Author Topic: Mustachian People Problems (just for fun)  (Read 3156757 times)

frugalnacho

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Re: Mustachian People Problems (just for fun)
« Reply #5850 on: January 03, 2019, 10:48:05 AM »
we visited family in a strange place  and they could not believe that we did not have unlimited data to run maps of the city the whole time we were there.
you would have thought we were driving a horse and buggy

With google you can download large maps and use them offline.  You can use them online too so you get live traffic, but not having to download the map saves almost all of the cellular data usage.

PMG

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Re: Mustachian People Problems (just for fun)
« Reply #5851 on: January 03, 2019, 10:51:31 AM »
we visited family in a strange place  and they could not believe that we did not have unlimited data to run maps of the city the whole time we were there.
you would have thought we were driving a horse and buggy

With google you can download large maps and use them offline.  You can use them online too so you get live traffic, but not having to download the map saves almost all of the cellular data usage.

How do you download maps with google??  I am looking but not finding info.

I use the Maps.me app offline across Europe and the US. 

frugalnacho

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Re: Mustachian People Problems (just for fun)
« Reply #5852 on: January 03, 2019, 10:59:51 AM »
we visited family in a strange place  and they could not believe that we did not have unlimited data to run maps of the city the whole time we were there.
you would have thought we were driving a horse and buggy

With google you can download large maps and use them offline.  You can use them online too so you get live traffic, but not having to download the map saves almost all of the cellular data usage.

How do you download maps with google??  I am looking but not finding info.

I use the Maps.me app offline across Europe and the US.

I use the google maps app for android.  I click the triple line thing to the left of the search bar and there is an offline maps option.  You can then manually select an area of the map to download.  It expires monthly I think, but you can set it to automatically refresh when it expires.  I downloaded a couple large areas encompassing my region and I haven't had to touch it in a long time.

Aelias

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Re: Mustachian People Problems (just for fun)
« Reply #5853 on: January 03, 2019, 11:06:42 AM »
We’ve been with friends this week for overnight visits. Everyone’s houses are too warm. I can’t wait to get back to our pleasantly cool house.

^This.  I had all last week off for the holiday, and when I went back to work this week the building felt so hot.  I couldn't wait to get home.


Yup.  My in-laws were with us over the holidays.  We cranked our heat up to an egregious 69 F to keep them comfortable.  For the first few days, we all roasted.  Then we adjusted  Finally back down to our usual 58.  It'll be a bit of an adjustment, but I'm really enjoying it.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #5854 on: January 03, 2019, 12:58:44 PM »
Triple line thing is called a “hamburger menu” or so McDonald’s would have me believe

I also use offline maps, but mostly because I’m terrified I’ll follow maps into an area with no coverage but won’t be able to use it to get out.  It’s happened occasionally and I had to really remember what the route was before I accidentally stopped navigation or whatever.  Beats keeping backup paper maps

That said, mapping relatively little data.  Unless you are paying by the MB or something obscene, it shouldn’t be enough to put you over your cap (my mom was complaining that she couldn’t use maps because she kept going over her 2GB cap so I looked into it... no it was a bunch of other apps that were the culprits)

mm1970

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Re: Mustachian People Problems (just for fun)
« Reply #5855 on: January 03, 2019, 01:33:13 PM »
We’ve been with friends this week for overnight visits. Everyone’s houses are too warm. I can’t wait to get back to our pleasantly cool house.

^This.  I had all last week off for the holiday, and when I went back to work this week the building felt so hot.  I couldn't wait to get home.


Yup.  My in-laws were with us over the holidays.  We cranked our heat up to an egregious 69 F to keep them comfortable.  For the first few days, we all roasted.  Then we adjusted  Finally back down to our usual 58.  It'll be a bit of an adjustment, but I'm really enjoying it.
Brr.  Maybe I'm a wuss.  We were in a hotel this past weekend - it was a bit too toasty for me.  I don't know what they kept it at.  Prob mid-70s.  We usually have our house at 65-68.  But I have been freezing my butt off.  The other day I finally gave up and was wearing leggings under my flannel PJs, 3 layers on top.  I practically had a scarf on indoors.

