I think DJ is around 26 years old. I don't think many young people are thinking that far ahead. Honestly, I am 35 and hear this from people around my age. It usually comes up that I am too frugal or cheap. I brush it off stating I have bills/obligations to pay ("bills" meaning self-imposed obligations in many cases) and that comes before entertainment, new material possessions, etc... I've noticed this usually ends the conversation. But, if I go into details, people tend to get defensive about their spending, get annoyed at my philosophy, etc... If someone asks, I will give my opinion. But, I no longer waste my valuable time trying to change someone else's mind.
DJ- My best advice is to do you. It is normal to want to discuss your life with your friends. But, I don't think you will get much validation or agreement from them on this topic. You are further ahead than they are... Congrats!