Author Topic: The "Money well spent" thread. NO INVESTMENTS ALLOWED.  (Read 48947 times)

dignam

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #500 on: February 04, 2021, 12:29:00 PM »
Decent office chair. I have WFH for about 17 years and started with a pretty shitty office chair. DW got tired of my complaints and persuaded me to get a good chair about 10 years ago. What a change! The chair is a Herman Miller aeron.

I came here to post the same thing.  Recently spent about $300 on a nice office chair and it was worth every single penny.  Serta Arlington.  I spend a large amount of my day in this chair for work, school and gaming.

dandypandys

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #501 on: February 15, 2021, 06:38:14 AM »
The bidet was the first thing I thought of when I saw this thread. I've been using a cheap, $40 generic no-name Chinese bidet attachment for nearly a year, and I can't think of any other purchase that has done more to improve my daily life.

Ok this is not exactly what I had planned to do this morning while drinking my coffee- researching Bidet Attachments! LOL
 Actually a lot are around 40 bucks. But can't decide if I need one, if I want one,  or if it will be a nightmare mess- like some of the one star reviews say. Granted those are only 2% of the 20000 reviews. Both Bio bidet and Luxe have some of the messy water going everywhere comments.

Much Fishing to Do

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #502 on: February 15, 2021, 11:10:19 AM »
Best purchase ever: Blood Pressure Monitor

Having those readings in hand got us out the door to the ER where they saved DHís life/prevented a major stroke.

Many years later both DH and Monitor are doing great.
Lifesaving! How did you know to check for BP in the situation?  Good for you.

I do a check once per week or so with my 25Ä arm blood pressure monitor. Certainly worth it to know your normal levels and spot strange behavior if it happens. I had a stressy time 2 years ago and my pressure went above 160 on bad days. (Bad weather. I react quite strong to it but normally it is not above 135 in those cases.)

Doctor gave me a 24h thingy. Annoying, but everything was totally okay by that time (In our Socialism medicine you get it without additional costs, but you might wait up to 3 month until one is free if you aren't an emergency). Still right decision to let it check. There are some things where it's better to waste a bit of time and nerves just to be sure. Your heart certainly is one of them.

Agreed.  I had high (but not high enough yet to want medication) bp when I would check it during the rare drug store trip, ran in the family (even with the extremely healthy family members), so no surprises there.  I was having some bad days at work after which I would just feel physically unwell.  I would think a path of Ton of stress TO feeling unwell made sense, but got one of these things and on a whim checked my bp at the end of a couple of those days and it helped me figure out the actual cause/effect path was more ton of stress TO spiking bp TO feeling unwell.  Had no idea, and now I know.

snic

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #503 on: February 21, 2021, 06:58:50 PM »
Bose SleepBuds. They fit in your ear comfortably so you can sleep on your side. They play white noise and relaxing sounds (but unfortunately not music). They've been the best $300 I've spent in my life because they drown out my spouse's snoring (or 90% of it - they aren't perfect).

A LifeSpan treadmill desk. More accurately, a LifeSpan treadmill that I set up with an adjustable wall-mounted shelf to use as a treadmill desk. Sitting is the new smoking, and I quit "smoking."

An Instant Pot. Homemade yogurt is delicious! And way cheaper than buying it.

An immersion blender. Creamy soup in seconds without having to transfer it to a blender.

A single-serve coffee maker that uses regular ground coffee, not those stupid expensive pods. The brand is Hamilton Beach.  I think $25 or $30 on Amazon. It has a genius double-screen filterless system so there's no need to buy filters either. Since no one else in the house drinks coffee, this is perfect. (People on Amazon complain that it leave sludge in the coffee. Well, the very last sip is sludge and that's it. Maybe don't drink the last sip?)

