My boyfriend is finishing up his undergraduate degree in English at age 27. He got a late start on college due to enlisting in the military (which has been veeery slow to pay up the promised benefits), and spent several years working minimum wage jobs and some entrepreneuiral side buisinesses beforehand. He has some savings from that invested, but even though he went to community college and public university, he will graduate with non-negligible student debt (25k or so).
It was his dream to study humanities, but now he regrets that decision because of the debt and feels that he is out of options. He also has a poor credit score because of some medical problems and a gap with his insurance right after he got out of the Army-- it was the military's fault, but he has to live with it and this gets him down because he wants to be able to get a mortgage, etc.
He is actually very sensible about money and investing, and often comes up with good ideas for buisinesses and potential investments. I want to encourage him to act on his entrepreneurial talent, but he is very discouraged right now about his past choices, his credit, and the job market. Do you have suggestions about what he could do with his degree, and to improve his general situation? He is really a very smart, great guy and we are hoping to get married in the next few years.
(I am currently in school to be a phlebotomist, in hopes of getting into P.A. school within a few years. I have about 10k of college debt and I'm not worried about my financial situation at all).