So, here's a little about my situation. My husband and I just got a married a couple of years ago. We maintain separate finances and will continue with that because it's working quite well. I have three kids (twins are in college and a 9 year old). My budget needs slimmed down by A LOT. I'm pretty sick over how inflated my costs are right now. I'm working on it. I do obsess a bit over money and finances. It appears that I spend a LOT of money on my kids.
My current budget is $3000 per month. I know. It's VERY high. My goal is to knock this down by $500 a month. My strategy right now, is to dump all of my extra money into my personal investment account. Just basic Vanguard funds with 60/30/10 split. I may diversify a bit when I have a little more money to invest. More bonds for less risk since I will need these funds rather soon.
I'm going to continue reading the forum for tips and advice. Any advice anyone has for me, please feel free. I have thick skin, so no worries there.