Author Topic: Insurance question  (Read 1106 times)


  • 5 O'Clock Shadow
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Insurance question
« on: February 09, 2016, 03:40:17 AM »
Hello guys, I have great news, I've found a medical insurance for free. I live in Belgium and apparently the government has a FREE healthcare plan that covers all basic necessities: It's called HZIV - - I got it from another messageboard (which roughly translates as savings-guide) The reason I haven't yet heard of it, is because they aren't allowed to have commercials.

So, I'm going to make the switch, unfortunately my girlfriend and I have already paid for our paid insurance for this year. It's 85 / year / person. The paid for insurance offers some extra benefits, but we investigated it a little more and apparently we haven't ever taken advantage of those benefits because they don't apply to us. Yet almost the whole population of Belgium is registered in some kind of paid health insurance plan. The thing is, we're thinking about children and the paid for insurance pays back 150 / person (or something like that) and extra cash for diapers (however it's written), so I guess it's worth it to stay here for one more year. Or what do you think? I have agreed to stay this year and if we don't manage to have a baby this year, I'd be willing to spend money for another year but after that we're both moving over.

Would you wait or go to the free alternative ASAP with the philosophy "money saved today is worth more in the future"?


  • Handlebar Stache
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Re: Insurance question
« Reply #1 on: February 10, 2016, 02:37:07 PM »
Why couldn't you sign up for the free insurance and still keep your paid for insurance? Why don't you call them and ask if you are eligible for the free insurance? Then you can still mention about your current insurance and whether the two might stack - it is just a phone call. Either you are eligible or not.
Sounds like a potentially fabulous deal to me:)