This winter (I'm in So Cal, so don't be sad for me) has been colder than last AND I'm about 5-7 lbs lighter, and I can surely feel the difference.

frugalnacho

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Re: Mustachian People Problems (just for fun)
« Reply #5856 on: January 03, 2019, 01:36:13 PM »
Triple line thing is called a “hamburger menu” or so McDonald’s would have me believe

I also use offline maps, but mostly because I’m terrified I’ll follow maps into an area with no coverage but won’t be able to use it to get out.  It’s happened occasionally and I had to really remember what the route was before I accidentally stopped navigation or whatever.  Beats keeping backup paper maps

That said, mapping relatively little data.  Unless you are paying by the MB or something obscene, it shouldn’t be enough to put you over your cap (my mom was complaining that she couldn’t use maps because she kept going over her 2GB cap so I looked into it... no it was a bunch of other apps that were the culprits)

I used the offline feature when I was too cheap to pay for a data plan.  I continue to use it because why not?

Just Joe

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Re: Mustachian People Problems (just for fun)
« Reply #5857 on: January 03, 2019, 01:40:53 PM »
And if you have a big enough area mapped with offline maps then you'll be able to find your way back out of a wrong turn.

Alternatively: offline GPS mapping software. I have one on my phone. Needs no data b/c everything is self-contained. I followed all the way across the country and back with good success.

Rural

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Re: Mustachian People Problems (just for fun)
« Reply #5858 on: January 03, 2019, 05:36:36 PM »
We’ve been with friends this week for overnight visits. Everyone’s houses are too warm. I can’t wait to get back to our pleasantly cool house.

^This.  I had all last week off for the holiday, and when I went back to work this week the building felt so hot.  I couldn't wait to get home.


Yup.  My in-laws were with us over the holidays.  We cranked our heat up to an egregious 69 F to keep them comfortable.  For the first few days, we all roasted.  Then we adjusted  Finally back down to our usual 58.  It'll be a bit of an adjustment, but I'm really enjoying it.


Budget for more spending on heat in retirement. As you get older, you may well find that the aches and pains that come with aging or arthritis are merely annoying in the high 60s but unbearable in the high 50s. I did, which is really annoying since we would not have to heat this earth sheltered house at all if I could manage 55-56 (and if the elderly dog could).

Trifele

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Re: Mustachian People Problems (just for fun)
« Reply #5859 on: January 04, 2019, 03:14:21 AM »
We’ve been with friends this week for overnight visits. Everyone’s houses are too warm. I can’t wait to get back to our pleasantly cool house.

^This.  I had all last week off for the holiday, and when I went back to work this week the building felt so hot.  I couldn't wait to get home.


Yup.  My in-laws were with us over the holidays.  We cranked our heat up to an egregious 69 F to keep them comfortable.  For the first few days, we all roasted.  Then we adjusted  Finally back down to our usual 58.  It'll be a bit of an adjustment, but I'm really enjoying it.

Wow @Aelias -- 58 is low, good for you.  We did mid-to upper 50s in the daytime last winter (involuntarily, extreme house remodeling woes) and it was rough.  We wore coats and hats indoors.  We survived, but I wouldn't choose to do that again. This winter, with our newly intact walls and roof (woo hoo!) we are at 64 during the day.  But I still wear multiple warm layers, and sometimes a scarf.  Any cooler and I would be back to a coat. 


La Bibliotecaria Feroz

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Re: Mustachian People Problems (just for fun)
« Reply #5860 on: January 04, 2019, 03:08:08 PM »
You guys are hard core.

My husband has many fine and frugal qualities but he can't stand the heat below 70 degrees and really prefers 72. He turns it up to that sometimes if he is cold or sick. It's not an issue now because we live in the top floor of one of those places where the gas heat is not individually metered, so we are probably paying for other people to be warm anyway. We will need a well-insulated house...

Tabitha

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Re: Mustachian People Problems (just for fun)
« Reply #5861 on: January 06, 2019, 02:38:19 PM »
Our thermostat runs 61 (16C) most days and nights, with a 1.5 hour rise to 68 (20C) in the AM to make getting out of bed easier. On days I’m home I generally find myself reaching for a sweater mid morning (about 3 hours after the thermostat stops trying for 68).

SerenaDarrin

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Re: Mustachian People Problems (just for fun)
« Reply #5862 on: January 06, 2019, 06:17:14 PM »
So, I got a bunch of gift-cards to the local movie theatre.  This is actually really great, since that means I can indulge in the odd movie at the theatre for free!

. . . but I haven't been paying any attention to the movies that are coming out/have come out/upcoming.  Beyond Aquaman (which I was originally going to wait until it came to Netflix), I have -no- idea what I'd spend this on!  :D

dougules

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Re: Mustachian People Problems (just for fun)
« Reply #5863 on: January 07, 2019, 10:55:31 AM »
So, I got a bunch of gift-cards to the local movie theatre.  This is actually really great, since that means I can indulge in the odd movie at the theatre for free!

