Author Topic: Oh, Canada?  (Read 20903 times)

FrugalToque

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Re: Oh, Canada?
« Reply #50 on: March 17, 2015, 09:12:19 AM »
Ottawa/Ontario
As a city, I think Ottawa or a smaller satellite town nearby might be my favorite possibility so far.  It's not to big, not too small, cost of living doesn't seem to be through the roof, great community, farmers markets, etc, and at least *some* public transportation.  I love that there's stuff going on, but it's not too self-aware - we've already lived in New York, no desire to do that again.  Where Ontario really falls flat for us is our love of beautiful scenery and outdoor activity.  It just doesn't seem like there's much there in terms of hiking/outdoorsy stuff, which is VERY important to us.  I'm also concerned by the weather, which seems to alternate between irrationally long winters and humid, bug-filled summers.

I gotta speak up for the city of Ottawa, since I live here.  The city is surrounded by a green belt, which is filled with hiking trails.  Now, they're not super huge (the longest in about 7km), but it's got some good outdoorsiness to it.

http://www.ncc-ccn.gc.ca/places-to-visit/greenbelt/things-to-do/hiking-walking-greenbelt

If you decide to live in the west end, there are a lot of hi-tech employers with businesses located right next to residential areas.  A lot of people here can very easily walk to work, bike to recently updated libraries and community centres, or enjoy small parks with play structures for children.  Grocery, liquor stores and pharmacies are also a short distance form residences.

If you want camping and more serious hiking, you've got decent campgrounds within a couple of hours in a few different directions (Algonquin, Sand Banks, Samuel de Champlain parks) and a large number of cottages on small lakes on both sides of the border with Quebec.

So, anyway, I like Ottawa and the scenery seems pretty nice to me. :-)

Toque.

StarswirlTheMustached

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Re: Oh, Canada?
« Reply #51 on: March 17, 2015, 11:21:58 AM »
Quote from: moustacheyouaquestion
Where Ontario really falls flat for us is our love of beautiful scenery and outdoor activity.  It just doesn't seem like there's much there in terms of hiking/outdoorsy stuff, which is VERY important to us.

the access to outdoor activities of the kind we're looking for - more along the lines of serious hiking/kayaking as opposed to leisurely stroll through the park, bike ride along the canal etc. 

I find your objection kind of funny, because I know people who choose to live in Ottawa out of all of Canada's urban centers because they're outdoorsmen.

Have you looked at the Parks Ontario system? Check maps. For hiking and paddling, I'm very much partial to Killarney Provincial Park, but it's a bit of a drive* from Ottawa. Algonquin is world-famous wilderness, too, right close**. There's even express bus service. Heck, Park de Gatineau, right across the river, is actually a decent day hike.

For "serious kayaking", I'd point out that whitewater on the Ottawa River system is a major tourism draw to the area -- Ottawa is considered one of the better places to put down roots as a paddler, if you have to pick a big city. If you're one of these silly people who like big flat water instead of the fun stuff (didn't you say "serious," though? :P) the Upper Ottawa/Mattawa rivers are flat. Lake Timiskaming is amazing, huge by European standards, and not too far***.


Now, maybe you need an ocean to kayak on, and mountains to hike in. That's fine. We don't want your kind here anyway, ya salty, pointy-rock loving weirdo.

Seriously, though, Vancouver Island is beautiful and I'm sure you'll love it there. They all have poor taste, too. :P


*"bit of a drive" -- you have to remember that this is a country where people will drive upto 12 hours to access medical care, or just to go to the mall. It's big.
**"right close", yes, Ontario standards again.
*** It's a big province, okay?

Stasher

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Re: Oh, Canada?
« Reply #52 on: March 17, 2015, 02:16:55 PM »
I was beyond excited to see this post!!
I was a Mustachian before making my relocation because I was able to work from home and thus why I chose where I did.

I moved to the Cowichan Valley on Vancouver Island and don't think I will ever live in another place again!!!

Cowichan or Quw'utsun by the local Natives actually means "Warm Land"
This area is the true definition of living in a artisan community that grows everything locally, believes in community and embraces the outdoors above all others. It only snowed once this winter and lasted 1 day I believe.

