Author Topic: Mustachian People Problems (just for fun)  (Read 1845769 times)

techwiz

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Re: Mustachian People Problems (just for fun)
« Reply #5050 on: April 13, 2018, 12:24:46 PM »
Quote
My next favorite also serves meals and drinks during the movie.

It's bad enough when people move around the theater during the movie, to have meals and drinks served during the movie.... sounds like it would be very interrupting. 

Rural

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Re: Mustachian People Problems (just for fun)
« Reply #5051 on: April 13, 2018, 04:10:06 PM »
Quote
My next favorite also serves meals and drinks during the movie.

It's bad enough when people move around the theater during the movie, to have meals and drinks served during the movie.... sounds like it would be very interrupting.


  I do love the theaters with the recliners, though. Thereís one in the nearest city to us, and I think weíve been twice. Itís the only way I can see a movie without pain because of my neck and back trouble. Canít go craning my head in the regular seats, but the recliners? Just lean way back. :-)

Luckyvik

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Re: Mustachian People Problems (just for fun)
« Reply #5052 on: April 13, 2018, 11:03:15 PM »
I have a hard time telling people what I do for a living.
Why?

Step37

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Re: Mustachian People Problems (just for fun)
« Reply #5053 on: April 13, 2018, 11:07:30 PM »
Quote
My next favorite also serves meals and drinks during the movie.

It's bad enough when people move around the theater during the movie, to have meals and drinks served during the movie.... sounds like it would be very interrupting.


  I do love the theaters with the recliners, though. Thereís one in the nearest city to us, and I think weíve been twice. Itís the only way I can see a movie without pain because of my neck and back trouble. Canít go craning my head in the regular seats, but the recliners? Just lean way back. :-)

Iíve found it to be a very expensive way to take a nap...

Sibley

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Re: Mustachian People Problems (just for fun)
« Reply #5054 on: April 14, 2018, 02:46:21 PM »
My s/o just texted me to ask if I wanted to do "something special" this weekend, that we don't usually do. He suggested going to the movies. I have no idea how to actually even buy a ticket. The last time I went, back when I was in high school, you bought paper tickets from the box office. I have a gut feeling it doesn't work like that anymore.

You can still do that. I did that recently with the kids.
Of course, you might be in for a shock when you see what movies cost these days...not to mention popcorn. Have fun!

Budget around $15 per ticket, plus 15-25 for food/drinks.

Wait, aren't we on MMM? Since when do we buy food/drinks at the movies? Facepunch for you!

Imma, last time I went to the movies in NL (2 years ago? Or more?) you could still get tickets at the box office, but you can also get them online and pick your own seats in advance if you want to do it the modern way.

I do not buy food or drink at the movie theater. Other people seem to, I really don't know why. It's overpriced and doesn't look that good.

penguintroopers

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Re: Mustachian People Problems (just for fun)
« Reply #5055 on: April 14, 2018, 07:12:27 PM »
Hubby left his credit card at a restaraunt and didn't notice for 6 days since he bardly buys anything.

Bracken_Joy

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Re: Mustachian People Problems (just for fun)
« Reply #5056 on: April 14, 2018, 07:25:31 PM »
Hubby left his credit card at a restaraunt and didn't notice for 6 days since he bardly buys anything.

Now THAT is an excellent Mustachian problem.

Zaga

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Re: Mustachian People Problems (just for fun)
« Reply #5057 on: April 15, 2018, 06:37:24 AM »
My s/o just texted me to ask if I wanted to do "something special" this weekend, that we don't usually do. He suggested going to the movies. I have no idea how to actually even buy a ticket. The last time I went, back when I was in high school, you bought paper tickets from the box office. I have a gut feeling it doesn't work like that anymore.

You can still do that. I did that recently with the kids.
Of course, you might be in for a shock when you see what movies cost these days...not to mention popcorn. Have fun!

Budget around $15 per ticket, plus 15-25 for food/drinks.

Wait, aren't we on MMM? Since when do we buy food/drinks at the movies? Facepunch for you!

Imma, last time I went to the movies in NL (2 years ago? Or more?) you could still get tickets at the box office, but you can also get them online and pick your own seats in advance if you want to do it the modern way.

