge anything.  I spend money completely from profits of cars I drove and sold for more than I paid for including using it registering it and repairing it.  In my mind that’s free.  If that doesn’t equate to your thought regarding it I can respect that but in my mind it’s free.  Am I missing something?  Fyi I mean that in the most respectful way.  I spend zero money from my w2 job or savings on vehicles. 

If rebutting that due to the fact that I spend time repairing things and of course time is money then technically yes you are correct my statement implies that my time is worth nothing.  I stand corrected.
I find the fact that you're deflecting my question mildly amusing. Here is what I asked you:

"Is there a Part 2 coming? We want to learn how you got free gas, oil, and parts for said vehicles. Also, how do you get free insurance and tags*? Assuming you do your own maintenance, but how do you get free tools?"
*aka registration

You seem to be ignoring the first two parts and focusing on the third, which seems a bit disingenuous. Since I wrote that in roughly the order of inportance, I've added bolding to the key words.

Gerard

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Re: What's the most frugal thing you do?
« Reply #255 on: August 14, 2023, 03:11:46 PM »
The most frugal thing I did this week was wave goodbye to spendy relatives as they return to their home country!

Just Joe

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Re: What's the most frugal thing you do?
« Reply #256 on: August 14, 2023, 03:21:57 PM »
When I was flipping cars years ago I was generally making enough money to cover any new tools (many last a lifetime), insurance, parts, etc. Can't nail down my profits to the cent all these years later b/c I wasn't tracking it that closely but I do think I was covering all my expenses including fuel with the profits.

I'd buy a car in the low hundreds and sell it for a couple of thousand and driving it for a year. Sometimes I could chain the buys/sells together.

Bought a grocery getter car for $150, minor repairs and drove it for over a year. Traded it directly for a small car that needed some cheap repairs ($150), drove it about a year and sold it for about $1200.  Repeat, wash and rinse. This was ~30 years ago.

BlueHouse

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Re: What's the most frugal thing you do?
« Reply #257 on: August 14, 2023, 04:52:11 PM »
I'm not the most frugal person, but the one area I am good at is entertainment.
My entertainment revolves around free events around town.  I go to museums a lot (just pop-in and pop-out whenever because they are free here).   I scour the free event sites to find lectures, workshops, concerts, etc that are free AND often have free refreshments (sometimes even beer & wine).   Because I'm always on the lookout for cool free things to do, I do so many things I wouldn't otherwise do.  For instance, in the next month, I'll:

* see a few different free concerts at multiple locations.  Some will allow outside food/drink and some I'll buy refreshments
* attend some art openings and gallery talks
* participate in a writing workshop at the National Portrait Gallery
* see Bob Costas and Bob Wilton talk about...sports something (not something I'd ordinarily do, but hey, it's free...why not?)
* go on a big group bike ride with a police escort through intersections
* Learn about desegregation of "Jim Crow" airports with a former congressman who worked on the legislation at the Air and Space Museum
* Join a watch party for World Cup hosted by DC United
* See a film screening at the Argentine Embassy
* Attend a screening of the 60th Anniversary of the March on Washington at the National Archives
* Join a birding tour on a boat on the river
* Play Burl Ives' guitar at the Library of Congress   (yeah, just like Lizzo and the flute, only I'm just a nobody and they're letting me play it) 

When I look at the events on my calendar, I wonder what do people do for entertainment who don't actively look for free stuff. 



baludon

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Re: What's the most frugal thing you do?
« Reply #258 on: August 14, 2023, 05:38:12 PM »
I'm not the most frugal person, but the one area I am good at is entertainment.
My entertainment revolves around free events around town.  I go to museums a lot (just pop-in and pop-out whenever because they are free here).   I scour the free event sites to find lectures, workshops, concerts, etc that are free AND often have free refreshments (sometimes even beer & wine).   Because I'm always on the lookout for cool free things to do, I do so many things I wouldn't otherwise do.  For instance, in the next month, I'll:

