Someone posted this link in the investor's sub forum and i thought it relevant to the conversation
https://dqydj.com/income-percentile-calculator/$100,000 is 80th percentile, so very likely fat fire and yes even "Ferraris FIRE" (can i trademark that term?), a used one is ~$120k that at 5% interest for 60 months is $2,265 per month, assume insurance is $200 a month and fuel/maintenance is $135 a month for a total of ~$31,000 a year. Assuming $10k in taxes, $100k-$10k-$31k = ~$59k a year to live which puts you in the 55th percentile. so one could by a Ferrari (a new to you one every 5 years) and still live a middle class lifestyle