Hi! An FYI: PenFed updated their CD rates:
Term Dividend Rate APY
6 Month 0.300% 0.30%**
1-Year 1.10% 1.11%
2-Year 0.80% 0.80%
3-Year 1.000% 1.00%
4-Year 0.900% 0.90%
5-Year 1.200% 1.21%
7-Year 1.200% 1.21%
Still not great, but the 1-year was .80% a few days ago, so... I expected the rates from December 1 to stay steady through the month, but they changed on December 10.