Author Topic: Musings on my first year of bike commuting  (Read 7931 times)

jsloan

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Musings on my first year of bike commuting
« on: August 20, 2014, 11:30:47 AM »
Hi Everyone,

I have been biking to work at least 2 days a week for the last year (I also work from home at least 2 days a week).  I was a reluctant biker when I first encountered this blog and decided to take the plunge last spring.  Since then I'm averaging about 40-80 miles per week biking to work/running errands around town.  Biking has been a great (rediscovered) addition to my life.  I’m a numbers guys so I wanted to outline my experiences from a time/calorie/lifestyle perspective.  I hope this gives everyone the incentive or at least a realistic portrayal of taking up bike commuting.  Of course, everyone’s situation is going to vary from the numbers I present below, but hopefully it will give you a framework to calculate your own. 

Some Background on Myself:

I used to bike commute in the spring/summer/fall years ago when I lived close to my first job (about 5 miles away).  I started biking then when I had car issues and didn't have the money at the time to replace it.  I quickly discovered that I enjoyed it and it was a great way to get around town.  I have since moved to the suburbs, married have 2 kids and currently live about 10 miles away from my current place of employment. 

Exercise:

I have always been active (ran a couple of marathons, weight lift, etc) so jumping back on the bike a year ago wasn't something I was afraid from a physical standpoint.  I initially had to do some convincing to my wife to start biking to work because of my existing workout schedule.  Eventually we compromised and I decided to run less and bike more as long as I would spend the same amount of time between these activities. 

From a calorie perspective I found that I was burning roughly the same amount of calories but biking would take me longer to achieve the same amount of burned calories from a strictly time spent exercising stand point.  Since I was replacing my car commute this means that I could subtract this time from my total exercise time which made biking a more efficient way of exercising.   

Biking: 4495 calories per week (session = 20 miles @ 14 mph * 3 times a week)
Running: 4528 calories per week (session = 8 miles @ 8.5 min miles * 3 times a week)

Car Commute Time: 30 min per day, 90 min per week * 3 = 1.5 hours total
Biking Time: 80 min a day * 3 times a week = (4 hours – 1.5 hours) = 2.5 hours total time
Running Time: 68 min a day * 3 times a week = 3.4 hours total time

Take-away: I can burn the same amount of calories while spending less time away from home biking due to the elimination of my car commute.  Also, I really like coming home and not having to then leave to exercise.  I feel like I get more of evening time back in exchange for getting up early to make it to work with enough time to cool down, change clothes, etc. 

**I don’t have a heart rate monitor so these are estimates based on my height/weight/age calculators.  Also, I presented best case scenario numbers across the board.  Of course there were days where I was much slower commuting/running/biking, but I wanted a constant number for calculations.  When I use worst case numbers ratios were still roughly the same I would just spend more time overall with either activity.     

Expenses:

As some background: we own 2 cars both late model Toyotas with decent gas mileage.  We paid for both in cash years ago so we do not have a car payment.  Before I started bike commuting I drove to work 3 days a week while working from home 2 days a week.  Below is my breakdown of my *estimated* savings and the actual gas costs from mint.com. 

Bike Expenses:

Used Bike  = $150.00
Bike Lights (Head lamp, front light and 3 tail lights, lost 2 until I figured out to secure properly :-/) = $150.00
Fenders = $35.00 (an attempt to save new bike components this year)
Bike Chain =  $10.00
Derailleur = $13.00
Bike Tires/Tubes = $50.00 (new tires could have probably waited, but they looked sweet!)
Bike Maintenance (had to have my old wheel trued before finding it needed to be replaced) = $20.00
Special chain lube (winter cycling) – $5.00
WD-40 and Cleaner: $10.00
Wheel Replacement (Old Bike): $45.00
Water-proof Panniers (which I love): $90.00
Bike Rack: $20.00
Additional Winter biking clothing: $80.00 (had a lot of winter running gear already, but I needed better gloves, socks and rain pants)

