I read only about half of the first page of the very long article (11 pages online!), but as an American, I do find our health care to be a ridiculous travesty alongside our generally poor health and obesity problems. And the two are related to a degree -- our health care system should be taking more steps to help prevent and manage the poor habits many of us exhibit.
So yes, we can certainly pin many health problems and poor money management, on an individual's poor choices. But the sad thing is, even a responsible and otherwise-healthy person can be financially ruined by our country's ridiculous lack of health coverage and outrageously inflated health care costs.
I'm no liberal, and definitely don't ascribe to Michael Moore, but I found the movie "Sicko" to be pretty damn compelling. Pharmaceutical companies, insurers, and health care providers are raking in enormous profits, the highest in any industry. And they have the biggest and most expensive lobbying. I think it's outrageous that in our "advanced" society, health care coverage is so spotty and so outrageously expensive. How many different versions of erectile dysfunction, headache, anxiety/depression, and stomach gas medications do we need? 5? 6? 7? Meanwhile many devastating but "orphan" conditions remain untreated, and un-researched, since there's no profit in them.
Premiums for my own (very large) employer-provided coverage have gone up double digits, year after year, for about 10 years, while things they cover always decreases. And I'm very well employed. No wonder so many people end up without coverage. Even though "Obamacare" was fought tooth and nail and barely passed, it still ended up being so watered down, it ends up doing very little compared to the nationalized systems in other industrialized nations.