Sorry if this is a dumb question/if the answer is obvious, but I have a 401k (traditional) with a previous employer. I want to roll it over into my IRA (roth) eventually, but I'm curious if I should wait considering the markets are down. My question is, if the funds are removed from certain investments and reinvested into other ones that are offered in the IRA, some which may be different, would I lose money by having to reinvest during this process? Are the concerns valid or will it be fine?