**I did not include my repairs as a labor cost since I have done most myself up to this point

Total year 1 Bike expenses:  $678.00

Estimated Car Expenses:

Estimated car expenses: 0.35 cents per mile based on make/model (old car, cheaper parts, relatively good gas mileage) * 60 mi per week * 42 weeks (ballpark number that excludes business trips, vacations, work from home, etc) = $840.00   

Real gas expenses in Mint x 2 cars:

Mint gas expenses average per month 2014: 236.00 per month (have cycled very regularly since Jan)
Min gas expenses per month 2013: 292.00 per month * (cycled sometimes starting in spring, more client visits required this year)
Mint gas expenses per month 2012: 228.00 per month (did not cycle)

Take-away: As of yet, overall transportation savings seem to be minimal from my switch to biking to work, but it has been hard to parse out the savings due to the variability of our driving habits.  On the bike side, this year I got more serious about bike commuting and decided to invest in what I needed to do a year round commute so expenses were higher.  My hope is that later this year and next year I will begin to see noticeable savings in mint.com. 
I know that to really save more money I would need to go down to 1 car instead of 2, but I don’t see this as an option due to my requirements for work and where I live.  Also, we already have very minimal driving requirements due to the fact that my wife works part-time and I work from home and bike to work. 

Conclusion:

There really isn’t a lesson to this post, but I thought it was interesting to see the differences from both an exercise and financial standpoint.  The bottom line is that I have rediscovered cycling and I love it! 

My only other piece of advice that I have learned this past year about bike commuting is that it is not something to jump in without getting some experience under your belt.  My city’s cycling infrastructure is seriously lacking for commuters. Cycling in the suburbs has been a challenge and I have had a few close calls that were avoided due to being properly visible and adhering to traffic rules.  My experiences this past year have given me motivation to become involved in our local area biking associations to improve and grow our local biking infrastructure.  I can see now that there is a lot of improvement needed in my local area that won’t get any better unless someone does something about it. 

I seems I have written a wall of text already so I’ll end it here.  Happy cycling everyone!



mrt_2000

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Re: Musings on my first year of bike commuting
« Reply #1 on: August 20, 2014, 12:56:18 PM »
My first post :-)!  As brand new mustachian, I'm also thinking about taking up cycling to work.  This doesn't look like a great ROI, is this typical of bike commuters who still own a car? 

usmarine1975

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Re: Musings on my first year of bike commuting
« Reply #2 on: August 20, 2014, 01:27:49 PM »
I started commuting 2 days/week this year about 2 months ago.  For me it isn't really about the finances.  That being said for my trek I am saving a Gallon of Gas/day that I ride the bicycle.  Which equates to 3.35 or almost $7.00/week currently.  My goal is to get more days to ride to work as I need to go 5 days a week.  Dropping children at sitters etc... keeps me from doing more at the moment.  Almost had a 3 day week this week. 

I have dropped 10 lbs since I started but isn't just because of biking, I have also altered my diet.  And drink a lot more water compared to the soda a day I was drinking.

My cost for the bike have been about $100.00 for a lock, bike rack, light etc....  My bike was free.

Eric

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Re: Musings on my first year of bike commuting
« Reply #3 on: August 20, 2014, 01:35:36 PM »
My first post :-)!  As brand new mustachian, I'm also thinking about taking up cycling to work.  This doesn't look like a great ROI, is this typical of bike commuters who still own a car?

