Is there a credit card with a life insurance benefit ?

[silentfaith]

That car rental insurance post got me thinking about benefits of a credit card and wonder if there are credit cards or banking programs that include life insurance?

[Dicey]

Last I needed it, term life insurance was dirt cheap, especially if you're young. If you're at all worried, just buy a cheap policy and keep it in force until you don't need it any more.

[silentfaith]

I'm 70 and life insurance is super expensive and looking for whatever is out there that's not so much.

[Dicey]

Why do you feel you need life insurance now?

[justinhurt]

Yes, of course. There are four major types of credit insurance: life, disability, involuntary unemployment, and property. Credit companies offer it under a variety of names. You just need to contact your credit company and ask about their offers.

[katsiki]

Some credit unions offer free coverage.  It is minimal but you could possibly get a few of them (for free).  You can increase them but I am unsure if the rates are competitive.  Pentagon Federal and Alliant both offer this.  Hope this helps.

[Indexer]

Why do you feel you need life insurance now?

This ^.

People normally need insurance in case they pass prematurely, while their beneficiaries(spouse/children) are still dependent on their income. This is normally a concern when someone is in their 30s-50s and still have debts and dependents.