Mint or Personal Capital?

[DeskJockey2028]

Which do you prefer and why? I've been using Mint for about 7 months now. I've just signed on with Personal Capital to check them out too.

[TheAnonOne]

Pc is hands down better for investing outlooks.

It is also more accurate for pulling acct info down it seems.

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[trashmanz]

I use both.  Mint for tracking expenses and PC for tracking overall NW and investments. 

[lamil]

YNAB, personalcapital, and google sheets.

YNAB4 - budgeting and manual entry of all spending into those budget categories. (use PersonalCap to grab transactions I was too lazy to manually enter once a month or so --longer you wait, worse it gets however)

PersonalCapital - one stop shop to see all of (most of) my accounts and their current balances. also tracks and nice to view historical changes, but also if any autoupdates get funky it can throw off the historical reports.

GoogleSheets - "OneSpreadsheetToRuleThemAll' from the forums here (i believe its on v3 now; in a sticky somewhere). mainly use this to update my end of month numbers for all accounts.  also add my monthly category spend totals from YNAB into the month tabs as well as paycheck information. this spreadsheet tracks everything, but I only update it once a month. I usually use personal capital to get my account totals as well for most of the entries here.

Haven't used mint in a long time, but this setup works well for me.
 

[Bracken_Joy]

I keep ending up back at mint. I like the 'budgets' page. I don't use them as budget per se, in the restrictive sense, but I prefer the abilities to compare the categories over time- PC isn't very robust at this. Also, PC *kept friggin calling me* trying to get us to do their investing advice services. I eventually got pretty snippy with one guy, and they stopped calling... for like 2 months. Then started again.

[BabyShark]

I do a combination of things.  Mint was the first and like others I prefer it for expense tracking.  I then joined Personal Capital and like it for big picture stuff and investing.  But my mint account PC account don't include my husband's information since they're from before we got married.  I have access to his mint account and I compile our stuff monthly in two spreadsheets.  The first one is an amalgam of a few different PF blogger spreadsheets that I've combined over time and the second is the "one sheet to rule them all" spreadsheet from the forums (which I also love and if I took the time to merge the two, it'd be easier but oh well).

[tarheeldan]

I think Mint is great when you're starting out in building your habits because, like Bracken_Joy said, the budgets page is very good.

Once you are on auto-pilot in terms of your spending habits and stay within the budget without effort, then I think Personal Capital is great to move to track investments and look to the future. The retirement planning feature is pretty cool, and it's also good for seeing your overall asset allocation and performance quickly.

[sw1tch]

I use both.  Mint for tracking expenses and PC for tracking overall NW and investments.

I do this.  I also have an excel spreadsheet used strictly for tracking where my finances are at on the first of each month.

[mrblitz]

both.   mint for checking accounts, credit cards.   personal capital for investment only.

[Bateaux]

I Mint.  Still don't have all accounts and bills set up.  Nice to track the big numbers with ease.  Back in the day had to keep a notebook.  Still have it.
2/16/1995 entry. 
Berger 100 Fund $491.55
Janus Mercury  $446.07
Strong Growth Fund $1024.3
Vanguard Index 500 $5276.98

DOW JONES 3987
S&P 500 485

Wish I'd put it all in S&P 500. I was young and there was little to no Internet at that time.  You read magazines and books like Morningstar. Strong went Bankrupt and I lost almost everything in the tech bust I had there.  Janus and Berger had pretty commercials but terribly high fees.  Vanguard, well they are still vanguard and manage seven figures for me now.

[aspiringnomad]

I use both.  Mint for tracking expenses and PC for tracking overall NW and investments.

I do this.  I also have an excel spreadsheet used strictly for tracking where my finances are at on the first of each month.

This is exactly what I do. Mint for spending, PC for NW, and a spreadsheet for in-depth NW projections and other fun charts. Since Mint was not good at tracking NW, I delinked my investment accounts from it.

[VoteCthulu]

Mint has a great app for tracking spending on your smartphone. I highly recommend Mint to all my friends and family.

When I used PC I got a lot of marketing calls from my "personal advisor", so I stopped using them.

[Lis]

I use both.  Mint for tracking expenses and PC for tracking overall NW and investments.

This exactly. I like Mint's budget features, but they cannot for whatever reason show my investments correctly. They keep showing me doubled my money. Now if they were actually doubling my money, that would be a different story...

[gggggg]

Like some others, I use mint for an overall picture, and pc mostly for investments. Mint seems to be slightly more reliable for me.

[Rocket]

I use personal capital to track all my investments, banking (checking, saving, online), and all credit card transactions.  Love the graphs, the retirement planner and the investment fee tracker.  PC pretty much tracks everything for me.  I have a few gripes but for a free service its awesome.  Wish my bank cache would show up in the overall allocation.  I should try mint so I can see what it provides.  I keep hearing mint has better budget management.

[Optimiser]

I switched from using Mint to using PC and YNAB a little over 2 years ago. I think PC has more interesting graphs and investment tracking. I have had a few account linking/updating issues, but I think this affects both platforms.

[SingleMomDebt]

Mint. Because PC doesn't have my bank in their list.