I do not buy food or drink at the movie theater. Other people seem to, I really don't know why. It's overpriced and doesn't look that good.
The theater by my work has free popcorn on Mondays, plus all day matinee pricing.  My problem is I can't eat the popcorn!

Hula Hoop

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Re: Mustachian People Problems (just for fun)
« Reply #5058 on: April 15, 2018, 07:17:36 AM »
Here in Italy, they always do numbered seating in movie theaters - must be a Europe-wide thing.  I found it weird at first.

My best friend and I go to the movies without kids and husbands on cheap movie nights (2-3 euros per ticket for new releases) and bring our own home made popcorn as we are both frugal.  We are both native speakers of English so we always go to the one movie theater where the film isn't dubbed into Italian.  We both speak Italian but hate dubbing. 

Hirondelle

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Re: Mustachian People Problems (just for fun)
« Reply #5059 on: April 15, 2018, 07:32:23 AM »
They also have it in Asia (or well.. they had it in Vietnam, haven't been to other Asian cinemas). Maybe America is the odd one out?

Trifele

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Re: Mustachian People Problems (just for fun)
« Reply #5060 on: April 15, 2018, 09:06:26 AM »
Movie theaters are highly variable in the US.  In some states it is unnumbered seating, no alcohol or hot food.  In other states the norm is numbered seats, and there is full food and drink service, including alchohol.

Freedomin5

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Re: Mustachian People Problems (just for fun)
« Reply #5061 on: April 15, 2018, 10:35:50 PM »
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pick your own seats in advance

There is reserved seating at the movies now... how is that enforced.... seat must be numbered?  I guess it been a while since I went to the movies.  When was the last Lord of the Rings movie released?

Yes, many theatres have numbers seats. The one I go to on the odd occasion where I go see a movie has numbered, assigned, oversized, electric-reclining seats. My next favorite also serves meals and drinks during the movie.

LOL...I read this and immediately thought of my annual flight back to my home country, where we can watch multiple relatively new releases on a private screen in a numbered, reclining chair while being served food and drink...for 15 hours. That's how I get my annual fill of movies.

rantk81

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Re: Mustachian People Problems (just for fun)
« Reply #5062 on: April 16, 2018, 12:33:25 PM »
My MPP Today: My broker sent me a notification TODAY that there is an updated/amended 1099 for my account for 2017. Nice timing, right? They reclassified a few of my trades from being regular short-term cap gains trades into being Section 1256 trades.  The change in classification technically will save me a very small amount on taxes, however, is in no way worth the time/effort to prepare and the extra postage to send the amended documentation.  I wonder if I just do "nothing" if the IRS will just let it go, if the 1040 shows a little bit of unreported 1256 income, but a little extra reported STCG 8949 income.

merula

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Re: Mustachian People Problems (just for fun)
« Reply #5063 on: April 16, 2018, 01:14:21 PM »
My MPP Today: My broker sent me a notification TODAY that there is an updated/amended 1099 for my account for 2017. Nice timing, right? They reclassified a few of my trades from being regular short-term cap gains trades into being Section 1256 trades.  The change in classification technically will save me a very small amount on taxes, however, is in no way worth the time/effort to prepare and the extra postage to send the amended documentation.  I wonder if I just do "nothing" if the IRS will just let it go, if the 1040 shows a little bit of unreported 1256 income, but a little extra reported STCG 8949 income.

I had a similar issue a few years back with a corrected 1099-INT from my mortgage company on the interest they paid on escrow funds. Would have been $7 in additional taxes. I did not file a corrected 1040. Nothing has happened, though to be fair it hasn't been the full 7 years.

Sibley

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Re: Mustachian People Problems (just for fun)
« Reply #5064 on: April 16, 2018, 02:28:16 PM »
I attended a tax conference, where the tax preparer giving the lecture said that while no one outside the IRS could prove it, it's looking like they're only matching about 25% of the forms. Given current technology, this is BS but makes perfect sense give the IRS is massively understaffed and is part of the government (ie, not the best computer systems).

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #5065 on: April 16, 2018, 08:27:38 PM »
I attended a tax conference, where the tax preparer giving the lecture said that while no one outside the IRS could prove it, it's looking like they're only matching about 25% of the forms. Given current technology, this is BS but makes perfect sense give the IRS is massively understaffed and is part of the government (ie, not the best computer systems).

