I got to move up to the top bracket! For the "race" thread I don't include my primary residence, but if I do (I did here), then I'm sitting at $1.2M. Sadly there's no retirement for us until we're able to leave our current HCOL area, but the good news is that if we were really in a bind, we COULD move to a LCOL area and be set now. That's a really, really nice feeling!