yes, have worked from 1996 - 2018.
my house is paid off. market value is $400k. property taxes is $300/month, utils (electric/gas/water) = $200/month
catch 22: im not working so cant get a HELOC. :(
if i need $, i have to sell my house and move :([/quote]
Rummaging through your old posts, it looks like you are in your late 40s (planning to live to 95!) and were making ~$100k when working. Making some estimates as to how your salary changed over the years, I would guess social security will be sending you around $18,000 a year...or 90% of your expenses at age 60.