. . . but I haven't been paying any attention to the movies that are coming out/have come out/upcoming.  Beyond Aquaman (which I was originally going to wait until it came to Netflix), I have -no- idea what I'd spend this on!  :D

I used to live next to an open-air mall, and me and DH would walk around it for exercise.  There's a theater at one end, and we developed a habit of popping into the theater lobby for some heat or A/C.  Eventually we just developed the habit of going in specifically to roll our eyes at the movies they were showing.  I'm really not impressed by most stuff in the theaters. 

Dicey

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Re: Mustachian People Problems (just for fun)
« Reply #5864 on: January 07, 2019, 11:37:49 AM »
So, I got a bunch of gift-cards to the local movie theatre.  This is actually really great, since that means I can indulge in the odd movie at the theatre for free!

. . . but I haven't been paying any attention to the movies that are coming out/have come out/upcoming.  Beyond Aquaman (which I was originally going to wait until it came to Netflix), I have -no- idea what I'd spend this on!  :D
OMG, me too!

freedomfightergal

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Re: Mustachian People Problems (just for fun)
« Reply #5865 on: January 08, 2019, 07:27:41 PM »
a couple of years ago I started a new job.  I rode my bike to work (parked it in an empty office), I brought in my lunch, I wore simple pants and top everyday (bike riding) people chatted and were surprised by my lack of celebrity knowledge - I explained I cut off Cable TV - basically no TV for years, they were like, "are you Amish"!!

Miss Piggy

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Re: Mustachian People Problems (just for fun)
« Reply #5866 on: January 08, 2019, 08:47:44 PM »
...they were like, "are you Amish"!!

That's hilarious! (No, no beard...just a nice, strong mustache!)

markbike528CBX

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Re: Mustachian People Problems (just for fun)
« Reply #5867 on: January 08, 2019, 08:52:49 PM »
a couple of years ago I started a new job.  I rode my bike to work (parked it in an empty office), I brought in my lunch, I wore simple pants and top everyday (bike riding) people chatted and were surprised by my lack of celebrity knowledge - I explained I cut off Cable TV - basically no TV for years, they were like, "are you Amish"!!
We had no TVs in the house when I was a kid.  Since we did live in Amish country,I took "are you Amish?"as a reasonable question.

afuera

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Re: Mustachian People Problems (just for fun)
« Reply #5868 on: January 09, 2019, 06:17:39 AM »
I wanted to post *something* that I want over in the "What's the stupidest thing you're lusting after right now?" thread but I found a pretty good deal on a used one and I'm scared that if I share the link, someone else will buy it and I won't be able to stare longingly at it every few days anymore.

Slow&Steady

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Re: Mustachian People Problems (just for fun)
« Reply #5869 on: January 09, 2019, 07:21:47 AM »
The company that I work for was purchased in 2018 so that means that we are switching to a new 401k provider.  The old 401k made a distribution on 12/28 to start the rollover to the new 401k provider.... My money still has not shown up at the new 401k provider but my contribution from payday (last Friday) has and it is driving me crazy. 

I don't watch the market very closely but I would really like that money to be put back into the market at as close to the same prices that it was pulled out as possible!

Also my new bond fund has an expense fee of 0.25%, I am in a 90/10 asset allocation so it isn't a lot of money and it is the lowest fee on a bond but I don't love it.  The stock fees are all 0.0_%, much more to my liking.

GreenSheep

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Re: Mustachian People Problems (just for fun)
« Reply #5870 on: January 09, 2019, 09:21:58 AM »
a couple of years ago I started a new job.  I rode my bike to work (parked it in an empty office), I brought in my lunch, I wore simple pants and top everyday (bike riding) people chatted and were surprised by my lack of celebrity knowledge - I explained I cut off Cable TV - basically no TV for years, they were like, "are you Amish"!!
We had no TVs in the house when I was a kid.  Since we did live in Amish country,I took "are you Amish?"as a reasonable question.

I think the only thing that kept me from getting this question at my last job was that I worked with a guy who actually was Amish. He drove a car and had a cell phone, so I suppose he wasn't the most traditional, but he could grow or make just about anything you could ever need. I wish I had his skills!

Just Joe

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Re: Mustachian People Problems (just for fun)
« Reply #5871 on: January 09, 2019, 11:00:52 AM »
So, I got a bunch of gift-cards to the local movie theatre.  This is actually really great, since that means I can indulge in the odd movie at the theatre for free!

. . . but I haven't been paying any attention to the movies that are coming out/have come out/upcoming.  Beyond Aquaman (which I was originally going to wait until it came to Netflix), I have -no- idea what I'd spend this on!  :D
OMG, me too!