I regularly climb mountains with my club based out of Nanaimo :
https://sites.google.com/site/islandmountainramblers/

I buy my food and produce from the year round outdoor market :
http://www.duncanfarmersmarket.ca/

I ride my MTB both enduro and DH and am a Director for one of the best trail and mountain systems in Canada:
https://www.facebook.com/CowichanTrailStewardshipSociety

My house is a beautiful 2100sq ft home built in 1962 and is beyond amazing completely updated $320,000. (A couple would be happy with a $250,000 budget)
My taxes are fair at $2700/yr and includes all water,sewer,garbage, recycling and composting.
My total electricity consumption for 2014 was around $1100 ($90/month avg)
(I dont have natural gas and my house is heated by a heat pump therefore my home is 100% electric and my only utility)
My personal taxes are lower than living in SK where I moved from and is one of the lowest.
I have a medical clinic, hospital, eye doctor and 2 dentists a 5 min walk from my house
I honestly could live without a car in my tiny oceanside community.
Here's a fun little video on where I live.....
https://youtu.be/aAKe__xMugA





mustacheyouaquestion

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Re: Oh, Canada?
« Reply #53 on: March 17, 2015, 03:44:22 PM »
Thanks again guys!  One thing I've quickly learned from watching this thread unfold that there are a whole, whole lot of very proud Ottawans (Ottawaners?  Ottawanians?) out there who are willing to take it to the mat for their fair city - which is awesome!

Quote
"I find your objection kind of funny, because I know people who choose to live in Ottawa out of all of Canada's urban centers because they're outdoorsmen."
I think it's important to underscore here that as a blissfully undereducated American, I have no preconceived notions about any of these places, and am sticking pins in the map based on everything but my own experience.  In my wife's case, she grew up in Fredericton and Calgary, but moved to the states when she was 18 and hasn't lived there since, so even her firsthand experiences are limited.

Quote
"people will drive up to 12 hours ... just to go to the mall."
Must be an awesome mall!

Quote
"I have to chime in here, and may be somewhat biased, but have you thought of Saskatchewan?"
I will readily admit to you that I am not man enough to handle that level of cold.

Quote
"BTW - check out the tax situation in BC.....much lower comparatively than I had expected. In my income range we are the second lowest."
This was incredibly useful information, and helped quiet my mind about the COL issues in BC.

Regarding buying vs. renting - wherever we go, our plan would definitely be to rent for a couple of years first to get a sense of the area before we bought anything.  In any case, I really think that my perfect situation would be somewhere outside whatever city we choose, rather than directly in it.  Between New York and urban Germany, we've pretty much had our fill of noisy neighbors and car horns, and I'd be lying if I said it wouldn't be a great feeling to get the newspaper from the curb in the morning without putting pants on.  :)  And I'm a sucker for a house with a view.  All this is to say that I could envision renting for a year or two in Victoria, getting job stuff settled and taking the lay of the land, and then purchasing something strategically farther out.  The Cowichan Valley area sounds awesome, so that could be a strong possibility for us.

Quote
"I was beyond excited to see this post!!
I was a Mustachian before making my relocation because I was able to work from home and thus why I chose where I did."
Not sure how to phrase this without sounding creepy, but your life is just about exactly what we're looking for.  We're enthusiastic (if not über-experienced) hikers with a bent towards the mountain climbing side - and I love the look of your local farmer's market - we don't have anything like that in Cologne, and it's one of the things we miss most about North America.

Stasher

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Re: Oh, Canada?
« Reply #54 on: March 18, 2015, 07:04:00 AM »
Right on, glad you guys are stoked on the area. If you want year round climbing this is it, so much untouched backcountry if your willing to explore.
Hit me up for any information you want on the area or just to chat. Private Message me for my email contact info.

Natcat

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Re: Oh, Canada?
« Reply #55 on: March 18, 2015, 09:47:24 AM »
Have you considered Halifax, Nova Scotia? I don't know about housing costs or the job market there, but the city has the cultural life you crave, plus easy access to the beautiful parks and coasts of both mainland Nova Scotia and Cape Breton.

Absolutely! I live in Halifax and we have everything you've described. There are many lovely communities outside of the city with beautiful water views and low cost of living.

cjottawa

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Re: Oh, Canada?
« Reply #56 on: March 18, 2015, 07:28:12 PM »
Not sure if it's been asked/answered: can you visit potential cities before committing?

I'll gladly give you an Ottawa tour if you decide to visit.

