Author Topic: Roth IRA fees American Funds  (Read 1383 times)


  • 5 O'Clock Shadow
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  • Posts: 3
Roth IRA fees American Funds
« on: July 20, 2016, 10:27:18 AM »
I was wondering if anyone can shed some light on how fees are calculated for Roth IRA. My wife has a Roth with American Funds and the expense ratios seem quite high. Here are the funds and expense ratios:

American Funds U.S. Government Money Market Fund 0.38%   
Class C Shares
AMCAP Fund 1.48%
American Balanced Fund 1.38%
Capital Income Builder 1.38%
Capital World Growth and Income Fund 1.57%
Fundamental Investors 1.40%
The Income Fund of America 1.35%
The balance is $21,000. Am I getting screwed? Are there too many funds? Our broker says he doesn't look at fees, he looks at returns. The returns are decent but the expense ratios seem really high.


  • Handlebar Stache
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  • Posts: 2179
  • Age: 26
Re: Roth IRA fees American Funds
« Reply #1 on: July 20, 2016, 11:02:34 AM »
Duplicate topic. Folks have already started answering here:

Have a great day!