* see a few different free concerts at multiple locations.  Some will allow outside food/drink and some I'll buy refreshments
* attend some art openings and gallery talks
* participate in a writing workshop at the National Portrait Gallery
* see Bob Costas and Bob Wilton talk about...sports something (not something I'd ordinarily do, but hey, it's free...why not?)
* go on a big group bike ride with a police escort through intersections
* Learn about desegregation of "Jim Crow" airports with a former congressman who worked on the legislation at the Air and Space Museum
* Join a watch party for World Cup hosted by DC United
* See a film screening at the Argentine Embassy
* Attend a screening of the 60th Anniversary of the March on Washington at the National Archives
* Join a birding tour on a boat on the river
* Play Burl Ives' guitar at the Library of Congress   (yeah, just like Lizzo and the flute, only I'm just a nobody and they're letting me play it) 

When I look at the events on my calendar, I wonder what do people do for entertainment who don't actively look for free stuff.

I would need a vacation afterwards if I were to do these events within a month.

Cadman

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Re: What's the most frugal thing you do?
« Reply #259 on: August 14, 2023, 05:44:41 PM »
If you're handy, and you don't mind getting your hands dirty, then it's absolutely possible to buy old cars, drive the wheels off them, and sell them (or part them out when the rust takes over) for more than the purchase price+fuel+maintenance+insurance. The one time that didn't work out was 20+ years ago when I let a 1989 Troféo go "for cheap" because I was running out of garage space, and it bothers me to this day.

Now, if you're factoring in your time, that's a different story. But since I'm FIRE'd, and enjoy occasional wrenching, it's all gravy these days.

Silrossi46

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Re: What's the most frugal thing you do?
« Reply #260 on: August 14, 2023, 08:36:16 PM »
When I was flipping cars years ago I was generally making enough money to cover any new tools (many last a lifetime), insurance, parts, etc. Can't nail down my profits to the cent all these years later b/c I wasn't tracking it that closely but I do think I was covering all my expenses including fuel with the profits.

I'd buy a car in the low hundreds and sell it for a couple of thousand and driving it for a year. Sometimes I could chain the buys/sells together.

Bought a grocery getter car for $150, minor repairs and drove it for over a year. Traded it directly for a small car that needed some cheap repairs ($150), drove it about a year and sold it for about $1200.  Repeat, wash and rinse. This was ~30 years ago.

Yup this 100%.  You probably explained it more to the liking of those that seem to not get it. 

Loretta

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Re: What's the most frugal thing you do?
« Reply #261 on: August 15, 2023, 05:23:49 AM »
I put my physical library card in my wallet so I can visit the library after work and check out their wares.  I sold a pet ramp on Fb for $25 but the chair I listed remains in my living room due to flaky flakes flaking out on me. 

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Re: What's the most frugal thing you do?
« Reply #262 on: August 15, 2023, 06:25:14 AM »

* Play Burl Ives' guitar at the Library of Congress   (yeah, just like Lizzo and the flute, only I'm just a nobody and they're letting me play it) 



That is random but also super cool! I grew up listening to my mom's old LPs which included Burl Ives Disney movie soundtracks and this made me smile!

RetiredAt63

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Re: What's the most frugal thing you do?
« Reply #263 on: August 15, 2023, 07:29:05 AM »
I put my physical library card in my wallet so I can visit the library after work and check out their wares.  I sold a pet ramp on Fb for $25 but the chair I listed remains in my living room due to flaky flakes flaking out on me.

My library card lives in my wallet.  I have saved so much money since I moved back to areas with good public libraries.

LaineyAZ

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Re: What's the most frugal thing you do?
« Reply #264 on: August 15, 2023, 08:00:06 AM »
I have to add one nitpick about always getting entertainment from free/reduced passes.  Yes, most museums or public gardens have some time set aside for free or donation-only attendance. 

However I strongly believe that if you want to see those institutions continue in your community than it's a worthwhile investment to become a paying member.  It's likely only $50-$70/year and helps ensure their financial stability.  If we here on MMM can afford to travel, buy better quality food, remodel our homes, etc., then we can afford to help maintain the places we love so events can continue to be enjoyed by all.