FWIW, Ottawa has some pretty world class outdoor activities. World's longest skating rink in winter (the canal), the Gatineau hills are 15-30 minutes away, the Laurentian mountains an hour or two, there is actually white water kayaking (depending on time of year) right in the city.

http://cityofottawawhitewater.blogspot.ca/

General Gatineau hiking details:
http://www.ncc-ccn.gc.ca/places-to-visit/gatineau-park/things-to-do/hiking-walking-gatineau-park

Wolf Trail:
http://www.trailpeak.com/trail-Wolf-Trail-near-Hull-PQ-2353

Public transit here is amazing as long as you select a home along one of the major public transit routes (they're plentiful) and homes aren't nearly as expensive as many other markets.

PM me if you want more details about living in Montreal; I lived there for two years but I'm not comfortable discussing it publicly.
« Last Edit: March 18, 2015, 07:29:54 PM by cjottawa »

mustacheyouaquestion

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Re: Oh, Canada?
« Reply #57 on: April 12, 2015, 06:19:54 AM »
UPDATE:

Hi Folks - Just wanted to say thanks again for all the help and advice and to give a quick update.  We decided that the best thing to do is to stay with my wife's family in Saskatoon for a month or two, get our bearings, finish closing out life in Germany, and hopefully even visit some of the cities we're thinking about (although at this point we're pretty sold on Victoria) - so look out, Canada, we're headed your way!

EllieStan

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Re: Oh, Canada?
« Reply #58 on: April 12, 2015, 11:22:22 AM »
I live in a small village, but work in Québec city (a 35 minute commute, barely any traffic) and we'll probably move there next year. It's a great city to live in, and both my SO and I prefer it to Montreal.

However, even if Québec deserves its label of La Belle Province when it comes to its landscapes and sceneries, the taxes are high and they mostly benefit low income families. According to our fiscalist, you'd have to both earn 40K and under to receive a maximum of tax benefits and credits. If you're a higher earner and/or don't plan on having kids, and you can move wherever you want, then you should consider living in another Canadian province.

Come visit us anytime, though, I'm sure you'll love it here. :)

(wrote my answer before I saw your update)

okits

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Re: Oh, Canada?
« Reply #59 on: April 12, 2015, 09:56:48 PM »
UPDATE:

Hi Folks - Just wanted to say thanks again for all the help and advice and to give a quick update.  We decided that the best thing to do is to stay with my wife's family in Saskatoon for a month or two, get our bearings, finish closing out life in Germany, and hopefully even visit some of the cities we're thinking about (although at this point we're pretty sold on Victoria) - so look out, Canada, we're headed your way!

Congrats, exciting!  Looking forward to hearing what you finally decide!

(This thread was useful for learning about post-FI living options, thank you to all the contributors!)

Huckster

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Re: Oh, Canada?
« Reply #60 on: April 21, 2015, 12:03:03 PM »
I was beyond excited to see this post!!
I was a Mustachian before making my relocation because I was able to work from home and thus why I chose where I did.

I moved to the Cowichan Valley on Vancouver Island and don't think I will ever live in another place again!!!

Cowichan or Quw'utsun by the local Natives actually means "Warm Land"
This area is the true definition of living in a artisan community that grows everything locally, believes in community and embraces the outdoors above all others. It only snowed once this winter and lasted 1 day I believe.

I regularly climb mountains with my club based out of Nanaimo :
https://sites.google.com/site/islandmountainramblers/

I buy my food and produce from the year round outdoor market :
http://www.duncanfarmersmarket.ca/

I ride my MTB both enduro and DH and am a Director for one of the best trail and mountain systems in Canada:
https://www.facebook.com/CowichanTrailStewardshipSociety

My house is a beautiful 2100sq ft home built in 1962 and is beyond amazing completely updated $320,000. (A couple would be happy with a $250,000 budget)
My taxes are fair at $2700/yr and includes all water,sewer,garbage, recycling and composting.
My total electricity consumption for 2014 was around $1100 ($90/month avg)
(I dont have natural gas and my house is heated by a heat pump therefore my home is 100% electric and my only utility)
My personal taxes are lower than living in SK where I moved from and is one of the lowest.
I have a medical clinic, hospital, eye doctor and 2 dentists a 5 min walk from my house
I honestly could live without a car in my tiny oceanside community.
Here's a fun little video on where I live.....
https://youtu.be/aAKe__xMugA

