My $800K+ is off the chart so not sure what it would be in SF. But, we lived in the Bay Area for 19 years and after experiencing 3 housing booms, we grabbed our appreciation $$'s and boogied on to a new area with a better work/life balance. Surprising, we make much more jack, too : - )
I'm not going to lie. I'm always surprised to see such astronomically high earners like yourself on these boards. Many of us have FIRE #s that range anywhere from high 6 digits to, say, $3M. You're in a position, where with recent market return and your own annual savings, you should be FIRE almost imminently. And, in some oxymoronic it feels odd that someone with your income frequents these boards vs. say Bogleheads.
Curious, what is your fire #? Are you close to hitting it?
I don't have a number; rather, I have a date. I'm done in 16 months. I picked that date because I still have a son in school. We're timing everything so that once he's off to college we will start picking a retirement destination. We have a short list and think we know where we'll land.
I frequent these boards because I'm really into making good financial decisions and it gives me a lot to think about, and a lot to talk about with my wife and sons. My older son gets it. He's a Frosh in college and already has saved over $30K, with a goal of having $60K when he graduates. I expect the same to hold true for the younger one.
And, yes, the recent market return has resulted in us having more $$ than we'll ever spend. I have my deferred comp payouts structured so that I get $400K/year pre-tax for 8 of the next 10 years, without even touching anything we've saved. If the market completely sputters to a halt we'll still have close to 8 figures when I wrap things up.
It's been fun talking about how we plan to blow the deferred comp since we can spend every cent without worrying about saving any of it.