Oh geeze I got an updated form and I have one SINGLE dollar more qualified dividends than previously reported, resulting in zero additional dollars of taxes.  I am NOT filing an amended return.   God help me if I'm audited, but I just can't put in that effort.  I'll report back in a few months to complain about my audit.

EarlyRetirementGuy

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Re: Mustachian People Problems (just for fun)
« Reply #5066 on: April 17, 2018, 06:01:12 AM »
I am happy for the government to have yet another way to know what TV channels I am watching (or, er, would watch if we had a TV) to never have to deal with meter reading again.

The government could learn a lot about me from my library records (hm... very interested in radical left-wing politics, WW2 and gardening...) but that doesn't stop me taking out all sorts of suspicious books (Russian spies? Inter-war domestic history? Agatha Christie novels? Clearly a threat to national security!)
Does that mean you don't have to pay your annual TV license? Can someone in the UK get away with having a huge monitor to stream Netflix, etc?

Tories coming for you, your library records extrapolate to a vendetta.... you do live in a surveillance society, for reasons starting with the IRA.

Yep, we don't pay our TV licence, which also means we can't watch the Beeb at all, even on iPlayer now. We're fine with that and absolutely stick to the rules. Occasionally there's the odd programme someone mentions that we might like to look at but we just don't. You could totally have a huge monitor or even projector if you wanted to (though I think not an actual TV set capable of playing live broadcast TV even if you didn't use it for that) but we just watch the odd film or TV box set on iTunes on our laptop. We're low maintenance like that :)

Late reply but only just spotted this -

The UK law is that you must not install equipment for the purpose of recieving live or near-live television signals. So you are totally fine to have a TV set capable as long as it's not actually used for that purpose. So a TV for playing video games, DVDs, CCTV etc is all totally legal and you're under no legal obligation to notify the licence inspectors of anything.

shelivesthedream

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Re: Mustachian People Problems (just for fun)
« Reply #5067 on: April 17, 2018, 10:33:16 AM »
I am happy for the government to have yet another way to know what TV channels I am watching (or, er, would watch if we had a TV) to never have to deal with meter reading again.

The government could learn a lot about me from my library records (hm... very interested in radical left-wing politics, WW2 and gardening...) but that doesn't stop me taking out all sorts of suspicious books (Russian spies? Inter-war domestic history? Agatha Christie novels? Clearly a threat to national security!)
Does that mean you don't have to pay your annual TV license? Can someone in the UK get away with having a huge monitor to stream Netflix, etc?

Tories coming for you, your library records extrapolate to a vendetta.... you do live in a surveillance society, for reasons starting with the IRA.

Yep, we don't pay our TV licence, which also means we can't watch the Beeb at all, even on iPlayer now. We're fine with that and absolutely stick to the rules. Occasionally there's the odd programme someone mentions that we might like to look at but we just don't. You could totally have a huge monitor or even projector if you wanted to (though I think not an actual TV set capable of playing live broadcast TV even if you didn't use it for that) but we just watch the odd film or TV box set on iTunes on our laptop. We're low maintenance like that :)

Late reply but only just spotted this -

The UK law is that you must not install equipment for the purpose of recieving live or near-live television signals. So you are totally fine to have a TV set capable as long as it's not actually used for that purpose. So a TV for playing video games, DVDs, CCTV etc is all totally legal and you're under no legal obligation to notify the licence inspectors of anything.

Who's got the burden of proof there, though?

AnswerIs42

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Re: Mustachian People Problems (just for fun)
« Reply #5068 on: April 17, 2018, 11:05:01 AM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).

Recently a friend who's a bit short of money followed my lead and didn't renew his licence. As he says, "it's mostly a load of crap anyway, I was never watching it".

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #5069 on: April 17, 2018, 11:08:28 AM »
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Who's got the burden of proof there, though?

In most of those cases: you.

"Prove that you have thrown away your TV 3 month ago!! If you cannot proff that, pay!!!"