FIRE Artist

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #504 on: February 21, 2021, 07:35:47 PM »
Something I got during the lock down is a Bissel Crosswave hard floor cleaner which both vacuums and scrubs the floor.  I have been nursing an elderly dog, who has issues with eating her meals without making a mess dropping her home made diet all over the kitchen, and also issues with incontinence.  This thing has made my life so much easier to clean up after her.  There is no way a mop and bucket would do the job anywhere near as well. 

djadziadax

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #505 on: February 22, 2021, 07:14:56 AM »

An Instant Pot. Homemade yogurt is delicious! And way cheaper than buying it.

We have been making yogurt with the Instant Pot for at least 3 years - have not bough yogurt in that long and we eat about half a gallon a week.

The best "accessory" for making the most delicious, thick yogurt is a thermometer - Habor 022 Instant Read Thermometer  - at $13 it is not the cheapest, but it was recommended. Best yogurt comes out at temp between 110F and 115F (closer to the 115F).  I thought about buying this for at least 2 years, and thought it was not necessary, but really has made a huge difference in the consistency of the quality of the yogurt.

We have also used it to check meat done-ness, water temp for green tea (should be at 170F to not burn the tea), water temp for starting yeast for bread, etc. It has been super helpful to have this thermometer.

Also our best combination for yogurt is FAGE 5% as a starter for the yogurt, and then reuse the ready yogurt another few time, and then buy another small container of FAGE (usually .99c).

It really is the best yogurt I have had.

AMandM

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #506 on: February 23, 2021, 10:14:19 AM »
Paint.

A half-dozen sample cans, then two gallons of the one we chose, and the living room went from blah (dirty beige, bland as can be) to wow (deep dramatic moody blue, sets off the furniture and the curtains).

Just Joe

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #507 on: February 24, 2021, 02:19:39 PM »
The slow collecting of tools that have paid off so many times over the years. DIY repairs to home and automobiles, renovations enabling us to get a much higher price at selling time, enabled us to teach some of these DIY skills to our kids who can then use these tools for themselves in the years to come.

dandypandys

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #508 on: February 25, 2021, 06:25:27 AM »
You guys made me spend monaaayyy. Now both our toilets are equipped with Luxe 185 bidet :)
FUN TOILET TIMES!

Malcat

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #509 on: February 25, 2021, 06:37:59 AM »
Magnetic spice jars and a label maker.

The entire side of my fridge is now entirely covered with about 50, clearly labeled, alphabetized spice jars. It's a thing of beauty.

RetiredAt63

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #510 on: February 25, 2021, 08:21:41 AM »
Magnetic spice jars and a label maker.

The entire side of my fridge is now entirely covered with about 50, clearly labeled, alphabetized spice jars. It's a thing of beauty.

That does sound beautiful.  Easy access, no counter space wasted. Picture Please?

Malcat

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #511 on: February 25, 2021, 11:04:09 AM »
Magnetic spice jars and a label maker.

The entire side of my fridge is now entirely covered with about 50, clearly labeled, alphabetized spice jars. It's a thing of beauty.

That does sound beautiful.  Easy access, no counter space wasted. Picture Please?

I found this photo online that looks similar https://www.custommagneticspicerack.com/ideas-for-renters

RetiredAt63

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #512 on: February 25, 2021, 11:10:30 AM »
Magnetic spice jars and a label maker.

The entire side of my fridge is now entirely covered with about 50, clearly labeled, alphabetized spice jars. It's a thing of beauty.

That does sound beautiful.  Easy access, no counter space wasted. Picture Please?

I found this photo online that looks similar https://www.custommagneticspicerack.com/ideas-for-renters

That is cool.

crocheted_stache

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #513 on: March 01, 2021, 09:06:33 PM »
Quote
Google tells me that i should be spending $10 on toilet paper a month per person.
WHUUTT???

WTF have you asked google? Toilet paper prices for Neumeyer III (Antartica)?

I am quite sure I have paid less than 10 dollar for the whole last year!


And yes, you find bedets in hotels a lot more. Actually I have to correct myself: I know one private household with one, but that guy build a huge house (for Germany) and lived most of his childhood in New Zealand, so that may influence that.