Over the holidays I attended a movie. Due to technical delays the movie theater handed out tickets to a free movie with a drink and popcorn on them. I wondered what else I'd want to see b/c like you I don't keep up with the movie trailers.

Then for Christmas my family was gifted a $ generous theater gift card so we could all go see a movie (or two on matinee).

We still don't know what to go see. Perfect gift though.

rantk81

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Re: Mustachian People Problems (just for fun)
« Reply #5872 on: January 09, 2019, 11:18:15 AM »
I often just wait for them to come out on Netflix/Prime... but maybe I'm weird, but I always hear of movies that pique my interest... Right now if I had extra time, I'd go see that one about Ruth Ginsburg...

Linea_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5873 on: January 10, 2019, 01:55:08 AM »
I got a blister on my heel from walking to work this morning. In the afternoon I need to walk back the same 7,5 km with the blister. :-(

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #5874 on: January 10, 2019, 02:40:25 AM »
I got a blister on my heel from walking to work this morning. In the afternoon I need to walk back the same 7,5 km with the blister. :-(
Ouch!

No biking? That could even transform into a serious health trouble. A blister that is scraped down to the blood can be infected. I know someone who had to be hospitalized because of this. And that person walked less than 7km with an open blister.

Linea_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5875 on: January 10, 2019, 03:57:23 AM »
I got a blister on my heel from walking to work this morning. In the afternoon I need to walk back the same 7,5 km with the blister. :-(
Ouch!

No biking? That could even transform into a serious health trouble. A blister that is scraped down to the blood can be infected. I know someone who had to be hospitalized because of this. And that person walked less than 7km with an open blister.

No biking. I need to walk partly on a forest path with a lot of snow. The rest of the route is icy.
I have had blisters before, without ever getting hospitalized. I will try to score some sports tape at work. Maybe it is even in my closet in the dressing room. I will shower tonight and wash my feet and the blister carefully.

Bracken_Joy

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Re: Mustachian People Problems (just for fun)
« Reply #5876 on: January 10, 2019, 08:13:42 AM »
I got a blister on my heel from walking to work this morning. In the afternoon I need to walk back the same 7,5 km with the blister. :-(
Ouch!

No biking? That could even transform into a serious health trouble. A blister that is scraped down to the blood can be infected. I know someone who had to be hospitalized because of this. And that person walked less than 7km with an open blister.

No biking. I need to walk partly on a forest path with a lot of snow. The rest of the route is icy.
I have had blisters before, without ever getting hospitalized. I will try to score some sports tape at work. Maybe it is even in my closet in the dressing room. I will shower tonight and wash my feet and the blister carefully.

Have you ever used moleskin or a similar product? It's incredible- unlike sports tape, it doesn't go directly over the blister, just around it, and so it won't rip the skin when you remove it. https://www.amazon.com/Dr-Scholls-Moleskin-Plus-strips/dp/B001OPJ8KS?ref_=Oct_TopRatedC_3779981_0&pf_rd_p=5ec8b635-4d9e-5e3c-9368-2033872e1218&pf_rd_s=merchandised-search-6&pf_rd_t=101&pf_rd_i=3779981&pf_rd_m=ATVPDKIKX0DER&pf_rd_r=WA0D97A7W80BSQHX8MVQ&pf_rd_r=WA0D97A7W80BSQHX8MVQ&pf_rd_p=5ec8b635-4d9e-5e3c-9368-2033872e1218 The way I was taught to use it in my wilderness firstaid class is to cut the spot for the blister then leave the 'pad' around it and stick it on, so the blister can breathe and isn't directly covered. I always carry a small piece in my purse, super helpful!

Dicey

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Re: Mustachian People Problems (just for fun)
« Reply #5877 on: January 10, 2019, 10:00:45 AM »
I got a blister on my heel from walking to work this morning. In the afternoon I need to walk back the same 7,5 km with the blister. :-(
Ouch!

No biking? That could even transform into a serious health trouble. A blister that is scraped down to the blood can be infected. I know someone who had to be hospitalized because of this. And that person walked less than 7km with an open blister.

No biking. I need to walk partly on a forest path with a lot of snow. The rest of the route is icy.
I have had blisters before, without ever getting hospitalized. I will try to score some sports tape at work. Maybe it is even in my closet in the dressing room. I will shower tonight and wash my feet and the blister carefully.

