So about a month ago, my child's babysitter said that they had some financial difficulties, and asked if I could give her an extra $120 because her rent was due and she had to take some time off from her full time job because she was sick. She asked if she could somehow work it off by doing housework around my home. I usually don't hire anyone for cleaning my house, but since she was in dire need, I agreed.
Well the day her rent was due, she calls me in a panic. She said her husband who doesn't let her see the budget or handle any of the financials said they needed an extra 320 not 120. Her husband said it was her responsibility to find the money because she had to take a few days off being sick. She said they already took out payday loans, owe the IRS and maxed out CC. Her adult kids refuse to lend them more money. She's had 2 forclosues and a bankruptcy so their credit is in the crapper. They can't find a cheaper appartment because of their credit issues, and they've been late a few times on rent, too. I didn't want her to be out on the streets, plus I don't want to find another sitter, so I gave her the money.
So I've asked her if her husband can take on a part time job because they are in financial need all the time. She says "He thinks about it, but he really doesn't want to. He wants his nights and weekends free" and he expects her to be the one to get an additional job. She has a disabled daughter that she takes care of on top of babysitting and having a full time job.
Anyways, so she owes me $200. Here's my problem. So I really don't need it back, so if I don't get paid back it's not going to be a big deal. I'd just forgive her of the loan, but her husband really needs to get off his lazy ass and get a second job. I feel like if I don't get the money back, I'm just enabling him, and if I insist on getting the money back, they will be out on the streets...ugh so what would you do?