Americans like their TP I guess? Not sure what to tell you. Here's a link (though it includes paper towels and napkins too): https://www.statista.com/statistics/305513/us-expenditure-on-cleansing-and-toilet-tissue-paper-towels-and-napkins/

Money well spent:

Cloth handkerchiefs, cloth napkins (check garage sales and free swaps; lots never get used), and a bundle of terry cloth cleaning cloths. Costco has the cleaning cloths for like 35Ę apiece, or look up "unpaper towels." Split a bundle with somebody if there are too many. They also take the place of wipes and Swiffer refills. They also don't disintegrate on contact with water. I keep a roll of paper towels only for exceptionally dirty jobs, like paint cleanup or the yuck that splattered when unclogging a drain.

I definitely don't spend anywhere close to $10/month on paper products, and there's less trash.

jrhampt

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #514 on: March 02, 2021, 06:20:17 AM »
Solar panels.

totally dismantled the kitchen - knocked out a wall and replaced old peninsula with an island.  Also squeezed in a small Bosch dishwasher into our 600 sq ft house and tiny kitchen.  Fits in a lot of dishes and runs very quietly.  Now we don't have dishes drying all over our limited counter space and both of us can work in the kitchen at the same time without tripping over each other.

Mgmny

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #515 on: March 02, 2021, 08:51:46 AM »
Solar panels.


I had my panels for over a year now. Just the other day, I looked back at my first 365 days of panels. They generated $2250 of electricity and they cost me $2000, so I made $250 extra dollars just by putting them on my roof!

Plus, i know i'm using clean energy. It's amazing that my roof gets enough sun to power all of my electricity for the entire year. I produced about 11.5 megawatts of electricity in 2020. I can't see my usage data, but my guess is that it was somewhere around 8-10 megawatts. Wild to me that everyone around is just wasting all those sun rays from their roof!!

Hall11235

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #516 on: March 02, 2021, 08:55:13 AM »
You guys made me spend monaaayyy. Now both our toilets are equipped with Luxe 185 bidet :)
FUN TOILET TIMES!

A bidet, hands down. Not close. I hate the phrase 'Game-changer' since it so rarely is, but the Bidet literally changed my bathroom habits for the better. It has reached the point where I will 'hold it' after two pm to wait to get home to use that sweet, sweet butt washer.

zolotiyeruki

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #517 on: March 02, 2021, 10:54:57 AM »
Solar panels.


I had my panels for over a year now. Just the other day, I looked back at my first 365 days of panels. They generated $2250 of electricity and they cost me $2000, so I made $250 extra dollars just by putting them on my roof!

Plus, i know i'm using clean energy. It's amazing that my roof gets enough sun to power all of my electricity for the entire year. I produced about 11.5 megawatts of electricity in 2020. I can't see my usage data, but my guess is that it was somewhere around 8-10 megawatts. Wild to me that everyone around is just wasting all those sun rays from their roof!!
That's awesome!  That's an astoundingly low cost--I'm assuming you did your own installation?  Where did you source the panels?

Mgmny

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #518 on: March 02, 2021, 01:00:05 PM »
Solar panels.


I had my panels for over a year now. Just the other day, I looked back at my first 365 days of panels. They generated $2250 of electricity and they cost me $2000, so I made $250 extra dollars just by putting them on my roof!

Plus, i know i'm using clean energy. It's amazing that my roof gets enough sun to power all of my electricity for the entire year. I produced about 11.5 megawatts of electricity in 2020. I can't see my usage data, but my guess is that it was somewhere around 8-10 megawatts. Wild to me that everyone around is just wasting all those sun rays from their roof!!
That's awesome!  That's an astoundingly low cost--I'm assuming you did your own installation?  Where did you source the panels?

Lol, sort of the opposite. I let someone else handle everything, and that $2000 cost is my monthly loan payment of $168 per month on like $23,000 over 15 years. I guess i put $500 down that i am ignoring becuase it's a one time cost. So I guess my first year could be 2500 cost vs 2200 in production, but then this year will be 2000 cost vs 2200 in production (unless rates go up, then it gets better!)