The OP is only riding 2x per week too.  If you ride 5x per week, you'll save more.  I saved about $1000.00 in the last year plus I'm in pretty damn good shape now.  Consider the ROI on your health when making the calculation. :)

Would you have to buy a bike or do you already have one?  That can help your calc too.

jsloan

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Re: Musings on my first year of bike commuting
« Reply #4 on: August 20, 2014, 01:46:27 PM »
My 1st year ROI hasn't been great, but now that I have all my gear I can almost guarantee that next year will be better, heck even the next 6 months will be better.  My biggest problem was not preparing properly for winter and having a lot of rust issues that eventually ate away my chain and derailleur.  I got smart a couple of months into this past winter and purchased proper chain lube and began cleaning components after each ride but the damage was already done.  I also purchased a nice old steel road bike this year as a backup since I lost some days when I had a broken back rim.  I agree with usmarine1975, I'm now more focused on biking as exercise now rather than something that saves me money.  If it happens to save me money that isn't a bad thing :-).   

dycker1978

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Re: Musings on my first year of bike commuting
« Reply #5 on: August 20, 2014, 01:59:24 PM »
My first post :-)!  As brand new mustachian, I'm also thinking about taking up cycling to work.  This doesn't look like a great ROI, is this typical of bike commuters who still own a car?

The OP is only riding 2x per week too.  If you ride 5x per week, you'll save more.  I saved about $1000.00 in the last year plus I'm in pretty damn good shape now.  Consider the ROI on your health when making the calculation. :)

Would you have to buy a bike or do you already have one?  That can help your calc too.

Dont forget to include the $50 or so a month that you no longer have to spend at the gym or for spin classes...:)

jsloan

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Re: Musings on my first year of bike commuting
« Reply #6 on: August 20, 2014, 02:03:41 PM »
Quote
The OP is only riding 2x per week too.  If you ride 5x per week, you'll save more.  I saved about $1000.00 in the last year plus I'm in pretty damn good shape now.  Consider the ROI on your health when making the calculation. :)

Minor correction, I'm actually riding 3x per week now and my calc above is based on that.  I also working from home 2x per week so I still save gas money that way, but I don't include it in my calcs because I don't need transport those days.  Expenses on gas get a little fuzzy because I travel for work sometimes and my wife still uses her car as primary transport.

jsloan

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Re: Musings on my first year of bike commuting
« Reply #7 on: August 20, 2014, 02:05:27 PM »
Quote
Dont forget to include the $50 or so a month that you no longer have to spend at the gym or for spin classes...:)

In my case this is not true either as I still have a gym membership for weight lifting and basketball in the winter.  So I did not include this in my calcs either.

Mrs. PoP

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Re: Musings on my first year of bike commuting
« Reply #8 on: August 20, 2014, 02:12:00 PM »
I've had a pretty different ROI on biking than the OP...

When I first started biking in April 2013, we calculated that by taking my husband's gas guzzling Jeep off the road for his long commute whenever I cycled to work, we spent $8/day less on gas. 

So now that I'm cycling pretty much all the time and we've sold the Jeep, we have cut about:
$8/day * 20 workdays/mo * 12 mo/yr + $300 insurance/yr
= $2220
in yearly recurring transportation expenses. 

Bike maintenance costs (high in the first year since like OP I also lost a back light or two before figuring out how to attach it securely!) didn't make too big of a dent in that for year one (maybe a few hundred?). 

But going forward, most of my bike maintenance should be covered by the reimbursement program I recently became eligible for at work - $20/month in bike expenses for bike commuters.  Pretty sweet!

jsloan

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Re: Musings on my first year of bike commuting
« Reply #9 on: August 20, 2014, 02:18:17 PM »
Quote
I've had a pretty different ROI on biking than the OP...

When I first started biking in April 2013, we calculated that by taking my husband's gas guzzling Jeep off the road for his long commute whenever I cycled to work, we spent $8/day less on gas.

So now that I'm cycling pretty much all the time and we've sold the Jeep, we have cut about:
$8/day * 20 workdays/mo * 12 mo/yr + $300 insurance/yr
= $2220
in yearly recurring transportation expenses.

Bike maintenance costs (high in the first year since like OP I also lost a back light or two before figuring out how to attach it securely!) didn't make too big of a dent in that for year one (maybe a few hundred?).

But going forward, most of my bike maintenance should be covered by the reimbursement program I recently became eligible for at work - $20/month in bike expenses for bike commuters.  Pretty sweet!

