Poll

How many accounts do you have linked to Mint/Personal Capital or equivalent?

0
3 (6.5%)
1-9
13 (28.3%)
10-19
22 (47.8%)
20-29
5 (10.9%)
30+
3 (6.5%)

Total Members Voted: 43

Author Topic: How many accounts do you have linked to Mint/Personal Capital or equivalent?  (Read 4557 times)

xenon5

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Just curious how many accounts everyone has linked up.  I decided to count and found that I now have 19 accounts linked in Personal Capital!  I can't imagine managing my finances without these wonderful portals doing most of the bookkeeping for me, but I know a lot of people still aren't using these tools.  And this number will only increase as I add an HSA, tIRA, rIRA, taxable investment, and others over time.

Here's the breakdown:
3 checking accounts
5 savings accounts
1 misc. cash account (paypal)
2 investment accounts
7 credit accounts
1 loan account

Particularly with the checking, savings, and credit accounts I haven't touched some of them in months or years.  I like Ally better so my Capital One 360 accounts haven't gotten any love in a long time.  But they're also free, so I might as well keep them open.
« Last Edit: January 06, 2015, 07:12:42 AM by xenon5 »

Melf

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I think I have nine linked accounts and one manual savings account that I track using Personal Capital.  These include my bank checking, savings and credit card accounts and my investment/retirement accounts at Fidelity, Vanguard and Wells Fargo.  It's really cool being able to see everything in one place!

andy85

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2 - credit cards
1 - checking
2 - savings
1 - car loan
1 - 401k
1 - ira
1 - cash fund

so 9 total.

Nothlit

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None. I used to have several linked a few years ago, but I deleted my Mint account for a couple of reasons. One was that they consistently failed to properly import transactions from my primary checking account (at a local credit union), so it was very frustrating on that front. After months of back-and-forth with their tech support people with no progress made, I finally gave up. And secondly, I was growing increasingly uncomfortable with the idea of a third party having access to all of my banking credentials. Now I use YNAB and just download the QFX files from each bank's web site once a month.

megamomo

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I was in the 30+ category, which sounds crazy, but there are a few factors that make the number so high.  My 4 kids account for 8 of them (custodial brokerage account and 529 for each).  Rotating through rewards credit cards has led me to at least 10 active credit cards open, though typically only two would be in use on any given month.

Brokerage accounts:
2 Roth IRA (self, spouse)
1 Rollover IRA
2 401k (self, spouse)
1 company stock plan
1 Taxable individual account
4 Custodial accounts (1 for each child)

Credit cards:
2 long-term accounts
8 rotating accounts (rotating rewards cards to get the travel bonuses; roughly 1 per quarter for both wife and I canceling at 1-year-old before annual fee kicks in)

Others:
4 529 accounts
2 savings (local bank + higher-interest online-only bank)
3 checking (1 local + 2 higher-interest rewards checking)
1 pension account


Apples

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Savings/Checking-5 (married, some separate accounts from before we were married); only use 3 regularly
Investments-4 once you get through 401k and Roths
Credit cards-3
Student Loan-1

Grand total for a young couple:  13  Geez, when I was single and in school it was 5-the last two years have been crazy!

kendallf

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I'm at 30 accounts; I'm also playing the rewards credit card game so I have 15 of these alone.  I don't think I'd be able to keep track of the credit cards, in particular, without Mint.  It'd just be too much of a pain in the ass to sign in to every bank's separate website.  I keep a document with the opening dates, when annual fees are due, what the spend requirement is to reach the sign up bonus, etc. 

Mint allows me to easily keep track of the overall cash vs. credit balance numbers, reminds me when bills are due (saving me from a late payment last month when one of the e-bills didn't update properly), and generally keeps me up to date.  Love the app.

PowerMustache

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I have 18.

Checking/savings - 13
I have 5 different banks with checking or savings and use different accounts to save for different goals. I really like Sallie Mae for this, their website is just ok but the great thing is the interest rate is great for a savings account these days at 0.9% and it's very easy to have many savings accounts to track saving for different goals. Recently opened a Chase Bank checking and savings to get their big incentive - $300 for opening a checking account with direct deposit, $150 for opening a savings account with $10,000. Also a Venmo and Paypal acount.

Credit Card - 2
So far just 2 credit cards, I'll probably open another for the incentives soon.

Investment - 3
401k, Roth IRA, Taxable Vanguard

fkampere

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1 - checking
1 - savings
1 - roth ira
1 - 401k
5 - credit cards

so 9 total