In minnesota we have 10 year solar rewards program (i get 7 or 8 cents a kW produced) and i get net metering, so it's pretty lucrative here.

Dicey

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #519 on: March 02, 2021, 02:19:11 PM »
Solar panels.


I had my panels for over a year now. Just the other day, I looked back at my first 365 days of panels. They generated $2250 of electricity and they cost me $2000, so I made $250 extra dollars just by putting them on my roof!

Plus, i know i'm using clean energy. It's amazing that my roof gets enough sun to power all of my electricity for the entire year. I produced about 11.5 megawatts of electricity in 2020. I can't see my usage data, but my guess is that it was somewhere around 8-10 megawatts. Wild to me that everyone around is just wasting all those sun rays from their roof!!
That's awesome!  That's an astoundingly low cost--I'm assuming you did your own installation?  Where did you source the panels?

Lol, sort of the opposite. I let someone else handle everything, and that $2000 cost is my monthly loan payment of $168 per month on like $23,000 over 15 years. I guess i put $500 down that i am ignoring becuase it's a one time cost. So I guess my first year could be 2500 cost vs 2200 in production, but then this year will be 2000 cost vs 2200 in production (unless rates go up, then it gets better!)

In minnesota we have 10 year solar rewards program (i get 7 or 8 cents a kW produced) and i get net metering, so it's pretty lucrative here.
I always wonder how much the installation of the equipment shortens the life of the roof. Something not insignificant to include in your calculations.
« Last Edit: March 03, 2021, 01:27:26 AM by Dicey »

zolotiyeruki

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #520 on: March 02, 2021, 03:15:37 PM »
I always wonder much the installation of the equipment shortens the life of the roof. Something not insignificant to include in your calculations.
Don't forget the fact that the roof will likely need to be replaced before the solar panels hit EOL.  I was talking to a GC the other day who told me about a client who needed a new roof under their solar panels.  It cost them an extra $5k to have the panels removed and then reinstalled.

If/when I get solar, I think I'd prefer it to be either on a metal roof, or I'll use it as the shade for a large deck/patio/gazebo, where water isn't a concern.

turketron

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #521 on: March 02, 2021, 03:19:53 PM »
I always wonder much the installation of the equipment shortens the life of the roof. Something not insignificant to include in your calculations.
Don't forget the fact that the roof will likely need to be replaced before the solar panels hit EOL.  I was talking to a GC the other day who told me about a client who needed a new roof under their solar panels.  It cost them an extra $5k to have the panels removed and then reinstalled.

If/when I get solar, I think I'd prefer it to be either on a metal roof, or I'll use it as the shade for a large deck/patio/gazebo, where water isn't a concern.

We bought panels last year on a ~4 year old roof - our contract with the solar company includes a one-time removal/reinstallation at no cost if/when the roof needs to be replaced.

Mgmny

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #522 on: March 03, 2021, 07:19:10 AM »
Solar panels.


I had my panels for over a year now. Just the other day, I looked back at my first 365 days of panels. They generated $2250 of electricity and they cost me $2000, so I made $250 extra dollars just by putting them on my roof!

Plus, i know i'm using clean energy. It's amazing that my roof gets enough sun to power all of my electricity for the entire year. I produced about 11.5 megawatts of electricity in 2020. I can't see my usage data, but my guess is that it was somewhere around 8-10 megawatts. Wild to me that everyone around is just wasting all those sun rays from their roof!!
That's awesome!  That's an astoundingly low cost--I'm assuming you did your own installation?  Where did you source the panels?

Lol, sort of the opposite. I let someone else handle everything, and that $2000 cost is my monthly loan payment of $168 per month on like $23,000 over 15 years. I guess i put $500 down that i am ignoring becuase it's a one time cost. So I guess my first year could be 2500 cost vs 2200 in production, but then this year will be 2000 cost vs 2200 in production (unless rates go up, then it gets better!)

In minnesota we have 10 year solar rewards program (i get 7 or 8 cents a kW produced) and i get net metering, so it's pretty lucrative here.
I always wonder how much the installation of the equipment shortens the life of the roof. Something not insignificant to include in your calculations.

