Author Topic: Table of Credit Bureau Hard Inquires by Credit Card Company  (Read 704 times)

jnw

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Was looking at all the hard inquiries on my TransUnion, Equifax and Experian credit reports.  Compiled a list.  Seems as though Capital One is the worst, hitting all three bureaus.  Have others experienced about the same as the following?

Seems as though Equifax isn't used all that much, except for Citi Bank.  Good thing because my score there is only 767, whereas around 797 at both TransUnion and Experian.

Anyone have the data on any other credit card companies I could add to my table? Could help me decide which card I want to churn next.  Right now I am at only 5 hard inquires on Equifax but 6 each on TransUnion and Experian, so it looks like another Citi card might be next -- perhaps the Shop Your Way (Sears) card for it's unique offers each month.

EDIT: I should of sorted the table below in alphabetical order. Ah well.

« Last Edit: June 04, 2023, 01:52:16 PM by jnw »

daverobev

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Re: Table of Credit Bureau Hard Inquires by Credit Card Company
« Reply #1 on: June 04, 2023, 02:15:24 PM »
IIRC this can vary by state. Maybe check out old.reddit.com/r/churning