I attended a tax conference, where the tax preparer giving the lecture said that while no one outside the IRS could prove it, it's looking like they're only matching about 25% of the forms. Given current technology, this is BS but makes perfect sense give the IRS is massively understaffed and is part of the government (ie, not the best computer systems).
The government CAN have good computers. But if you have groups like the NRA who lobbied that computers are forbidden in the weapons registration...
Yes, if there is a murder, the people who get 3 containers a week of weapon registrations have to search for gun owners who possess a weapon used in the crime in e.g. that city per hand.
The additional time and failures likely kill more people then terrorists ever have in the US. But at least the government does not dare to storm your house because they don't know what guns you have!!!

jlcnuke

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Re: Mustachian People Problems (just for fun)
« Reply #5070 on: April 17, 2018, 12:22:34 PM »
Quote
Who's got the burden of proof there, though?

In most of those cases: you.

"Prove that you have thrown away your TV 3 month ago!! If you cannot proff that, pay!!!"

I attended a tax conference, where the tax preparer giving the lecture said that while no one outside the IRS could prove it, it's looking like they're only matching about 25% of the forms. Given current technology, this is BS but makes perfect sense give the IRS is massively understaffed and is part of the government (ie, not the best computer systems).
The government CAN have good computers. But if you have groups like the NRA who lobbied that computers are forbidden in the weapons registration...
Yes, if there is a murder, the people who get 3 containers a week of weapon registrations have to search for gun owners who possess a weapon used in the crime in e.g. that city per hand.
The additional time and failures likely kill more people then terrorists ever have in the US. But at least the government does not dare to storm your house because they don't know what guns you have!!!

There is no federal weapons registration outside of Class III items (almost never used in crimes). On top of that, background checks for weapons purchases are required by law to be destroyed.  Not that it would matter since the vast majority of firearms used in crimes are not possessed legally so any paperwork would be useless and a waste of time to go through to begin with.

shelivesthedream

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Re: Mustachian People Problems (just for fun)
« Reply #5071 on: April 17, 2018, 12:51:19 PM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).

Recently a friend who's a bit short of money followed my lead and didn't renew his licence. As he says, "it's mostly a load of crap anyway, I was never watching it".

But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.

AnswerIs42

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Re: Mustachian People Problems (just for fun)
« Reply #5072 on: April 17, 2018, 01:08:17 PM »
But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.

You're not all that far off - they just occasionally visit people without a licence, hoping that either you'll let them in (a bit like vampires and Jehova's witnesses - you shouldn't invite them into your house), or that they'll be able to see you watching TV through the door / window. It does make you wonder how they ever catch anyone.

I've only been in once when they visited in all that time, and I just explained that I don't watch TV and refused to let them in.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #5073 on: April 17, 2018, 05:09:08 PM »
But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.

You're not all that far off - they just occasionally visit people without a licence, hoping that either you'll let them in (a bit like vampires and Jehova's witnesses - you shouldn't invite them into your house), or that they'll be able to see you watching TV through the door / window. It does make you wonder how they ever catch anyone.

I've only been in once when they visited in all that time, and I just explained that I don't watch TV and refused to let them in.

They can detect via complex radio electronics Iím not joking

Dave1442397

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Re: Mustachian People Problems (just for fun)
« Reply #5074 on: April 17, 2018, 05:46:51 PM »
But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.

You're not all that far off - they just occasionally visit people without a licence, hoping that either you'll let them in (a bit like vampires and Jehova's witnesses - you shouldn't invite them into your house), or that they'll be able to see you watching TV through the door / window. It does make you wonder how they ever catch anyone.

I've only been in once when they visited in all that time, and I just explained that I don't watch TV and refused to let them in.

They can detect via complex radio electronics Iím not joking

Yep. When I was a kid in Ireland they used to send a van with a scanner around the neighborhood. If they thought you were watching illegally, they could knock at your door and ask questions, but you didn't have to answer the door or let them in.

Freckles

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Re: Mustachian People Problems (just for fun)
« Reply #5075 on: April 17, 2018, 09:59:34 PM »
This system is... wild. Vans with scanners, licenses needed for TVs. Really sounds strange to someone who's not used to it.

barbaz

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Re: Mustachian People Problems (just for fun)
« Reply #5076 on: April 18, 2018, 12:47:09 AM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).
In Germany they noticed that you can watch public TV on the internet, thus everyone who  has internet has to pay.