So, the solar panel company (obviously biased) said it will actually preserve my roof better, because the panels will shield the roof from sun damage, hail, rain, wind, etc, so that typically roofs last longer with panels on them vs roofs without. That's what they said in the sales spiel anyways.

Mgmny

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #523 on: March 03, 2021, 07:24:50 AM »
I always wonder much the installation of the equipment shortens the life of the roof. Something not insignificant to include in your calculations.
Don't forget the fact that the roof will likely need to be replaced before the solar panels hit EOL.  I was talking to a GC the other day who told me about a client who needed a new roof under their solar panels.  It cost them an extra $5k to have the panels removed and then reinstalled.

If/when I get solar, I think I'd prefer it to be either on a metal roof, or I'll use it as the shade for a large deck/patio/gazebo, where water isn't a concern.

Maybe...? The house was built in 2019, and put the panels up very shortly thereafter. The builder said it's a "50 year roof" so in theory we could have this roof for 50 years - even if i'm off by 50% and we need to replace it at 25 years, that's still probably a pretty low amount spread over 25-50 years in 20xx dollars. Around here, it seems like roofs are usually replaced due to storm damage (and therefore an insurance claim that covers the cost - subject to the same deductible with or without panels), so it may not even really matter.

The solar company said that because panels shield the roof from hail, wind, sun, - everything, basically, they actually extend the life of your roof considerably because of the panel protection.

we'll see though! I'm not sure how likely it will be that i will be in this house in 25-50 years anyways. Average american usually lives in a house for 8 years.

Dicey

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #524 on: March 03, 2021, 07:38:49 AM »
I always wonder much the installation of the equipment shortens the life of the roof. Something not insignificant to include in your calculations.
Don't forget the fact that the roof will likely need to be replaced before the solar panels hit EOL.  I was talking to a GC the other day who told me about a client who needed a new roof under their solar panels.  It cost them an extra $5k to have the panels removed and then reinstalled.

If/when I get solar, I think I'd prefer it to be either on a metal roof, or I'll use it as the shade for a large deck/patio/gazebo, where water isn't a concern.

Maybe...? The house was built in 2019, and put the panels up very shortly thereafter. The builder said it's a "50 year roof" so in theory we could have this roof for 50 years - even if i'm off by 50% and we need to replace it at 25 years, that's still probably a pretty low amount spread over 25-50 years in 20xx dollars. Around here, it seems like roofs are usually replaced due to storm damage (and therefore an insurance claim that covers the cost - subject to the same deductible with or without panels), so it may not even really matter.

The solar company said that because panels shield the roof from hail, wind, sun, - everything, basically, they actually extend the life of your roof considerably because of the panel protection.

we'll see though! I'm not sure how likely it will be that i will be in this house in 25-50 years anyways. Average american usually lives in a house for 8 years.
Of course they said that, they're salespeople. My curiosity is the many, many points of attachment, i.e. holes in the roof. Also, in a climate where weather tends to cause roof damage, does adding raised panels above the surface of the roof exacerbate that problem? I don't know, but both seem likely and not something a salesperson bent on closing a sale would likely explore with a prospective client.

Greystache

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #525 on: March 03, 2021, 08:34:35 AM »
I always wonder much the installation of the equipment shortens the life of the roof. Something not insignificant to include in your calculations.
Don't forget the fact that the roof will likely need to be replaced before the solar panels hit EOL.  I was talking to a GC the other day who told me about a client who needed a new roof under their solar panels.  It cost them an extra $5k to have the panels removed and then reinstalled.

If/when I get solar, I think I'd prefer it to be either on a metal roof, or I'll use it as the shade for a large deck/patio/gazebo, where water isn't a concern.

Maybe...? The house was built in 2019, and put the panels up very shortly thereafter. The builder said it's a "50 year roof" so in theory we could have this roof for 50 years - even if i'm off by 50% and we need to replace it at 25 years, that's still probably a pretty low amount spread over 25-50 years in 20xx dollars. Around here, it seems like roofs are usually replaced due to storm damage (and therefore an insurance claim that covers the cost - subject to the same deductible with or without panels), so it may not even really matter.

