I'm in Madison, AL (a suburb of Huntsville). We paid $123k in October, 10% down on a 5/1 ARM at 3.125%. PITI+PMI was $632. Our latest escrow account review lowered that to $588, and in a few months when we hit 20% equity it'll go to $555.
Home specs: 1100SF, 3BR, 2BA, all new hardwood, interior paint, and exterior siding, 2-car garage, large fenced yard, 10min to groceries, library, restaurants, bars, and county public services, and 1 mile to a huge park/rec center. It's high-end for our street - if we weren't working 5 jobs between us, we could have snagged a mild rehab for $75k and knocked that payment under $400.
You can pay a lot more for a house here, but you really don't need to, and thanks to MMM, I realized our $180k luxury townhome was better off as a rental. Once it's occupied, savings will exceed $5k/mo and FIRE will approach much faster.