This year will be hard for me. We have some huge expenses coming up this next 2 years, that are beyond our normal budget and even our emergency fund to absorb (expensive car repair, need to replace roof, braces (for both), and also expensive specialized tutoring for youngest).
I normally spend around 1K for chrismas. this includes tree, wreath, gifts, donations, wrapping paper etc but not grocery.
Some of that is checks to loved ones living on a limited budget. I love feeling generous, and making someone's Christmas. but we just can't do that this year. I already told the people it most impacts (sister, Mom, kids) that it will be a modest xmas, but I still don't know if they understand. And it will be hard myself, to refrain because I enjoy doing it. so wish me luck! I'm doing things like recycling all the catalogs, deleting the emails (we already don't watch tv but do see some ads on internet). Instead of buying a food gift that gets delivered, going to keep my eye out on things like nuts, chocolates, and dried sausages that can be purchased at grocery store prices and included in gift package. Thinking of doing all cash or gift cards for most (to keep me out of stores) and then either memory sticks or photos and artwork to share. I am lucky in that there is really nothing myself, I need or really want (other than new roof : )) I'm pretty much good, hopefully that will rub off on children to appreciate the things we already have.