The solar company said that because panels shield the roof from hail, wind, sun, - everything, basically, they actually extend the life of your roof considerably because of the panel protection.

we'll see though! I'm not sure how likely it will be that i will be in this house in 25-50 years anyways. Average american usually lives in a house for 8 years.
Of course they said that, they're salespeople. My curiosity is the many, many points of attachment, i.e. holes in the roof. Also, in a climate where weather tends to cause roof damage, does adding raised panels above the surface of the roof exacerbate that problem? I don't know, but both seem likely and not something a salesperson bent on closing a sale would likely explore with a prospective client.

I don't know if solar panels will extend the life of your roof, but I do know that they will keep your roof cooler. My panels are installed on the roof above my bedroom which has a cathedral ceiling. My bedroom stays much cooler in the summer since I got the panels installed.

Sailor Sam

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #526 on: March 03, 2021, 08:36:12 AM »
Got a dog. Heís a shelter rescue, and he comes with a slew of behaviour quirks that are taking time and $$ as we learn together.

RetiredAt63

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #527 on: March 03, 2021, 09:22:38 AM »
Got a dog. Heís a shelter rescue, and he comes with a slew of behaviour quirks that are taking time and $$ as we learn together.

Ah, our pets.  My cat is a third timer, I am her third owner in 2 years.  Poor thing, she went from animal shelter to first owner to animal shelter to second owner to me.  She is 7, no idea what her life was before the shelter.  We are sorting things out, I plan to be third and final.

RainyDay

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« Reply #528 on: March 03, 2021, 01:10:45 PM »
A membership with The Body Project, which is online gym of sorts.  Hundreds and hundreds of workout videos, programs, etc.  Also a huge online community.  I am loving it!

Dicey

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #529 on: March 03, 2021, 09:17:17 PM »
Got a dog. Heís a shelter rescue, and he comes with a slew of behaviour quirks that are taking time and $$ as we learn together.
Good for you!

Hula Hoop

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« Reply #530 on: March 04, 2021, 05:44:24 AM »
Lately: therapy. Costs a lot but so worth it if you come from family like mine.

brunetteUK

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #531 on: April 12, 2021, 06:55:36 AM »
Thank you @Malcat @Rhinodad and @englishteacheralex !

I got my Global knife a few weeks back and I'm so happy with it!

Malcat

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #532 on: April 12, 2021, 07:12:08 AM »
Thank you @Malcat @Rhinodad and @englishteacheralex !

I got my Global knife a few weeks back and I'm so happy with it!

Oh excellent!

Now go buy the Paprika app and you'll be very happy in the kitchen.

ender

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #533 on: April 12, 2021, 07:16:16 AM »
Solar panels.


I had my panels for over a year now. Just the other day, I looked back at my first 365 days of panels. They generated $2250 of electricity and they cost me $2000, so I made $250 extra dollars just by putting them on my roof!

Plus, i know i'm using clean energy. It's amazing that my roof gets enough sun to power all of my electricity for the entire year. I produced about 11.5 megawatts of electricity in 2020. I can't see my usage data, but my guess is that it was somewhere around 8-10 megawatts. Wild to me that everyone around is just wasting all those sun rays from their roof!!
That's awesome!  That's an astoundingly low cost--I'm assuming you did your own installation?  Where did you source the panels?

Lol, sort of the opposite. I let someone else handle everything, and that $2000 cost is my monthly loan payment of $168 per month on like $23,000 over 15 years. I guess i put $500 down that i am ignoring becuase it's a one time cost. So I guess my first year could be 2500 cost vs 2200 in production, but then this year will be 2000 cost vs 2200 in production (unless rates go up, then it gets better!)

In minnesota we have 10 year solar rewards program (i get 7 or 8 cents a kW produced) and i get net metering, so it's pretty lucrative here.

What happens if you sell?