I totally agree that being able to sell my car would make a world of difference in my calcs.  I could subtract insurance on top of other car expenses.  Alas, since I'm a consultant and live in the burbs it wouldn't be possible at this point to sell the car. 

Eric

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Re: Musings on my first year of bike commuting
« Reply #10 on: August 20, 2014, 02:20:31 PM »
Quote
The OP is only riding 2x per week too.  If you ride 5x per week, you'll save more.  I saved about $1000.00 in the last year plus I'm in pretty damn good shape now.  Consider the ROI on your health when making the calculation. :)

Minor correction, I'm actually riding 3x per week now and my calc above is based on that.

Whoops!  Sorry for selling you short!

mrt_2000

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Re: Musings on my first year of bike commuting
« Reply #11 on: August 20, 2014, 02:21:52 PM »
Thanks for the replies!  I have been looking online at bikesdirect.com the last couple of weeks and I'm almost ready to pull the trigger.  I don't much experience biking at all, are there any classes you would recommend to get used to riding on the road?   

jsloan

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Re: Musings on my first year of bike commuting
« Reply #12 on: August 20, 2014, 02:34:33 PM »
Quote
Thanks for the replies!  I have been looking online at bikesdirect.com the last couple of weeks and I'm almost ready to pull the trigger.  I don't much experience biking at all, are there any classes you would recommend to get used to riding on the road?   

In my area they have free group rides where you can meet up with experienced cyclists on the weekends based on your skill level.  You can learn a ton about road riding in a group and if you really like it you can get started into the competitive cycling!  Also bigger cities have bike co-ops that offer 'bike basics' classes free of charge and sometimes free bikes!  Lastly, if you are not used to road riding, I would limit your riding to areas with less traffic until you get used to it.       

skyrefuge

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Re: Musings on my first year of bike commuting
« Reply #13 on: August 20, 2014, 02:41:16 PM »
Eventually we compromised and I decided to run less and bike more as long as I would spend the same amount of time between these activities.

That had to be a compromise? You mean there are people who own a bike but still choose to run? Again, they own a bike, right? Crazy! :-)

But seriously, cool report, and congrats on your rediscovery and sticking with it!

I'm sure MMM would beat me down for this, but generally it seems to me like the cost savings become obvious and impressive only when the increased bike commuting allows a household to subtract a car entirely. But yeah, your ROI should definitely increase in the future (assuming you don't succumb to bicycle lifestyle-inflation), and as you've clearly discovered, all the other benefits are still huge enough to make it a no-brainer.

Hannah

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Re: Musings on my first year of bike commuting
« Reply #14 on: August 20, 2014, 03:23:32 PM »
Opportunity cost ROI is huge for us. By biking we've avoided buying a second car which for us would probably be $4-5K plus $400-$500 insurance per year.

Our only actual savings is about $60 per month on gas right now.

If we just took the plunge and bought all the bike gear we want on our list, we estimate it would run us about $800-$1200 new (two sets of panniers, fenders, fancy rain thing for covering baby, fancy lights, even fancier bike locks, compact road emergency kit, new bike riding gear, new pedals, etc.)

As it is, we are taking our purchases slowly. So far we've only newly purchased two baby seats and one backseat bike rack at a total cost of $80, and we are up to about 35% of miles traveled being on bike. We think that with plenty of good gear we might be able to get rid of our car altogether. We already had two bikes, two bike locks, on set of fenders, tire pump, tire levers, helmets and a few spares.

Next up will be our first set of panniers and bike lights for me (right now just use a backpack for any mid-week runs, but I'd like to do a weekly grocery haul as the stores I visit are <1 mile from me).

jsloan

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Re: Musings on my first year of bike commuting
« Reply #15 on: August 20, 2014, 03:46:08 PM »
Quote
If we just took the plunge and bought all the bike gear we want on our list, we estimate it would run us about $800-$1200 new (two sets of panniers, fenders, fancy rain thing for covering baby, fancy lights, even fancier bike locks, compact road emergency kit, new bike riding gear, new pedals, etc.)

