Author Topic: Savings Rate Calculation  (Read 3110 times)


  • Magnum Stache
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Savings Rate Calculation
« on: January 20, 2015, 03:45:19 PM »
Was going back and doing some data crunching of end of month stuff, and it popped in my head: what I the correct way to calculate savings rate?

So far, I've been doing: (take home pay - expenses + deductions (HSA/491k))/(take home pay + deductions (HSA/401k))

Basically ignoring taxes. What do you folks use?


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Re: Savings Rate Calculation
« Reply #1 on: January 20, 2015, 04:02:53 PM »
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
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