I also live in the MSP area and have considered this. Your price/generation makes me think maybe we ought to consider this too :-)

But selling with a financed solar panel array is something which I worry about.

Mgmny

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #534 on: April 12, 2021, 09:28:50 AM »
Solar panels.


I had my panels for over a year now. Just the other day, I looked back at my first 365 days of panels. They generated $2250 of electricity and they cost me $2000, so I made $250 extra dollars just by putting them on my roof!

Plus, i know i'm using clean energy. It's amazing that my roof gets enough sun to power all of my electricity for the entire year. I produced about 11.5 megawatts of electricity in 2020. I can't see my usage data, but my guess is that it was somewhere around 8-10 megawatts. Wild to me that everyone around is just wasting all those sun rays from their roof!!
That's awesome!  That's an astoundingly low cost--I'm assuming you did your own installation?  Where did you source the panels?

Lol, sort of the opposite. I let someone else handle everything, and that $2000 cost is my monthly loan payment of $168 per month on like $23,000 over 15 years. I guess i put $500 down that i am ignoring becuase it's a one time cost. So I guess my first year could be 2500 cost vs 2200 in production, but then this year will be 2000 cost vs 2200 in production (unless rates go up, then it gets better!)

In minnesota we have 10 year solar rewards program (i get 7 or 8 cents a kW produced) and i get net metering, so it's pretty lucrative here.

What happens if you sell?

I also live in the MSP area and have considered this. Your price/generation makes me think maybe we ought to consider this too :-)

But selling with a financed solar panel array is something which I worry about.

We would need to cover the loan. So, if we sell, we would be on the hook for $20,000 or whatever the balance is though. I'm hoping though, that someone would look at the panels and say, "wow, these panels are worth $200 a month! i will pay $20,000 more for this house for free electricity forever!"

Could be wishful thinking, but i would think it is worth something. $200 free dollars a month is equal to about $50,000 knock off of a 3% loan over 30 years, so even if someone doesn't pay that equivalent, i would hope they would see $2400 a year in free money worth at least $20k

Catbert

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #535 on: April 12, 2021, 10:25:29 AM »
Solar panels.


I had my panels for over a year now. Just the other day, I looked back at my first 365 days of panels. They generated $2250 of electricity and they cost me $2000, so I made $250 extra dollars just by putting them on my roof!

Plus, i know i'm using clean energy. It's amazing that my roof gets enough sun to power all of my electricity for the entire year. I produced about 11.5 megawatts of electricity in 2020. I can't see my usage data, but my guess is that it was somewhere around 8-10 megawatts. Wild to me that everyone around is just wasting all those sun rays from their roof!!
That's awesome!  That's an astoundingly low cost--I'm assuming you did your own installation?  Where did you source the panels?

Lol, sort of the opposite. I let someone else handle everything, and that $2000 cost is my monthly loan payment of $168 per month on like $23,000 over 15 years. I guess i put $500 down that i am ignoring becuase it's a one time cost. So I guess my first year could be 2500 cost vs 2200 in production, but then this year will be 2000 cost vs 2200 in production (unless rates go up, then it gets better!)

In minnesota we have 10 year solar rewards program (i get 7 or 8 cents a kW produced) and i get net metering, so it's pretty lucrative here.

What happens if you sell?

I also live in the MSP area and have considered this. Your price/generation makes me think maybe we ought to consider this too :-)

But selling with a financed solar panel array is something which I worry about.

This is something to seriously consider.  Several real estate agents and a mortgage broker acquaintances told me that leased solar is a recurring problem with sales.  (Maybe not at the moment given the hot market.)  Yes, the buyer can take over the lease if they want but often they don't want.   Solar technology is moving along just like everything else.  Making lease payments on a 10 year old system would be like taking over payments on a 2 year old (originally top of the line) smartphone.

Mgmny

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #536 on: April 12, 2021, 10:42:59 AM »
Solar panels.


I had my panels for over a year now. Just the other day, I looked back at my first 365 days of panels. They generated $2250 of electricity and they cost me $2000, so I made $250 extra dollars just by putting them on my roof!

