I had a random thought cross my mind today- is there a parallel between spending less and eating less vs. earning and exercising more?
For your finances, the number that matters is your savings rate. You can increase your savings rate by either by spending less or earning more. For your weight, the number that matters is the difference between calorie in vs. calorie out. You can decrease your weight by either eating less or exercising more.
A lot of people think they can "out-exercise" a bad diet, or "out-earn" poor spending control, but there's always more ways to pile on the calories or expenditures. A lot of other people only focus on eating as little as possible or spending as little as possible, but it becomes increasingly hard because you can't really get to zero. Thus, where does that balance lie?
What do you guys think? Which part of the equation are you guys focused on right now? For me I'm more focused on spending less and eating less right now.