I know cheap furnace filters must be out there, but I can't find them.
If you go to Walmart, Lowe's, Home Depot, etc, you will find furnace filters in the $5-15 range. That's crazy expensive and I can't justify spending that much. So instead... I just spent two hours searching the internet. I tried Amazon, half a dozen specialty websites, even several sites for stores in China. No joy.
I'm thinking HVAC contractors must have a source of cheap filters. They couldn't stay in business if they had to pay retail prices. Do you know a HVAC contractor? Could you ask them where they get their filters?