It's a ripple effect - it creates jobs, promotes creativity, and overall enhances our lives.  Let's not just grift on the generosity of others for our invaluable public institutions.

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Re: What's the most frugal thing you do?
« Reply #265 on: August 15, 2023, 09:12:51 AM »
I have to add one nitpick about always getting entertainment from free/reduced passes.  Yes, most museums or public gardens have some time set aside for free or donation-only attendance. 

However I strongly believe that if you want to see those institutions continue in your community than it's a worthwhile investment to become a paying member.  It's likely only $50-$70/year and helps ensure their financial stability.  If we here on MMM can afford to travel, buy better quality food, remodel our homes, etc., then we can afford to help maintain the places we love so events can continue to be enjoyed by all.

It's a ripple effect - it creates jobs, promotes creativity, and overall enhances our lives.  Let's not just grift on the generosity of others for our invaluable public institutions.




I always assumed collectors loaned, leased, or donated artworks to museums to help ensure the values of their collections increased.  Isn't that how the high-end art world works?  Few things are truly "priceless", but many are marketed as such. 

LifeHappens

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Re: What's the most frugal thing you do?
« Reply #266 on: August 15, 2023, 09:40:43 AM »
I have recently started making oatmilk to use in my coffee. I estimate my cost at $0.50 per week, so much less than purchasing oat or cow's milk and I know exactly what I'm drinking.

BlueHouse

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Re: What's the most frugal thing you do?
« Reply #267 on: August 15, 2023, 10:01:28 AM »
I have to add one nitpick about always getting entertainment from free/reduced passes.  Yes, most museums or public gardens have some time set aside for free or donation-only attendance. 

However I strongly believe that if you want to see those institutions continue in your community than it's a worthwhile investment to become a paying member.  It's likely only $50-$70/year and helps ensure their financial stability.  If we here on MMM can afford to travel, buy better quality food, remodel our homes, etc., then we can afford to help maintain the places we love so events can continue to be enjoyed by all.

It's a ripple effect - it creates jobs, promotes creativity, and overall enhances our lives.  Let's not just grift on the generosity of others for our invaluable public institutions.

I think most people understand the social norms of giving back when you receive great benefit from something. 

I live in DC.  Most museums are free because a portion of their funding comes from public appropriations.  Please, come and learn about the history of the museums and how the funding works!   And thanks to everyone for contributing to the preservation of all the artifacts! I also donate both my time and money to some of the organizations that I spend the most time in (Smithsonian, Library of Congress).  The more you frequent museums, the more you realize that they are a vital service to the public -- they should be free to everyone using PUBLIC FUNDS so that a few billionaires can't decide what to preserve and what not to.  Many small donations from individuals are also a great guarantee that politicians don't defund important archival duties to protect a few rotten politicians. 

The greatest thing about always-free entrance at museums is that as a neighbor, I can pop-in for an hour or two at a time, so I do it often.  I don't have the attention span or physical stamina to stand around at museums for entire days, so I think the cities that charge for entry end up with people who feel they HAVE TO get their money's worth.  I also don't begrudge the 20 million tourists that DC attracts each year.  Their use of our local-taxpayer-provided roads, bridges, etc is welcome as they visit the free monuments and museums and support our businesses. 

Many of the nighttime events are philanthropic lectures, designed to ensure the public can learn about topics that the philanthropist thought was important for people to know about.  And always remember the difference between charity and philanthropy:  Philanthropy is a business transaction, because someone's name is attached to it. So I don't feel the least bit guilty about attending the Sackler Galleries. 

I probably spout off about the value of these museums more than anyone I know.  I am thrilled to live in such close proximity to all of these resources.  My taxes over the past decade MORE than make up for the small footprint I place on these institutions.  I want everyone to get as much out of these places as I do.