Hi Stasher:
I just saw your post and I'm intrigued.
I have just that in mind and would very much to relocate to your area. Looking at next year.
May I ask how you found your place?
We're planning to come to Vancouver Island for a week in early July and will be driving up and down the East Coast.
I'd be curious to know a bit more about houses real estate, etc. without running straight to an agent.
Right now holding out in Halifax.
Huckster (tom)

Jon_Snow

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Re: Oh, Canada?
« Reply #61 on: April 21, 2015, 02:01:46 PM »
Yay! Victoria is a great choice. Wonderful city, which I much prefer over Vancouver. I've got a place on an island very close to Victoria...once I get my cabin built, we will pretty much be neighbours! (with a fast boat I could get to the Oak Bay area in 30 minutes or less).

Lynne

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Re: Oh, Canada?
« Reply #62 on: April 21, 2015, 06:39:15 PM »
Victoria's quite nice;  I lived there for five years.  The demographics are a bit odd, though.  The joke goes that it's the city of the newly wed and the nearly dead, and there's some truth to that.  Lots of seniors and students.  Sometimes I felt like if it weren't for the government workers, there'd be hardly anyone in between.  Still, I only left because that was the best career choice.  Maybe I'll end up back on the Island someday.  :)  Or the Sunshine Coast...

rocketpj

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Re: Oh, Canada?
« Reply #63 on: April 22, 2015, 01:34:02 AM »
Ottawa is fairly nice.

But the BC coast is the winner in my books.  NO BUGS.

Vancouver is a high cost of living city, but Victoria isn't bad, and other cities like Nanaimo or Port Alberni are good.  We live on the Sunshine Coast, which is also excellent.

Did I mention NO BUGS?  That is bigger than you think.  We don't have screen doors on our houses.

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Re: Oh, Canada?
« Reply #64 on: April 22, 2015, 12:12:56 PM »
Good choice ;-) I'm also in Victoria so I may be a little biased. Another great thing about living here is that it's super bike friendly. For the most part everything is bikeable and drivers are pretty respectful. I bike to work year round and my biggest problem is keeping my drive train clear of all the wet road grit.

If you're looking for a home in the country that's still within driving distance of the city, check out Metchosin. If you prefer to live in the forested hills, try the Highlands.

fb132

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Re: Oh, Canada?
« Reply #65 on: April 22, 2015, 12:28:13 PM »
For weather, I would say go towards BC because of the weather and nice scenery, but watch out...houses are expensive in that area (depends on what city too).

I live in the province of Quebec, so I wouldn't reccommend it if you hate paying taxes (boy we get hammered on that front), but you do get services like 7$ child daycare (if you have kids) , but that is why we are heavily taxed. I wouldn't call Quebec a socialist province, but the province does tend to give alot of free service to poorer families. There is also the language barrier that can be a problem, so if you do chose Quebec, try to stay more around Montreal to get some english service unless you don't mind learning french. knowing both languages would be a major asset. The economy isn't great however, alot of companies are going bankrupt. From what I heard, the economy is much more stronger in the west provinces.

In my opinion, I would say move towards BC. You can't go wrong there.

curlyfry

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Re: Oh, Canada?
« Reply #66 on: May 23, 2015, 02:32:46 PM »
VICTORIA FOR THE WIN!  haha

My husband is American & I am Canadian & after we were married we moved right over to Victoria. Lived here since 2011 & are never going to leave. Really can't get better & it sounds exactly what you are looking for.  Summers are amazing.  Feels most definitely like a small-town big-town  (small in that I run into people I know often, lots of little neighbourhoods with a sense of community, but big in that there are lots of shops & things to do.) 

There are homes in my neighbourhood for $400k but they are small & old.  You can get a fairly decent one in the 500s. Things are definitely overpriced still so renting is good way to go.  For rent, we pay $1650 for a beautiful 1000 sq ft new 2bed2bath condo  (but could easily move to a next door older condo for $1200 or I have friends who rent nice suites in houses for $600/month!)  I'm also a 5 minute walk to all stores & 10 minute walk to work - can't beat the lifestyle!

Sounds like Mister Money is going to be here end of July & we Victorians may plan a meet up.  PM if you have any questions or want to meet up once you live here!


 

Wow, a phone plan for fifteen bucks!