wow, so they closed the 300 travel credit loophole? Bummer! I signed my husband and I up last October and was able to use 600 that fall and got a new 600 that spring. Bummer! They are really catching on to us churners, I wonder if we have much time left?
Since I have done enough at chase for now, I am actually going to try out the citi premier. You get 50,000 points for just a 4,000 3 mo spend. no travel credit but the annual fee is waved for the first year, that makes the 50,000 points all yours. You can redeem it for full value for gift cards and a few other things. They do not offer straight cash back reward for the full value. Only issue with Citi thank you points. IF you both do this you can rack up 100,000 which you can redeem with the travel partners at more than full value. 1.2x I think.