I don’t mind though, it’s not that expensive and although 90% of the money is wasted on garbage it’s nice to have independent television *cough*sinclair*cough*

Linda_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5077 on: April 18, 2018, 03:13:37 AM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).
In Germany they noticed that you can watch public TV on the internet, thus everyone who  has internet has to pay.

I donít mind though, itís not that expensive and although 90% of the money is wasted on garbage itís nice to have independent television *cough*sinclair*cough*

Here in Norway they are also about to introduce a general "media tax", to replace the TV-based TV license. They want to make it income-dependent. I am afraid that with our 2 good incomes, this will become even more expensive than what we pay now.
I hope it will become a lot cheaper in FIRE when our incomes should be very low.

Irishtache

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Re: Mustachian People Problems (just for fun)
« Reply #5078 on: April 18, 2018, 03:25:54 AM »
 Yep. When I was a kid in Ireland they used to send a van with a scanner around the neighborhood. If they thought you were watching illegally, they could knock at your door and ask questions, but you didn't have to answer the door or let them in.[/quote]

Wasn't that just a scam, Dave, to frighten TV owners into paying the TV licence? Those vans have been off the roads for years. In fact, I have never seen one. I think they just use voter lists and local authority planning lists to follow up on licences now. They are now talking about bringing in a new Communication tax, to replace the TV licence, to cover all forms of digital content/access.

Linda_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5079 on: April 18, 2018, 04:27:16 AM »
Yep. When I was a kid in Ireland they used to send a van with a scanner around the neighborhood. If they thought you were watching illegally, they could knock at your door and ask questions, but you didn't have to answer the door or let them in.

Wasn't that just a scam, Dave, to frighten TV owners into paying the TV licence? Those vans have been off the roads for years. In fact, I have never seen one. I think they just use voter lists and local authority planning lists to follow up on licences now. They are now talking about bringing in a new Communication tax, to replace the TV licence, to cover all forms of digital content/access.
[/quote]

Maybe it is registered when you buy a new TV. This is what Norway has been doing for the last few decades.

markbike528CBX

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Re: Mustachian People Problems (just for fun)
« Reply #5080 on: April 18, 2018, 05:03:45 AM »
Is is per TV? or per antenna?  Either way I'd be hosed, as I have 3 functioning TV's and the same # of antennas, as I haven't hooked up the TV's to the big antenna in the attic.     No cable to any TV.

Dave1442397

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Re: Mustachian People Problems (just for fun)
« Reply #5081 on: April 18, 2018, 05:20:53 AM »
Yep. When I was a kid in Ireland they used to send a van with a scanner around the neighborhood. If they thought you were watching illegally, they could knock at your door and ask questions, but you didn't have to answer the door or let them in.

Wasn't that just a scam, Dave, to frighten TV owners into paying the TV licence? Those vans have been off the roads for years. In fact, I have never seen one. I think they just use voter lists and local authority planning lists to follow up on licences now. They are now talking about bringing in a new Communication tax, to replace the TV licence, to cover all forms of digital content/access.
[/quote]

I have no idea whether it was a scam or not. This was back in the late '70s, and we always had a license, so it wasn't something that concerned us.

PhilB

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Re: Mustachian People Problems (just for fun)
« Reply #5082 on: April 18, 2018, 10:18:08 AM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).

Recently a friend who's a bit short of money followed my lead and didn't renew his licence. As he says, "it's mostly a load of crap anyway, I was never watching it".

But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.
However they do it, they certainly do keep themselves very busy prosecuting people.  It was recently reported that one in ten of all criminal prosecutions in the UK are for failure to have a TV licence.

EarlyRetirementGuy

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Re: Mustachian People Problems (just for fun)
« Reply #5083 on: April 18, 2018, 10:20:35 AM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).

Recently a friend who's a bit short of money followed my lead and didn't renew his licence. As he says, "it's mostly a load of crap anyway, I was never watching it".

But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.

I recall reading that the overwhelming majority of prosecutions are from confessions either at the initial visit or subsequent interviews. I also read that at the time (think it was about 2015) evidence from the 'detector vans' had never been used in a UK court.


jlcnuke

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Re: Mustachian People Problems (just for fun)
« Reply #5084 on: April 19, 2018, 02:06:28 PM »
I was asked by the client (I'm on the road for work currently) if I was going to do some extra work during their busy time coming up, I told them I'd be happy to do anything I could to assist (I honestly would much rather work 60-70 hours/week than 50 if I'm living in a hotel anyway, get the higher pay to offset the reduction in quality of life while on the road). The result was I'm going from 5 ten hour days/week (and two boring days on a weekend hours away from anything interesting) to 7 ten hour days/week for the next few weeks. 