Have you ever used moleskin or a similar product? It's incredible- unlike sports tape, it doesn't go directly over the blister, just around it, and so it won't rip the skin when you remove it. https://www.amazon.com/Dr-Scholls-Moleskin-Plus-strips/dp/B001OPJ8KS?ref_=Oct_TopRatedC_3779981_0&pf_rd_p=5ec8b635-4d9e-5e3c-9368-2033872e1218&pf_rd_s=merchandised-search-6&pf_rd_t=101&pf_rd_i=3779981&pf_rd_m=ATVPDKIKX0DER&pf_rd_r=WA0D97A7W80BSQHX8MVQ&pf_rd_r=WA0D97A7W80BSQHX8MVQ&pf_rd_p=5ec8b635-4d9e-5e3c-9368-2033872e1218 The way I was taught to use it in my wilderness firstaid class is to cut the spot for the blister then leave the 'pad' around it and stick it on, so the blister can breathe and isn't directly covered. I always carry a small piece in my purse, super helpful!
Another moleskin fan over here! I have bony feet and moleskin is my friend, especially in my retail years, ugh. However, our friend L_N is frugal, so she's not going to go out and buy it today. Tape and good wound care will carry the day until she can score some moleskin at a good price for future use. Doesn't hurt to poke around in the company first aid kit, if there is one.

Playing with Fire UK

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Re: Mustachian People Problems (just for fun)
« Reply #5878 on: January 10, 2019, 11:31:12 AM »
I got a blister on my heel from walking to work this morning. In the afternoon I need to walk back the same 7,5 km with the blister. :-(
Ouch!

No biking? That could even transform into a serious health trouble. A blister that is scraped down to the blood can be infected. I know someone who had to be hospitalized because of this. And that person walked less than 7km with an open blister.

For balance, I have had many, many blisters that have scraped down to blood and walked many km on them and never had a serious issue. They can be mightly uncomfortable though.

Linea_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5879 on: January 10, 2019, 12:44:20 PM »
I got a blister on my heel from walking to work this morning. In the afternoon I need to walk back the same 7,5 km with the blister. :-(
Ouch!

No biking? That could even transform into a serious health trouble. A blister that is scraped down to the blood can be infected. I know someone who had to be hospitalized because of this. And that person walked less than 7km with an open blister.

For balance, I have had many, many blisters that have scraped down to blood and walked many km on them and never had a serious issue. They can be mightly uncomfortable though.

I put a plaster on it and walked home without feeling my heel.

laserlady

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Re: Mustachian People Problems (just for fun)
« Reply #5880 on: January 10, 2019, 03:31:32 PM »
I'd like to put the money from my last paycheck into my IRA immediately, since I usually try to max that out as soon as I can at the beginning of the year.  But, my cash reserves got rather depleted when both my 24-year-old furnace and my 8-year-old laptop gave up the ghost and needed to be replaced in December, and then we went into shutdown mode, so I'm going to have to hold off on investing until I know I'm going to get paid again.

GreenSheep

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Re: Mustachian People Problems (just for fun)
« Reply #5881 on: January 10, 2019, 03:52:44 PM »
On the subject of blisters... Moleskin would definitely be best if you already have a blister, but if you happen to notice a "hot spot," meaning a tender, possibly red area that's not a blister yet but feels like it will become one, leukotape works wonders. It's very adherent, very flexible tape that you put right over the area. Leukotape is hard to remove, so make sure you put it where you want it and don't need to remove it for at least several days! I've worn it for a week-long backpacking trip followed by several showers before it finally started peeling off. But it kept me from getting blisters, and I didn't have to waste time every day tending to my feet. It's also good for days when you know you'll be doing a lot of walking in questionable shoes. And once you know where you tend to get blisters, you can put it on before heading out on a hike or a long day of walking.

Regarding infections... I've never had an infected blister. I can see that potentially being an issue for a diabetic, though.

https://www.amazon.com/BSN-Medical-BEI076168-Leukotape-Sports/dp/B000E59HXC/ref=sr_1_2_s_it?s=hpc&ie=UTF8&qid=1547160346&sr=1-2&keywords=leukotape

Just Joe

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Re: Mustachian People Problems (just for fun)
« Reply #5882 on: January 11, 2019, 08:33:19 AM »
No biking. I need to walk partly on a forest path with a lot of snow. The rest of the route is icy.
I have had blisters before, without ever getting hospitalized. I will try to score some sports tape at work. Maybe it is even in my closet in the dressing room. I will shower tonight and wash my feet and the blister carefully.

Look for some "moleskin tape" at your local pharmacy. I carry it on big hikes. It covers the blister and absorbs the friction.

