Ha! I don't include my credit card cash back sitting in the account, currently around $180... does that count? :)
But actually I have been wondering about my pension account. Every month I am forced to contribute 7% of gross pay, and my employer contributes something like 11% of my gross pay (yes, MORE than I contribute). However, I don't think the 11% is in any way, shape, or form "mine". As in, if I leave the company and take the lump-sum payout, it will only be my 7% deposits. However, my employer recently started a "Savings" retirement option for new employees that acts like a 401k and includes a match. So I'm here wondering, am I getting a total rip-off (no match or even the option of switching to the new program) since I will likely not draw a pension? I'm 26 and don't see myself working here that much longer. The other possibility is that the employee contributions to my pension, or at least some portion of them, are in fact mine when I leave.. which would be a crazy-awesome windfall!! Anyone have thoughts on this? I should probably schedule a meeting with HR...