So, you may be wondering how that's a MPP.. well, the extra pay from all that extra OT meant I had to go adjust my 401k calculations for the year and drop my contribution percentage down since my company doesn't do a "true-up" match (so I need to keep a minimum of 6% going in all year to get the full company matching).

LPG

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Re: Mustachian People Problems (just for fun)
« Reply #5085 on: April 19, 2018, 03:35:26 PM »
I was asked by the client (I'm on the road for work currently) if I was going to do some extra work during their busy time coming up, I told them I'd be happy to do anything I could to assist (I honestly would much rather work 60-70 hours/week than 50 if I'm living in a hotel anyway, get the higher pay to offset the reduction in quality of life while on the road). The result was I'm going from 5 ten hour days/week (and two boring days on a weekend hours away from anything interesting) to 7 ten hour days/week for the next few weeks. 

So, you may be wondering how that's a MPP.. well, the extra pay from all that extra OT meant I had to go adjust my 401k calculations for the year and drop my contribution percentage down since my company doesn't do a "true-up" match (so I need to keep a minimum of 6% going in all year to get the full company matching).

Some day I want to go back through this thread and see what percent of MPPs are exactly this. I know mine was, and have seen a few other posts of basically the same story. I'd be really amused if it comes out to be ~1/3 or more of all posts.

Not that there's anything wrong with that, just my sense of humor.

hykue

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Re: Mustachian People Problems (just for fun)
« Reply #5086 on: April 20, 2018, 11:11:19 PM »
I forgot that people (like actual humans that I might know) carry credit card debt and embarassed myself by flippantly talking about how credit cards are not a scam, you just pay the full balance every month and reap the travel miles! When they looked at me like I had three heads and sarcastically remarked "oh yeah, I pay it right off every month. Zero!", I was speechless and now I can't talk to the other moms at my kid's tiny school :/ This isn't the first time this has happened. So I'm grateful to my parents for keeping me from that fate, but how the hell am I supposed to make friends when I keep forgetting that I'm an alien?

Roadrunner53

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Re: Mustachian People Problems (just for fun)
« Reply #5087 on: April 21, 2018, 04:49:48 AM »
Credit cards do seem the easy answer sometimes. It is kind of a domino effect. A person has no money saved and an emergency situation come up like a major car repair of $1,000. The person charges the repair and when payday comes, there still isn't enough money to pay off that $1,000. Then the person makes more than the minimum payment of let's say $200 and they still have a balance of $800 plus interest fees. One problem in this case is not having a nest egg to be able to dip into when there is an emergency.

Another scenario is those who want stuff but don't need stuff. They want it now so they charge all of their desires with no way to pay it off at the end of the month or even by the end of the year.

Some people came from families where using plastic stupidly was a way of life. There should be more classes taught to kids to make them understand real world spending and bill pay. I could see it as a real life situation where they are given choices on how to spend their money. They would be tempted with 'cool' things and mundane things like paying the bills. They would experience things like car repairs, Johnny needs braces, lunch money...all of life's realities.

Plastic is good and plastic is bad. People make good and bad choices with it.

We are all bombarded with TV ads to buy things 24/7. The internet is full of constant pop ups enticing us to buy, buy, buy. We drive by billboards, the grocery store and gas stations have TV's with advertising. We are made to feel like crap if we don't buy our kids the latest and greatest toys that are played with for two hours and end up at the bottom of the toy box. We have to learn to say NO!

Dicey

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Re: Mustachian People Problems (just for fun)
« Reply #5088 on: April 21, 2018, 05:55:36 AM »
[Snip] We have to learn to say NO!

Uh, we have learned to say NO! That's why we're here. Your post does illustrate that travel hacking is yet another way the rich get richer. Never thought of it that way...

[Snip]... how the hell am I supposed to make friends when I keep forgetting that I'm an alien?
You're not an alien here, you're among friends. Welcome!

gaja

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Re: Mustachian People Problems (just for fun)
« Reply #5089 on: April 21, 2018, 06:01:11 AM »
DH bought a Tesla (I chose not to veto it, since it was important for him), and I don't know how to deal with it.