Bracken_Joy

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Re: Mustachian People Problems (just for fun)
« Reply #5883 on: January 11, 2019, 09:16:25 AM »
On the subject of blisters... Moleskin would definitely be best if you already have a blister, but if you happen to notice a "hot spot," meaning a tender, possibly red area that's not a blister yet but feels like it will become one, leukotape works wonders. It's very adherent, very flexible tape that you put right over the area. Leukotape is hard to remove, so make sure you put it where you want it and don't need to remove it for at least several days! I've worn it for a week-long backpacking trip followed by several showers before it finally started peeling off. But it kept me from getting blisters, and I didn't have to waste time every day tending to my feet. It's also good for days when you know you'll be doing a lot of walking in questionable shoes. And once you know where you tend to get blisters, you can put it on before heading out on a hike or a long day of walking.

Regarding infections... I've never had an infected blister. I can see that potentially being an issue for a diabetic, though.

https://www.amazon.com/BSN-Medical-BEI076168-Leukotape-Sports/dp/B000E59HXC/ref=sr_1_2_s_it?s=hpc&ie=UTF8&qid=1547160346&sr=1-2&keywords=leukotape

Good point. Slow healing foot sores are actually a common sign you may have insulin resistance and blood sugar problems. It's one of those 'definitely tell your doc' type symptoms.

TomTX

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Re: Mustachian People Problems (just for fun)
« Reply #5884 on: January 11, 2019, 02:11:55 PM »
Also my new bond fund has an expense fee of 0.25%, I am in a 90/10 asset allocation so it isn't a lot of money and it is the lowest fee on a bond but I don't love it.  The stock fees are all 0.0_%, much more to my liking.
So do bonds in your IRA at Vanguard instead, and be 100% stock for the 401k. Asset allocation is across your whole portfolio, not per account.

rantk81

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Re: Mustachian People Problems (just for fun)
« Reply #5885 on: January 13, 2019, 11:11:52 AM »
Chase just sent me a mail advertisement for a $225 bonus if I open a Chase Savings account, deposit $15K and leave it there for 90 days.
This equates to approximately 6% (annualized) yield over 3 months on my savings (better than the 2% I'm getting at Ally right now, and assuming the Chase Savings account has an APY that is probably almost 0%.)

Sure, I'll bite. I signed up for it this morning, and I tried to make the 15K transfer from Ally.  My MPP?  The Chase website said the maximum transfer per day is $10K!  So I had to schedule two consecutive transfers, one for $10K on Monday, and another for $5K on Tuesday.  Also, it pushes the date back one more day that I had to schedule my Google Calendar reminder to transfer the $15K from Chase back to Ally.



dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #5886 on: January 13, 2019, 02:25:05 PM »
Chase just sent me a mail advertisement for a $225 bonus if I open a Chase Savings account, deposit $15K and leave it there for 90 days.
This equates to approximately 6% (annualized) yield over 3 months on my savings (better than the 2% I'm getting at Ally right now, and assuming the Chase Savings account has an APY that is probably almost 0%.)

Sure, I'll bite. I signed up for it this morning, and I tried to make the 15K transfer from Ally.  My MPP?  The Chase website said the maximum transfer per day is $10K!  So I had to schedule two consecutive transfers, one for $10K on Monday, and another for $5K on Tuesday.  Also, it pushes the date back one more day that I had to schedule my Google Calendar reminder to transfer the $15K from Chase back to Ally.

Check out the bank bonus thread if you haven’t yet.  https://forum.mrmoneymustache.com/share-your-badassity/bank-account-churning-how-to-make-$1600-in-a-year-by-being-organized/

DaMa

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Re: Mustachian People Problems (just for fun)
« Reply #5887 on: January 13, 2019, 03:28:20 PM »
I did the Chase thing a couple of years ago.  When you want to close the account, you have to go to a branch in person, and wait for a non-teller to be available.  And be careful not to let your account be empty and open long enough to incur a fee.

Pinch of salt

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Re: Mustachian People Problems (just for fun)
« Reply #5888 on: January 13, 2019, 04:46:46 PM »
For the tall ladies; think of places where it'd be easier to get stuff for tall people. I'm a tiny person with midget feet and I always tend to buy my shoes when on vacation as it's easier to get them. In my own country I'm stuck at the children's department most of the time. I wouldn't care for stuff like jackets, but shoes are often full of glitter and I hate glitter. For tall people I've heard sometimes the male section can have good options, but that will depend on your curviness as well.

I guess these things aren't too feasible to do regularly, but I've found international default sizes to be a very interesting way to enhance my clothes-shopping pleasure (which I hate in general).

I am also tall and I’ve found that Uniqlo jeans are lovely and long.