From my experience I think fenders and winter gear have been my 2 most important purchases.  I purchased fenders to save my components from rusting out, I'm hoping everything works out better this winter.  Water proof clothing wasn't even something I thought I needed until I decided that riding in 36F rain wouldn't be that bad :-)..  After that I did some research about winter riding and purchased better gloves, socks and rain pants.  Since I made those purchases riding in the winter has been great outside of some of the days that were really cold (ie -20F).  It has also been great to get outdoors when the weather is cold.  The panniers were an impulse purchase that I like, but could have functioned without.       

jordanread

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Re: Musings on my first year of bike commuting
« Reply #16 on: August 20, 2014, 05:54:09 PM »
Jsloan, outstanding! I've been more consistent this month than any other one previously. Have any of you just starting out thought about joining the monthly challenge? It's a nice motivator, especially if you are like me, and have a tendency to try to talk yourself out of it.

This month's is here, and I put out a new one every month.

jsloan

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Re: Musings on my first year of bike commuting
« Reply #17 on: August 21, 2014, 06:13:12 AM »
Hi jordanread, yes I have seen this thread before and was planning on adding my miles at some point. 

Are any of the participants of the cycling challenge doing this challenge to also lose weight?  It would interesting to keep track of calories burned and see how many people are getting in better shape as well.  I primarily started biking because it was a more efficient use of my time to exercise and saw the financial side as an added bonus.  I really believe that this is why I have been able to sustain this habit over the past year.  If it was only about money I would have probably lost interest.     
   
« Last Edit: August 21, 2014, 06:19:49 AM by jsloan »

GuitarStv

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Re: Musings on my first year of bike commuting
« Reply #18 on: August 21, 2014, 07:23:50 AM »
My first post :-)!  As brand new mustachian, I'm also thinking about taking up cycling to work.  This doesn't look like a great ROI, is this typical of bike commuters who still own a car?

When all was said and calculated, my first year of occasional bike commuting + running all errands (mail, groceries, pretty much all shopping) was no benefit.  There were a lot of up front costs that piled on.  Year two was much better.  Pretty much every ride was saving a few dollars.  The maintenance costs (new chain, cassette, couple tires, cables) were surprisingly low after I learned to do them all myself.  Biggest costs this year were a couple key pieces of cycling specific clothing that just make the ride much more comfortable (bike shorts, some winter gear).  I expect year three will be even better.

My costs have been helped by the fact that we've managed to keep to owning only one car due to the bike usage.

frugalnacho

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Re: Musings on my first year of bike commuting
« Reply #19 on: August 21, 2014, 08:17:22 AM »
Eventually we compromised and I decided to run less and bike more as long as I would spend the same amount of time between these activities.

That had to be a compromise? You mean there are people who own a bike but still choose to run? Again, they own a bike, right? Crazy! :-)

But seriously, cool report, and congrats on your rediscovery and sticking with it!

I'm sure MMM would beat me down for this, but generally it seems to me like the cost savings become obvious and impressive only when the increased bike commuting allows a household to subtract a car entirely. But yeah, your ROI should definitely increase in the future (assuming you don't succumb to bicycle lifestyle-inflation), and as you've clearly discovered, all the other benefits are still huge enough to make it a no-brainer.

I disagree.  I still have my car, but I use it way less.  It has had a noticeable impact on gas and maintenance costs.  Now that I have purchased the bulk of my cycling equipment I expect my cycling costs to remain relatively low compared to operating my car.  70+ miles commuting/week, and 5-10 miles running errands/week is definitely noticeable from a financial perspective for me.

hybrid

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Re: Musings on my first year of bike commuting
« Reply #20 on: August 21, 2014, 08:31:38 AM »
I haven't saved any money cycling the past year because of up front costs and the necessity of joining the Y to get access to a shower, but the intangibles - better health and attitude - have made it a very worthwhile change.