ETA:  There are a TON of virtual events that people can participate in too (learning to draw, etc).  I highly recommend ALL of the events and courses for everyone   https://www.si.edu/events/online


   
« Last Edit: August 15, 2023, 10:26:36 AM by BlueHouse »

BlueHouse

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Re: What's the most frugal thing you do?
« Reply #268 on: August 15, 2023, 10:38:49 AM »
I have to add one nitpick about always getting entertainment from free/reduced passes.  Yes, most museums or public gardens have some time set aside for free or donation-only attendance. 

However I strongly believe that if you want to see those institutions continue in your community than it's a worthwhile investment to become a paying member.  It's likely only $50-$70/year and helps ensure their financial stability.  If we here on MMM can afford to travel, buy better quality food, remodel our homes, etc., then we can afford to help maintain the places we love so events can continue to be enjoyed by all.

It's a ripple effect - it creates jobs, promotes creativity, and overall enhances our lives.  Let's not just grift on the generosity of others for our invaluable public institutions.




I always assumed collectors loaned, leased, or donated artworks to museums to help ensure the values of their collections increased.  Isn't that how the high-end art world works?  Few things are truly "priceless", but many are marketed as such.

yes, often.  They also get marketing for their names or brands.  And remember the Sacklers got off-hours entry and business offices and meeting rooms, not to mention huge tax breaks.  They also get their collections insured, stored, displayed, and protected on someone else's dime.  Philanthropy is ALWAYS a business transaction.  It's not charity. 

Dicey

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Re: What's the most frugal thing you do?
« Reply #269 on: August 15, 2023, 11:46:39 AM »
I have to add one nitpick about always getting entertainment from free/reduced passes.  Yes, most museums or public gardens have some time set aside for free or donation-only attendance. 

However I strongly believe that if you want to see those institutions continue in your community than it's a worthwhile investment to become a paying member.  It's likely only $50-$70/year and helps ensure their financial stability.  If we here on MMM can afford to travel, buy better quality food, remodel our homes, etc., then we can afford to help maintain the places we love so events can continue to be enjoyed by all.

It's a ripple effect - it creates jobs, promotes creativity, and overall enhances our lives.  Let's not just grift on the generosity of others for our invaluable public institutions.
I agree completely! My favorite hack is buying memberships at charity auctions. The membership donor gets great exposure for very little cost, and the host group gets $$ for their cause. Then I bring guests, so they can get to know the institution and potentially become guests themselves.

Just Joe

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Re: What's the most frugal thing you do?
« Reply #270 on: August 15, 2023, 02:14:57 PM »
I put my physical library card in my wallet so I can visit the library after work and check out their wares.  I sold a pet ramp on Fb for $25 but the chair I listed remains in my living room due to flaky flakes flaking out on me.

We just gave away a couch b/c flaky flakes couldn't be trusted to come when they said they would. So we gave it to some young folks from work who definitely needed it.

oneday

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Re: What's the most frugal thing you do?
« Reply #271 on: August 15, 2023, 10:13:49 PM »
I put my physical library card in my wallet so I can visit the library after work and check out their wares.

I once found myself at the library with no card in my wallet*, and a librarian helped me check out a book anyway, just using my ID. Don't let a missing library card hold you back!



*removed for a prior vacation and not yet put back

Metalcat

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Re: What's the most frugal thing you do?
« Reply #272 on: August 16, 2023, 04:06:16 AM »
Y'all don't have your library cards on your phones? If your library doesn't have digital cards, just write down your card number in a note.

GuitarStv

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Re: What's the most frugal thing you do?
« Reply #273 on: August 16, 2023, 07:39:33 AM »
I'm not going to buy a cell phone just so I can use my library card, and the cord on our home phone won't stretch far enough.

Metalcat

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Re: What's the most frugal thing you do?
« Reply #274 on: August 16, 2023, 08:03:40 AM »
I'm not going to buy a cell phone just so I can use my library card, and the cord on our home phone won't stretch far enough.

How did I not know that you don't have a cell phone??

GuitarStv

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Re: What's the most frugal thing you do?
« Reply #275 on: August 16, 2023, 08:27:08 AM »
I'm not going to buy a cell phone just so I can use my library card, and the cord on our home phone won't stretch far enough.

