I'm diapasoun, and have been periodically visiting this site for a while... finally deciding to get really serious about getting myself out of the rat race. I've never been a high spender, but I wouldn't call myself naturally frugal, either; I have a weakness for good food and good books. I'm looking forward to being part of the community here and getting (and hopefully givng!) help.
I'm 31, in a long-term relationship, about at the point where we start talking about marriage; no kids, no current plans for them. I have a PhD and work in tech, and am probably underpaid but that's a fish for a different post. As you can guess from the tech bit, I live in everyone's favorite HCOL area, the SF Bay (blessedly in one of the cheapest parts). I definitely have ambitions of moving elsewhere, just have to figure out the details of that (including that whole "marriage?" question).
Total debt is about $32k in student loans, to be paid off within the next 7 years, and $5k in a car loan (yeah, I know). I also paid off about $8k of credit card debt last year, accumulated from moving and just being a total freaking idiot after leaving grad school for an actual living wage. In total savings, I'm currently at $15k in 401k, $2.8k in HSA, and about $8k in my emergency fund. I plan to be in positive net worth waters by summer 2018. My current SR of net is 31%, and I'm trying to figure out how to get that much, much higher -- at the current rate, I'm on track to retire by the usual age, but I am already Extremely Over the corporate world and want to get myself into a much freer position.