The Money Mustache Community

General Discussion => Welcome and General Discussion => Topic started by: Outlier on September 12, 2014, 09:22:05 PM

Title: Thank you MMM community
Post by: Outlier on September 12, 2014, 09:22:05 PM

I just wanted to post a quick thank you to everyone here.

My wife and I have been working on moving towards getting from a paycheck to paycheck position towards hitting FI since February this year. Six weeks ago I was waking up at night in a panic, worried I would have to dip into savings to pay a bill before the next paycheck. Today I'm calculating my savings rate and learning how to do better than I did last pay period.

I'm editing mint every day, learning to get spending under budget and narrowing down that budget because of the face punching lessons in the forums and blog.

Thank you for taking the time to help people who want to learn financial wisdom and get a better nights sleep.

Title: Re: Thank you MMM community
Post by: Stache In Training on September 12, 2014, 10:41:01 PM

Good Job!

Next you'll be waking up at nights because you're excited for the next possibility/hurdle.  For example: "I could be debt free in 6 months if I do BLANK!" or "Holy crap, I'm going to have a net worth of BLANK at my next paycheck!"  But those are much better things to be waking up at night about.

Either way, you'll be sleeping much better.  Sweet Dreams!

Title: Re: Thank you MMM community
Post by: Calvawt on September 13, 2014, 09:56:06 AM

great news!  Keep posting with questions and updates on your progress.

Title: Re: Thank you MMM community
Post by: trailrated on September 13, 2014, 11:27:36 AM

Kick ass and take names!

Title: Re: Thank you MMM community
Post by: Suit on September 13, 2014, 11:40:17 AM

Awesome! I also totally agree with Stache in Training, you will start waking up in the middle of the night or obsessing waiting on payday because you know X number of days from now you'll hit Y milestone. I can't wait until you get there, it's where I'm at now and it feels great!

Title: Re: Thank you MMM community
Post by: G-dog on September 13, 2014, 12:43:59 PM

Great work! There is great information here (and on jlcollins and other sites you may see cross-referenced her).
Tracking expenses is an important step, I am using Excel vs. Mint. It is good to see where the money is going!
Keep up the good work, and don't punch yourself too hard for not being 'perfect'.

Title: Re: Thank you MMM community
Post by: hybrid on September 13, 2014, 06:59:26 PM

Good for you outlier, keep us posted on your progress.

Title: Re: Thank you MMM community
Post by: Outlier on September 13, 2014, 07:14:50 PM

Thanks for the replies and encouragement everyone. I'm absolutely going to keep updating and posting. Mint says I'm 5 years four months from FI right now but I see that as a challenge instead of a road map.