RWD

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Re: Mustachian People Problems (just for fun)
« Reply #5889 on: January 13, 2019, 04:47:37 PM »
I did the Chase thing a couple of years ago.  When you want to close the account, you have to go to a branch in person, and wait for a non-teller to be available.  And be careful not to let your account be empty and open long enough to incur a fee.

Pretty sure we closed our Chase account over the phone... That was about three years ago.

Pinch of salt

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Re: Mustachian People Problems (just for fun)
« Reply #5890 on: January 13, 2019, 05:02:07 PM »
I guess this is also a sort of Mustachian people problem:

I have a cell phone plan with only half a gb of data per month, for the price of 12$. I can transfer whenever I have leftover at the end of the month to next month, maximum half a gb. I do this every month, so at every new month, I start with 1 gb and send half a gb to next month.
In December my provider gave me an extra gb as a gift. So I started with 2 gb. I travelled abroad (within Europe), but visited homes with wifi. I did use my data a little bit. Then I spent some time at our cabin, using 4G for a week. But I only managed to use up half a gb of the 2 gb that I had. So I have lost all but half a gb this month.

Linda, I had a similar problem. I got 1000 free minutes with my phone plan every month. Never used all of them each month so literally once I had accumulated about 45,000 minutes on my account due to the roll over. I have been with them for years.  I wish I could have gifted them to someone who talks on the phone. They’ve taken them away since though. Total MPP.

meerkat

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Re: Mustachian People Problems (just for fun)
« Reply #5891 on: January 14, 2019, 06:25:46 AM »
My MPP is the emotional roller coaster of this recent conversation with a relative:

They are moving away from their "wealth management" group which has a $$$ fee (yay!) and moving their money to Vanguard (yay!) with the intent to .... day trade (noooooo!) But it's okay! They have A Plan! (cringe)

We'll see what the next few months bear out for them.

radram

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Re: Mustachian People Problems (just for fun)
« Reply #5892 on: January 14, 2019, 06:31:46 AM »
We'll see what the next few months bear out for them.

I see what you did there. :)

meerkat

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Re: Mustachian People Problems (just for fun)
« Reply #5893 on: January 14, 2019, 07:14:01 AM »
We'll see what the next few months bear out for them.

I see what you did there. :)

..... Yes. Yes that thing, which I totally did on purpose and not by some pre-coffee luck. lol

Dicey

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Re: Mustachian People Problems (just for fun)
« Reply #5894 on: January 14, 2019, 07:37:02 AM »
On the subject of blisters... Moleskin would definitely be best if you already have a blister, but if you happen to notice a "hot spot," meaning a tender, possibly red area that's not a blister yet but feels like it will become one, leukotape works wonders. It's very adherent, very flexible tape that you put right over the area. Leukotape is hard to remove, so make sure you put it where you want it and don't need to remove it for at least several days! I've worn it for a week-long backpacking trip followed by several showers before it finally started peeling off. But it kept me from getting blisters, and I didn't have to waste time every day tending to my feet. It's also good for days when you know you'll be doing a lot of walking in questionable shoes. And once you know where you tend to get blisters, you can put it on before heading out on a hike or a long day of walking.

Regarding infections... I've never had an infected blister. I can see that potentially being an issue for a diabetic, though.

https://www.amazon.com/BSN-Medical-BEI076168-Leukotape-Sports/dp/B000E59HXC/ref=sr_1_2_s_it?s=hpc&ie=UTF8&qid=1547160346&sr=1-2&keywords=leukotape
Totally trying this, thank you @GreenSheep!

Bracken_Joy

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Re: Mustachian People Problems (just for fun)
« Reply #5895 on: January 14, 2019, 07:46:59 AM »
On the subject of blisters... Moleskin would definitely be best if you already have a blister, but if you happen to notice a "hot spot," meaning a tender, possibly red area that's not a blister yet but feels like it will become one, leukotape works wonders. It's very adherent, very flexible tape that you put right over the area. Leukotape is hard to remove, so make sure you put it where you want it and don't need to remove it for at least several days! I've worn it for a week-long backpacking trip followed by several showers before it finally started peeling off. But it kept me from getting blisters, and I didn't have to waste time every day tending to my feet. It's also good for days when you know you'll be doing a lot of walking in questionable shoes. And once you know where you tend to get blisters, you can put it on before heading out on a hike or a long day of walking.

Regarding infections... I've never had an infected blister. I can see that potentially being an issue for a diabetic, though.

https://www.amazon.com/BSN-Medical-BEI076168-Leukotape-Sports/dp/B000E59HXC/ref=sr_1_2_s_it?s=hpc&ie=UTF8&qid=1547160346&sr=1-2&keywords=leukotape
Totally trying this, thank you @GreenSheep!

