A terrible thing happened to me 12 years ago that took me off the path toward financial freedom. Five years into a new IT career I forgot what practices had allowed my family to survive an extended unemployment and started to believe I was entitled to the new car, the McMansion, and all the high tech toys I could buy. I did maintain the max out my 401k rule for my whole career but not much else could be called mustachion behavior. Emergency fund $0.00, 310k in mortgage debt, 15k car loan. Private school & college tuition for 3 kids (the college age kids get 10k each/yr for college and they cover the rest with loans & summer jobs) can be blamed for some of the lack of savings but much fat needs to be trimmed.
I started my conversion on Monday with what many would call an easy baptismal baby step. I cut the cable cord with Comcast. A baby step in what will be a 60 month plan to be debt free, college tuition paid and/or in the bank, and quitting my corporate IT job.