How did I not know that you don't have a cell phone??

This cell phone fad is going to end soon and you'll all feel so foolish . . .

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Re: What's the most frugal thing you do?
« Reply #276 on: August 16, 2023, 08:54:11 AM »
I'm not going to buy a cell phone just so I can use my library card, and the cord on our home phone won't stretch far enough.

How did I not know that you don't have a cell phone??

This cell phone fad is going to end soon and you'll all feel so foolish . . .

Lol....

I felt this way also until I needed an app to login for work, and an app to login to my banking website, and an app to even buy movie tickets at the local movie theatre (they have no employees there to buy tickets, or check tickets, and no self checkout even - all is on the app), etc, etc.

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Re: What's the most frugal thing you do?
« Reply #277 on: August 16, 2023, 09:00:29 AM »
You guys don't memorize your library card numbers? Half the time I'm too lazy to get out my wallet and just punch it in from memory. My boyfriend about 90% of the time.

RetiredAt63

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Re: What's the most frugal thing you do?
« Reply #278 on: August 16, 2023, 09:41:44 AM »
You guys don't memorize your library card numbers? Half the time I'm too lazy to get out my wallet and just punch it in from memory. My boyfriend about 90% of the time.

My library card is too long to memorize.   ;-)

I'm not going to buy a cell phone just so I can use my library card, and the cord on our home phone won't stretch far enough.

How did I not know that you don't have a cell phone??

This cell phone fad is going to end soon and you'll all feel so foolish . . .

Lol....

I felt this way also until I needed an app to login for work, and an app to login to my banking website, and an app to even buy movie tickets at the local movie theatre (they have no employees there to buy tickets, or check tickets, and no self checkout even - all is on the app), etc, etc.

I've gone the other direction.  I gave up my landline and only have a cell phone.  No camera, no address book, no notepad, no calculator - my phone takes up so much less space than all the things I used to have in my purse oh, about 40 years ago.

Tasse

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Re: What's the most frugal thing you do?
« Reply #279 on: August 16, 2023, 10:47:10 AM »
I'm not going to buy a cell phone just so I can use my library card, and the cord on our home phone won't stretch far enough.

How did I not know that you don't have a cell phone??

This cell phone fad is going to end soon and you'll all feel so foolish . . .

Lol....

I felt this way also until I needed an app to login for work, and an app to login to my banking website, and an app to even buy movie tickets at the local movie theatre (they have no employees there to buy tickets, or check tickets, and no self checkout even - all is on the app), etc, etc.

I don't know about your work login, but the functionality of most other apps can be replicated on a computer screen.

The one I haven't figured out yet is mobile check deposit. I made a phone call trying to explain to Ally that their app wouldn't let me log in because it wasn't designed for the 1.5"-wide screen of my mini smartphone. (Cost: <$150.) But that's rare enough that it's not a big deal.

I'm the person still asking restaurants with QR codes if they have paper menus in the back. (Sometimes they do, sometimes not.) I refuse to carry a cell phone with an internet browser; it was bad for me when I did.

Resist designing society around universal adoption of a luxury product!

Zikoris

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Re: What's the most frugal thing you do?
« Reply #280 on: August 16, 2023, 11:45:45 AM »
You guys don't memorize your library card numbers? Half the time I'm too lazy to get out my wallet and just punch it in from memory. My boyfriend about 90% of the time.

My library card is too long to memorize.   ;-)

Mine is 14 digits long, are there really libraries with longer library card numbers than that? Do they have freakishly long cards to fit it all?

Raenia

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Re: What's the most frugal thing you do?
« Reply #281 on: August 16, 2023, 11:52:05 AM »
You guys don't memorize your library card numbers? Half the time I'm too lazy to get out my wallet and just punch it in from memory. My boyfriend about 90% of the time.

My library card is too long to memorize.   ;-)

Mine is 14 digits long, are there really libraries with longer library card numbers than that? Do they have freakishly long cards to fit it all?

No, they just make the font size smaller and smaller.