Against: It is way more money than I would ever want to spend on a car.
For: It is the oldest and cheapest one he could find (2013, with 200 000 km, total cost 35k).

Against: We managed fine with our Nissan eNV200
For: Ok, I admit it, it got really annoying having to stop to charge it every 80-100 km. Now I can use it for work related driving, and get reimbursed .45/km, rather than use the company cars or hitch rides.

Against: People think we are rich, or that we are stupid enough to get a big car loan
For: We did pay in cash, and it doesn't matter what people think

Against: Our monthly expenses increased with $50 due to extra insurance
For: We got cheaper insurance on the other car, as a package deal. And all other costs are covered; it is free to charge on superchargers, free to park, free on toll roads, etc. I can definetely seeing myself driving places in the Tesla instead of going by plane. That is not an option with the Nissan.
 

Dh is happy, and there are a lot of positive sides to having a car with longer range. So I will just have to breathe deeply and accept that we now are clown car owners.

Dragonswan

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Re: Mustachian People Problems (just for fun)
« Reply #5090 on: April 23, 2018, 08:33:32 AM »
How dare you refer to a Tesla as a clown car!  For shame. Getting such a technological marvel with style and utility the Mustachian way (used and cheap given the original retail price)  is not a MPP.  And it made your hubby happy?  Bonus; rejoice by having the Tesla dance for you (there's an Easter Egg for this that's really cool - you can find out how on You-tube).

Bicycle_B

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Re: Mustachian People Problems (just for fun)
« Reply #5091 on: April 23, 2018, 02:54:14 PM »
(bwahahahaha)

TESLA MPP HAIKU

Gaja's stylish car
Is a Tesla full of charge
Clown car or not?


Linda_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5092 on: April 24, 2018, 01:09:10 AM »
How dare you refer to a Tesla as a clown car!  For shame. Getting such a technological marvel with style and utility the Mustachian way (used and cheap given the original retail price)  is not a MPP.  And it made your hubby happy?  Bonus; rejoice by having the Tesla dance for you (there's an Easter Egg for this that's really cool - you can find out how on You-tube).

Indeed, a second hand Tesla that has driven 200.000 km is not a clown car. Teslas are the only electrical cars that can drive long distances on one charge. If your only car is an electrical one and you need to drive far, Tesla is the only practical option. Why aren't there made more options?

Buying a new, fancy type Tesla would perhaps have been a clown car.

Roadrunner53

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Re: Mustachian People Problems (just for fun)
« Reply #5093 on: April 24, 2018, 06:27:16 AM »
What makes for a clown car? Is it a clunker?

Luckyvik

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Step37

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Re: Mustachian People Problems (just for fun)
« Reply #5095 on: April 24, 2018, 07:24:23 AM »
What makes for a clown car? Is it a clunker?

Having way more car (truck) than you need for 99% of the driving you do. Like an 8-passenger, gas guzzling SUV instead of a reasonable car when all you do is commute to work, alone, and maybe once a year have a situation where itís useful. And it helps to be in debt over it. Upside down is better.

Youíve read the MMM blog, no? Itís discussed many times.

Roadrunner53

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Re: Mustachian People Problems (just for fun)
« Reply #5096 on: April 24, 2018, 07:28:06 AM »
Have seen 'clown car' many times but didn't know what exactly it was.


Cali

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Re: Mustachian People Problems (just for fun)
« Reply #5097 on: April 24, 2018, 07:30:47 AM »
I paid cash for my new car but told coworkers I financed so they'd stop inviting me out for $5 coffee beverages.

Uturn

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Re: Mustachian People Problems (just for fun)
« Reply #5098 on: April 24, 2018, 07:49:24 AM »

Linda_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5099 on: April 24, 2018, 07:59:16 AM »
I use an internet bank and the module "my economy" in that bank where I can follow my transactions.
I am starting to find it boring to use. Practically all my bills are paid automatically. Most of my transactions are registered automatically and correctly. Once or twice a month I buy some more index funds. But otherwise there is very little to do and to see. I spend so little at the moment, that even watching my transactions isn't very exciting.