Dicey, if you're prone to allergic reactions to adhesive, just proceed with caution- try a small test patch first, where it's easier to soak and remove if needed. I've seen KT and the like to some alarming things to human skin =\ I'd say 1 of 4 patients I've had react to kinesio and other PT style tapes. (Although I work with peds, who generally are more sensitive to stuff, so YMMV on adult rates, lol).

Dicey

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Re: Mustachian People Problems (just for fun)
« Reply #5896 on: January 14, 2019, 07:56:11 AM »
On the subject of blisters... Moleskin would definitely be best if you already have a blister, but if you happen to notice a "hot spot," meaning a tender, possibly red area that's not a blister yet but feels like it will become one, leukotape works wonders. It's very adherent, very flexible tape that you put right over the area. Leukotape is hard to remove, so make sure you put it where you want it and don't need to remove it for at least several days! I've worn it for a week-long backpacking trip followed by several showers before it finally started peeling off. But it kept me from getting blisters, and I didn't have to waste time every day tending to my feet. It's also good for days when you know you'll be doing a lot of walking in questionable shoes. And once you know where you tend to get blisters, you can put it on before heading out on a hike or a long day of walking.

Regarding infections... I've never had an infected blister. I can see that potentially being an issue for a diabetic, though.

https://www.amazon.com/BSN-Medical-BEI076168-Leukotape-Sports/dp/B000E59HXC/ref=sr_1_2_s_it?s=hpc&ie=UTF8&qid=1547160346&sr=1-2&keywords=leukotape
Totally trying this, thank you @GreenSheep!

Dicey, if you're prone to allergic reactions to adhesive, just proceed with caution- try a small test patch first, where it's easier to soak and remove if needed. I've seen KT and the like to some alarming things to human skin =\ I'd say 1 of 4 patients I've had react to kinesio and other PT style tapes. (Although I work with peds, who generally are more sensitive to stuff, so YMMV on adult rates, lol).
Thanks, @Bracken_Joy. I noticed that in the reviews. I'm thinking of using it only on my feet, where the skin is thicker. Funny, my first thought was to check on Next Door to see if I can get a small test strip to try before I order it.  Then I realized I'm picking up my new orthotics today. I'll see if they have any samples.

rantk81

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Re: Mustachian People Problems (just for fun)
« Reply #5897 on: January 14, 2019, 08:16:21 AM »
Chase just sent me a mail advertisement for a $225 bonus if I open a Chase Savings account, deposit $15K and leave it there for 90 days.
Check out the bank bonus thread if you haven’t yet.  https://forum.mrmoneymustache.com/share-your-badassity/bank-account-churning-how-to-make-$1600-in-a-year-by-being-organized/

Thanks! I just checked the doctorofcredit page, and I saw a juicy CapitalOne promo giving $200 for 90 days of having $10K on deposit.  I have a new MPP though: I don't know if I'm eligible for that CapOne promo because I am still listed as a "signer" on a CapitalOne business account (for my condo association reserves). I have been trying to get me removed as a signer on that account for quite a while now, since I haven't been on the condo board for about 2 years.  I suppose it wouldn't hurt to try anyway, since CapOne pays about the same interest as Ally anyway...

SwordGuy

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Re: Mustachian People Problems (just for fun)
« Reply #5898 on: January 14, 2019, 09:55:16 AM »
My MPP is the emotional roller coaster of this recent conversation with a relative:

They are moving away from their "wealth management" group which has a $$$ fee (yay!) and moving their money to Vanguard (yay!) with the intent to .... day trade (noooooo!) But it's okay! They have A Plan! (cringe)

We'll see what the next few months bear out for them.

They are going to day trade when the market volatility is so erratic that no one knows what it will do?  Literally no one?


Wow.   That's some chutzpah.

CptCool

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Re: Mustachian People Problems (just for fun)
« Reply #5899 on: January 14, 2019, 11:53:05 AM »
My MPP is the emotional roller coaster of this recent conversation with a relative:

They are moving away from their "wealth management" group which has a $$$ fee (yay!) and moving their money to Vanguard (yay!) with the intent to .... day trade (noooooo!) But it's okay! They have A Plan! (cringe)

We'll see what the next few months bear out for them.

They are going to day trade when the market volatility is so erratic that no one knows what it will do?  Literally no one?


Wow.   That's some chutzpah.

I mean, isn't that true of the market at all times? Why is right now any different then tomorrow or yesterday, or 1 year ago, or 1 year from now? It's always erratic and literally no one knows what it will do