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The Money Mustache Community
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How Do You Invest Monetary Gifts?
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Topic: How Do You Invest Monetary Gifts? (Read 1727 times)
RusticBohemian
5 O'Clock Shadow
Posts: 98
How Do You Invest Monetary Gifts?
«
on:
May 20, 2017, 03:28:48 PM »
If you receive a monetary gift, which doesn't count as income and which you pay no taxes on, how would you invest it for best access during early retirement?
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Aggie1999
Bristles
Posts: 385
Re: How Do You Invest Monetary Gifts?
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Reply #1 on:
May 20, 2017, 06:16:04 PM »
For most people brokerage account and/or tIRA/rIRA account. No different than any taxable income you have. Someone correct me if I am wrong.
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Hotstreak
Pencil Stache
Posts: 838
Re: How Do You Invest Monetary Gifts?
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Reply #2 on:
May 20, 2017, 09:24:11 PM »
Regular taxable brokerage, assuming all tax deferred accounts are full. If you're not already maxing out 401k, HSA, and IRA, then you should increase contributions to those, and spend down the gift money on regular expenses.
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The Money Mustache Community
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General Discussion
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Welcome and General Discussion
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How Do You Invest Monetary Gifts?