I don't see the point in memorizing my library card number, since the self check out doesn't have any way to type it in - it's just hooked up to a scanner, no keyboard or mouse. If I don't have my card to scan, I can go to the main desk, but they require you to show ID to prove you're the person on the account if you don't have the physical card. They won't take just the number.

Kris

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Re: What's the most frugal thing you do?
« Reply #282 on: August 16, 2023, 12:05:01 PM »
You guys don't memorize your library card numbers? Half the time I'm too lazy to get out my wallet and just punch it in from memory. My boyfriend about 90% of the time.

Yep, me too.

GuitarStv

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Re: What's the most frugal thing you do?
« Reply #283 on: August 16, 2023, 12:10:27 PM »
You guys don't memorize your library card numbers? Half the time I'm too lazy to get out my wallet and just punch it in from memory. My boyfriend about 90% of the time.

Yep, me too.

It's so much faster and easier to scan the card than punch in the number that I've never tried manual entry.

RetiredAt63

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Re: What's the most frugal thing you do?
« Reply #284 on: August 16, 2023, 12:12:22 PM »
You guys don't memorize your library card numbers? Half the time I'm too lazy to get out my wallet and just punch it in from memory. My boyfriend about 90% of the time.

Yep, me too.

I've moved so much lately I am saving all my spare brain memory space for postal codes.    ;-)

Kris

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Re: What's the most frugal thing you do?
« Reply #285 on: August 16, 2023, 12:13:01 PM »
You guys don't memorize your library card numbers? Half the time I'm too lazy to get out my wallet and just punch it in from memory. My boyfriend about 90% of the time.

Yep, me too.

It's so much faster and easier to scan the card than punch in the number that I've never tried manual entry.

I guess that depends on the person. It's faster for me to type it in than to take out my card, scan it, and put it away.

GuitarStv

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Re: What's the most frugal thing you do?
« Reply #286 on: August 16, 2023, 12:15:24 PM »
You guys don't memorize your library card numbers? Half the time I'm too lazy to get out my wallet and just punch it in from memory. My boyfriend about 90% of the time.

Yep, me too.

It's so much faster and easier to scan the card than punch in the number that I've never tried manual entry.

I guess that depends on the person. It's faster for me to type it in than to take out my card, scan it, and put it away.

Protip - tattoo the bar code on your forehead to avoid fussing with cards OR typing.

jeninco

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Re: What's the most frugal thing you do?
« Reply #287 on: August 16, 2023, 02:50:10 PM »
You guys don't memorize your library card numbers? Half the time I'm too lazy to get out my wallet and just punch it in from memory. My boyfriend about 90% of the time.

Yep, me too.

It's so much faster and easier to scan the card than punch in the number that I've never tried manual entry.

I guess that depends on the person. It's faster for me to type it in than to take out my card, scan it, and put it away.

Protip - tattoo the bar code on your forehead to avoid fussing with cards OR typing.

Hand. Can you see your own forehead?

Dancin'Dog

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Re: What's the most frugal thing you do?
« Reply #288 on: August 16, 2023, 03:06:45 PM »
I'm not going to buy a cell phone just so I can use my library card, and the cord on our home phone won't stretch far enough.

How did I not know that you don't have a cell phone??


If he did have a cell phone, you'd have known he'd never lose it under the bed. 

Dancin'Dog

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Re: What's the most frugal thing you do?
« Reply #289 on: August 16, 2023, 03:17:18 PM »
I'm not going to buy a cell phone just so I can use my library card, and the cord on our home phone won't stretch far enough.

How did I not know that you don't have a cell phone??

This cell phone fad is going to end soon and you'll all feel so foolish . . .

Lol....

I felt this way also until I needed an app to login for work, and an app to login to my banking website, and an app to even buy movie tickets at the local movie theatre (they have no employees there to buy tickets, or check tickets, and no self checkout even - all is on the app), etc, etc.

I don't know about your work login, but the functionality of most other apps can be replicated on a computer screen.

