Author Topic: Just finished all MMM blog posts. I have a huge list of valid complaints.  (Read 7744 times)

TheRealMFC

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I also have a long list of inaccuracies, blatant contradictions and some rock solid fact checking that proves some of his statements to be completely incorrect.

Do you know what I'm going to do with this list? Crumple it up and throw it in the garbage. Because I'm totally buying in.

I only just joined this forum, and I didn't read many of the comments as I went through the blog. I can only imagine that there are people that nitpick MMM over the little things (as I was admittedly doing in my mind while I read. It is in my nature to question everything) - but those people would be missing the big picture.

Since I'm new, I'll introduce myself briefly: I'm a 44 year old male. Happily married with an 11 and 7 year old. In some areas I've always been a mustachian, in other ways - uh, not at all. Overall, I'd say I'm 70% mustachian with a wife that is about 30% (but says she is definitely willing to make changes). I'm a software engineer with a very good salary. My wife runs her own (new, but cash flow positive) business that from our home. We've always lived on less than we make, but in a very sloppy and inefficient way.

After reading through the blog, I was personally ready to pull a quick mustachian 180, but I know that my family is going to come along a little more slowly. My general plan is to start with things that are relatively painless, but show substantial (and measurable) rewards financially. A few of these painless changes have already saved us a ton of money and it really made my wife start to buy in. I'll talk about some of those changes in future posts, I'm sure.

The first REAL step for me is to know what I don't know - exactly how much we spend and where / why. I've set up a mint account to track everything. I've done a good job of tracking our overall net worth over time, but detailed tracking of our expenses has never been done*.

Anyway, I'm looking forward to being part of this community.

-MFC

* just punched myself in the face again for this.

PS Fuck. (we swear here, right?)

lauren_knows

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Welcome to the forums, TheRealMFC.  There are certainly a fair share of nitpickers with MMM's points, but constructive criticism is certainly welcome in the forums, so don't be shy.


PS Fuck. (we swear here, right?)

Abso-fucking-lutely (if you want).

Cromacster

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There is a whole sub reddit debating whether or not MMM is actually a real person, or a team of writers....so yes there are nitpickers.

Welcome to the forums.  Thats really what this is all about.  Living and spending conscisouly in a way that allows you to live the life you want to live.  Hope you learn lots here!

PS, Fuck.

YK-Phil

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There are two things I would not miss on the web: my daily readings of the MMM blog, and JH Kunstler's weekly Clusterfuck column. Joe Bageant's blog was another not to miss until he passed away last year...

lifejoy

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Haha welcome! Great intro :)

Dicey

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It's always nice to meet someone who "gets it" and is not a nit-picker.

The "F" in "TheRealMFC" stands for "Fuck", doesn't it?

Welcome!

randymarsh

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There is a whole sub reddit debating whether or not MMM is actually a real person, or a team of writers....so yes there are nitpickers.

Welcome to the forums.  Thats really what this is all about.  Living and spending conscisouly in a way that allows you to live the life you want to live.  Hope you learn lots here!

PS, Fuck.

Is that /r/financialindependence or is there a specific reddit just for debating MMM?

lauren_knows

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Is that /r/financialindependence or is there a specific reddit just for debating MMM?

Pretty sure it's /r/financialindependence.  They have a healthy amount of skeptics of FI in general, let alone MMM and/or Jacob of ERE.

Cromacster

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Is that /r/financialindependence or is there a specific reddit just for debating MMM?

Pretty sure it's /r/financialindependence.  They have a healthy amount of skeptics of FI in general, let alone MMM and/or Jacob of ERE.

Yea thats the one, just couldn't remember what it was.

TheRealMFC

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Haha welcome! Great intro :)

Thanks. I love your tumblr blog. Every entry gets me fired up.

TheRealMFC

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Re: Just finished all MMM blog posts. I have a huge list of valid complaints.
« Reply #10 on: December 11, 2013, 01:43:46 PM »
It's always nice to meet someone who "gets it" and is not a nit-picker.

The "F" in "TheRealMFC" stands for "Fuck", doesn't it?

Welcome!

Thanks. I'm loving this forum.
...and yes on the F (from now on anyway :) )

Nords

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Re: Just finished all MMM blog posts. I have a huge list of valid complaints.
« Reply #11 on: December 11, 2013, 03:18:15 PM »
There is a whole sub reddit debating whether or not MMM is actually a real person, or a team of writers....so yes there are nitpickers.
Have they never met the man?  Can you imagine MMM turning over the keyboard to anyone other than Mrs. MM?

arebelspy

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Re: Just finished all MMM blog posts. I have a huge list of valid complaints.
« Reply #12 on: December 11, 2013, 05:49:28 PM »
I also have a long list of inaccuracies, blatant contradictions and some rock solid fact checking that proves some of his statements to be completely incorrect.

Do you know what I'm going to do with this list? Crumple it up and throw it in the garbage. Because I'm totally buying in.

Welcome!  Glad to have you.  The kool-aid tastes pretty delicious, and the fact that we can get it with money from our investments instead of a job is a bonus.  ;)


There is a whole sub reddit debating whether or not MMM is actually a real person, or a team of writers....so yes there are nitpickers.
Have they never met the man?  Can you imagine MMM turning over the keyboard to anyone other than Mrs. MM?

Haha. Well played, sir.

Case in point: Imagine how many offers he gets for guest posts.  And he's allowed maybe 3 or 4 that I remember?
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
If you want to know more about me, this Business Insider profile tells the story pretty well.
I (rarely) blog at AdventuringAlong.com. Check out the Now page to see what I'm up to currently.

imustachemystash

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Re: Just finished all MMM blog posts. I have a huge list of valid complaints.
« Reply #13 on: December 11, 2013, 10:04:24 PM »
Welcome!  You had me worried for a moment that we had a complainypants in our group.  I think you are doing the right thing with leading by example by making the changes yourself.  Hopefully the rest of your family will come around.

HappierAtHome

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Re: Just finished all MMM blog posts. I have a huge list of valid complaints.
« Reply #14 on: December 11, 2013, 10:16:07 PM »
I loved reading the title of this thread and then seeing what it was really about :-) kudos for seeing the big picture, taking what you can learn from and ignoring the imperfections.

Catherine

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Re: Just finished all MMM blog posts. I have a huge list of valid complaints.
« Reply #15 on: December 12, 2013, 10:29:11 AM »
Love this!

I had a similar reaction after reading through all the posts. 1 - this will never work for me because I'm a divorced mom with a liberal arts degree and 2 - wait a minute...this will totally work for me because I have enough to meet my needs and there are lots of extras that aren't benefitting me that I can cut.

I just checked my savings rate pre- and post- MMM and it's increased 4x thanks mostly to airvoice wireless, and a more efficient food budget. That's while going through two kid birthdays and Christmas shopping.

kevin78

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Re: Just finished all MMM blog posts. I have a huge list of valid complaints.
« Reply #16 on: December 14, 2013, 08:16:22 AM »
There is a whole sub reddit debating whether or not MMM is actually a real person, or a team of writers....so yes there are nitpickers.

what subreddit is it?

eyePod

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Re: Just finished all MMM blog posts. I have a huge list of valid complaints.
« Reply #17 on: December 14, 2013, 04:16:06 PM »
There is a whole sub reddit debating whether or not MMM is actually a real person, or a team of writers....so yes there are nitpickers.

what subreddit is it?

r/personalfinance.  They don't like mixing "saving money" and "personal finance" over in those parts.