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General Discussion => Welcome and General Discussion => Topic started by: EchoStache on November 03, 2022, 09:41:34 AM

Title: Is this PNC credit card too good to be true?
Post by: EchoStache on November 03, 2022, 09:41:34 AM

I must be missing something.  If not, I'm applying for this card today.  What I am seeing:

Flat 4% i.e. 4 points for ever dollar spent, period.  A 25-75% bonus on all points if you have an account with them.  So the 4% is at minimum 5%.

No yearly fee.

50,000 point bonus with $750 spend.......???

Edit: sorry, looks like 5 points for .01, so its less than 1% cash back.

https://www.pnc.com/en/personal-banking/banking/credit-cards/pnc-points-visa-credit-card.html?&WT.srch=1&WT.mc_id=CC_GOOGLE_Search_SWPA_S_G_B_CC_E&e=GOOGLE&m=p&k=pnc%20points%20card&gclid=EAIaIQobChMIy_ag5a6S-wIVx_bICh3y0g_2EAAYASAAEgIcSPD_BwE&gclsrc=aw.ds (https://www.pnc.com/en/personal-banking/banking/credit-cards/pnc-points-visa-credit-card.html?&WT.srch=1&WT.mc_id=CC_GOOGLE_Search_SWPA_S_G_B_CC_E&e=GOOGLE&m=p&k=pnc%20points%20card&gclid=EAIaIQobChMIy_ag5a6S-wIVx_bICh3y0g_2EAAYASAAEgIcSPD_BwE&gclsrc=aw.ds)


Also just saw an ad for PNC high yield savings at 3.2% but not available in my market.  I would have moved my emergency fund that I have at Citi @2.65.

Title: Re: Is this PNC credit card too good to be true?
Post by: solon on November 03, 2022, 09:44:52 AM

What are the points worth? $0.01?

Title: Re: Is this PNC credit card too good to be true?
Post by: YttriumNitrate on November 03, 2022, 09:47:41 AM

If you want people to evaluate the card, you should provide a link.

Title: Re: Is this PNC credit card too good to be true?
Post by: NotJen on November 03, 2022, 10:07:34 AM

IIRC from research, this card is garbage.

https://www.pnc.com/en/personal-banking/banking/rewards/pnc-points.html

5 points = $0.01.  No thanks.

(Just saw your edit that you found the same thing.)