The one I haven't figured out yet is mobile check deposit. I made a phone call trying to explain to Ally that their app wouldn't let me log in because it wasn't designed for the 1.5"-wide screen of my mini smartphone. (Cost: <$150.) But that's rare enough that it's not a big deal.

I'm the person still asking restaurants with QR codes if they have paper menus in the back. (Sometimes they do, sometimes not.) I refuse to carry a cell phone with an internet browser; it was bad for me when I did.

Resist designing society around universal adoption of a luxury product!
[/quote




What about the restaurants that refuse to accept cash?  I'm not sure that was even legal until C-19 made cash a dirty thing.  I'm surprised the anti-vaxxers didn't blame the CC companies for the pandemic so they could force CC payments on everyone.   (Obviously, none of them were bright enough to notice the profit motive.)

GuitarStv

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Re: What's the most frugal thing you do?
« Reply #290 on: August 16, 2023, 03:43:45 PM »
What about the restaurants that refuse to accept cash?

Debit, credit, and cheques do not require a cell phone.

MinouMinou

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Re: What's the most frugal thing you do?
« Reply #291 on: August 16, 2023, 08:45:45 PM »
I love this thread! Reading through back pages. I do a lot of them: library, default not buying things, walk/bike/jog to work, neighborhood gleaning then preserving of ignored fruit like apples, blackberries, figs. Line dry in summer. I stop by my local natural food store and get the 50% off distressed veggies on the regular. I make a lot of gifts by knitting nice things out of thrifted yarn.

The weirdest one though, I do not admit to many people, but this feels like a safe space. :)  We use home-sewn flannel "tinkle towels" (only for urine) and also follow the "if it's mellow, let it yellow" adage to save water (and collect shower water in bucket to flush). It's more for environmental than frugal reasons, but the two go so nicely hand in hand.

Siebrie

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Re: What's the most frugal thing you do?
« Reply #292 on: August 17, 2023, 06:57:26 AM »
We bought e-bikes for husband and me with eco-vouchers (€250/year for each of us, Belgian government scheme, taxfree through employer, vouchers valid for 2 years) with a discount voucher at a DIY store. The e-bikes were €1,200 each, bought 3 years apart. I'm registered at work as 'cycling to work', which gives me tax exempt commuter re-imbursement per km; I make €900/year :).

Husband has a company car (and fuel card) he can use privately, which is counted by the taxman as adding €140/month to his gross pay, but the tax he has to pay is reimbursed by his employer. We use his car whenever we need to ride somewhere.

We do own a second car, a fire engine red Kia Picanto, which does less than 3,000km/year and is on a cheap insurance plan. I bought it off my parents for half the recommended resale price when they bought my Aunt's car when my Uncle died and she wasn't confident enough to continue driving. We have a car mechanic friend who does the yearly maintenance for just product price and a family meal with us. I have a reminder in my phone for the annual mandatory check, to make the appointment with the vehicle inspection centre on time, because by the time I receive the alert card (3 weeks before the expiry date), all decent appointment slots are full and I have to pay €15 more for being late.
« Last Edit: August 17, 2023, 07:21:52 AM by Siebrie »

dignam

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Re: What's the most frugal thing you do?
« Reply #293 on: August 17, 2023, 08:25:45 AM »
I'm not overly frugal, but I do try to tackle home and auto repairs myself.  I don't buy lots of crap, but I will spend more to get high quality items I use frequently (PC components, tools, pots/pans).

I'm also not big on taking extravagant vacations.  I've been out of the country 4 times in my life, and 3 of those trips I stayed in North America.  So many free and so many (cheap, with state park pass) places to see just in my state, which I've lately come to appreciate its geographic diversity.  The US is big and there is an abundance of places to visit.

Ladychips

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Re: What's the most frugal thing you do?
« Reply #294 on: August 17, 2023, 10:13:20 AM »
I think the most frugal thing I do is not caring about other peoples lifestyles and/or expectations. I just live in a way that makes me happy and let other people do the same.  I also don't spend money mindlessly. Sometimes I am not frugal...but its always a conscious choice, not habit or neglect.