Plus, i know i'm using clean energy. It's amazing that my roof gets enough sun to power all of my electricity for the entire year. I produced about 11.5 megawatts of electricity in 2020. I can't see my usage data, but my guess is that it was somewhere around 8-10 megawatts. Wild to me that everyone around is just wasting all those sun rays from their roof!!
That's awesome!  That's an astoundingly low cost--I'm assuming you did your own installation?  Where did you source the panels?

Lol, sort of the opposite. I let someone else handle everything, and that $2000 cost is my monthly loan payment of $168 per month on like $23,000 over 15 years. I guess i put $500 down that i am ignoring becuase it's a one time cost. So I guess my first year could be 2500 cost vs 2200 in production, but then this year will be 2000 cost vs 2200 in production (unless rates go up, then it gets better!)

In minnesota we have 10 year solar rewards program (i get 7 or 8 cents a kW produced) and i get net metering, so it's pretty lucrative here.

What happens if you sell?

I also live in the MSP area and have considered this. Your price/generation makes me think maybe we ought to consider this too :-)

But selling with a financed solar panel array is something which I worry about.

This is something to seriously consider.  Several real estate agents and a mortgage broker acquaintances told me that leased solar is a recurring problem with sales.  (Maybe not at the moment given the hot market.)  Yes, the buyer can take over the lease if they want but often they don't want.   Solar technology is moving along just like everything else.  Making lease payments on a 10 year old system would be like taking over payments on a 2 year old (originally top of the line) smartphone.

Mine aren't leased, so there would be no burden on a future buyer. Mine are owned, but financed with a loan.

Sun Hat

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #537 on: April 17, 2021, 06:45:41 AM »
I wouldn't worry about the resale. I bought a house with a financed furnace and just stipulated in the purchase agreement that the furnace be paid off as a condition of the sale. Sorting it took 0 effort from me as a buyer, and the fact that it was financed wasn't a deterrent since I was more impressed by the newness and efficiency of the furnace.  I imagine that it would be as easy with a solar array.

talltexan

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #538 on: April 19, 2021, 09:27:31 AM »
I'm at that point in the spring where it feels like I'm shoveling money out the door like mad trying to line up summer camps for my kids. These always seemed valuable to me, but after the past year of all being at home together, they seem so, so critical to keep me sane.

And they learn some stuff at them!

Weisass

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #539 on: April 19, 2021, 09:32:32 AM »
I just spent a portion of a windfall on a commuter ebike. I could have taken ages to find a used option, or I could have picked the most affordable option, but instead I bought what I really wanted, and I canít wait to pick it up today. Because then I have no excuse for driving to work.

Mgmny

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #540 on: April 19, 2021, 11:48:47 AM »
I just spent a portion of a windfall on a commuter ebike. I could have taken ages to find a used option, or I could have picked the most affordable option, but instead I bought what I really wanted, and I canít wait to pick it up today. Because then I have no excuse for driving to work.

I have the radwagon4 and it is amazing!!! you will love yours!!!

Optimiser

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #541 on: April 20, 2021, 11:04:45 AM »
I just spent a portion of a windfall on a commuter ebike. I could have taken ages to find a used option, or I could have picked the most affordable option, but instead I bought what I really wanted, and I canít wait to pick it up today. Because then I have no excuse for driving to work.

I have the radwagon4 and it is amazing!!! you will love yours!!!

Welcome to the ebike commuting club. I have a Rad City and it is life changing.

ysette9

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Re: The "Money well spent" thread. NO INVESTMENTS ALLOWED.
« Reply #542 on: April 20, 2021, 02:06:34 PM »
Iíll jump on the bandwagon of celebrating ebikes. I love mine. I bike all the time now whereas I never used to bike. I got a kick-ass bike trailer recently (Wike) that fits my biggest kids so I can continue to haul them around where the oldest had outgrown all regular sized bike trailers. We now live on top of a hill in a hilly city so the extra power is especially appreciated.