Just Joe

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Re: What's the most frugal thing you do?
« Reply #295 on: August 17, 2023, 03:37:11 PM »
Not motivated by "but its old" or "it is broken". Well I'm motivated to repair things if they break. Motivated to maintain the appearance of things whose appearance is important to me like my car. A little cleaning or polishing goes a long way. So does a bit of spray paint when the the exterior plastic bleaches out gray or the trailer hitch starts to rust.

BlueHouse

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Re: What's the most frugal thing you do?
« Reply #296 on: August 17, 2023, 04:12:55 PM »
I'm not the most frugal person, but the one area I am good at is entertainment.
My entertainment revolves around free events around town.  I go to museums a lot (just pop-in and pop-out whenever because they are free here).   I scour the free event sites to find lectures, workshops, concerts, etc that are free AND often have free refreshments (sometimes even beer & wine).   Because I'm always on the lookout for cool free things to do, I do so many things I wouldn't otherwise do.  For instance, in the next month, I'll:

* see a few different free concerts at multiple locations.  Some will allow outside food/drink and some I'll buy refreshments
* attend some art openings and gallery talks
* participate in a writing workshop at the National Portrait Gallery
* see Bob Costas and Bob Wilton talk about...sports something (not something I'd ordinarily do, but hey, it's free...why not?)
* go on a big group bike ride with a police escort through intersections
* Learn about desegregation of "Jim Crow" airports with a former congressman who worked on the legislation at the Air and Space Museum
* Join a watch party for World Cup hosted by DC United
* See a film screening at the Argentine Embassy
* Attend a screening of the 60th Anniversary of the March on Washington at the National Archives
* Join a birding tour on a boat on the river
* Play Burl Ives' guitar at the Library of Congress   (yeah, just like Lizzo and the flute, only I'm just a nobody and they're letting me play it) 

When I look at the events on my calendar, I wonder what do people do for entertainment who don't actively look for free stuff.

I would need a vacation afterwards if I were to do these events within a month.

Well, everyday is vacation for me, because I fired in 2021!  It's not as hard as it seems, because I usually just walk to these things.  That makes them seem like it's just part of my daily life, and not "events".   Back when I was working, it was hard for me to get motivated to do anything after a day at the office. 

Fire enthusiast

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Re: What's the most frugal thing you do?
« Reply #297 on: August 18, 2023, 07:14:29 AM »
1. Simplified diet.
I don't order takeout and almost don't eat out. The purpose of my daily meal is to provide my body with the energy it needs, not a gourmet meal. I did this initially to lose weight and then I realized I was saving almost $300 a month. Remember: drink water instead of beverages! Not only does it save you money but it's also good for your health!
2. Share it with your roommate.
I just purchased a rice cooker last week with my two roommates. It cost us $30. We only paid an average of $10 per person. If we don't live together anymore after two years, we'll sell it on a second-hand website. I'm guessing it will sell for $15. That would only cost us $5 per person to use the rice cooker for 2 years! However, it is important to note that you should use it carefully to ensure that you can sell it a second time.

eyesonthehorizon

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Re: What's the most frugal thing you do?
« Reply #298 on: August 19, 2023, 11:13:40 PM »
My actually most frugal choices are earlier in the thread but I have a new one. With the unusually brutal heat this summer I have hit a limit on how much plain water I can enjoy drinking.

I recently found certain blond fruit-forward coffees shaken with ice to chill yield both a chilled coffee shot for morning latte purposes & a surprisingly palatable coffee-perfumed water from the reserved ice melt. I have also taken to drinking the water I use to rinse the blender after fruit smoothies. Each ends up with a nice aromatic component & preserves the enjoyment of the chilled water used to make the initial drinks. I have joked that it's homemade flat La Croix (having never tried La Croix.)

Loretta

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Re: What's the most frugal thing you do?
« Reply #299 on: June 05, 2024, 07:26:56 PM »
I share my referral codes like a MOFO, can that be
My most frugal activity. 

https://i.capitalone.com/J4L9gS0fu