frugalnacho

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Re: Musings on my first year of bike commuting
« Reply #21 on: August 21, 2014, 08:40:07 AM »
I haven't actually saved any money yet either.  My break even point is somewhere around november or december now with all the accessories i've purchased.  After that point I will have saved enough in car expenses to have paid off my bike, fenders, pump, new tubes, lights, bike trailer, helmet, and some bike tools.   But then I have all that stuff free and clear and any car savings are going to be gravy in the IRA.

enigmaT120

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Re: Musings on my first year of bike commuting
« Reply #22 on: August 21, 2014, 10:26:32 AM »
That had to be a compromise? You mean there are people who own a bike but still choose to run? Again, they own a bike, right? Crazy! :-)

Biking by itself isn't enough.  It's good cardio but it's not weight bearing.  I did the same compromise -- I run less, only 1 or two days a week, but I still do it.  I try to bike 2 - 3 days per week.


Thegoblinchief

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Re: Musings on my first year of bike commuting
« Reply #23 on: August 21, 2014, 04:11:09 PM »
I've been tracking my driving and biking cost per mile. Right now they're neck and neck, but one activity I enjoy and the other I alternately endure/loathe. Plus, I fully expect the biking CPM to drop like a rock now that we've got bikes for all 5 of us that will last indefinitely for me and the Alchemist, and at least 2-3 years for each of the goblins.

I don't know how the equation stacks up if I factor in maintenance time on the bikes versus the car and gave myself a nominal wage, because I definitely spend more time putzing with the bikes than I ever do with the cars.

darkadams00

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Re: Musings on my first year of bike commuting
« Reply #24 on: August 21, 2014, 10:08:01 PM »
ROI skyrockets when you can drop from two cars to one. I have all the numbers I need, but I just haven't taken the time to figure out the exact value add.

And for health--dropped 35 pounds in 18 months, effortlessly at a reasonable and sustainable 2 pounds/month average. Should costs for new clothes be counted in the ROI calculation? :)

And for sanity--I've never been aggravated sitting at a redlight on my bike. I'm too busy looking and listening to life around me. I rarely sit at a redlight in my car without either being aggravated or catatonic, depending on the situation.

Biking invigorates. Driving isolates.


missj

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Re: Musings on my first year of bike commuting
« Reply #25 on: August 22, 2014, 12:50:16 AM »
It's not really fair to the bike commuting numbers to compare a paid off car to a recently purchased bike.  At the very least, estimate how long the bike should last and spread the cost over that many years.  But I agree, the savings won't be huge if you look at dollars alone.

also, a trick to cut down on insurance and other costs for your 2nd vehicle: if you're truly keeping it just as a back up for those rare days that you need 2 cars, consider getting a no frills no gimmicks classic car.

Classic car insurance is very affordable (you must prove that you have an insured "daily driver").  My husband has a pretty sweet 1937 pontiac sedan.  runs like a top. bought it for $5,000 in cherry condition.  the annual insurance is just $130 a year!!   We also got "forever plates" through the state of Oregon which cost more than standard plates (something like $250 or roughly twice as expensive as regular plates) and they are good forever, tags never expire, no renewal fees ever again.  Your car has to be old enough for this to be an option, and I'm not sure every state will have that option but if you ammortize the forever plates and cost of the car over 10 years and the insurance at $11 a month that brings the cost down quite significantly over a standard 2nd car.

just  a thought.

myDogIsFI

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Re: Musings on my first year of bike commuting
« Reply #26 on: August 22, 2014, 08:49:40 AM »
When I switched to bike commuting, I already had a bike and all the necessary equipment.  DW and I went down to one car by selling my old car.  I cancelled the monthly payment for parking at work, cancelled the insurance on the old car, said good bye to oil changes/registration/inspection for it, and put the proceeds from the sale to work at Vanguard.  I haven't calculated my ROI, but it feels great.

I got the biggest savings, though, in avoiding the purchase of a BMW, which I was considering before I found MMM.


jsloan

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Re: Musings on my first year of bike commuting
« Reply #27 on: August 22, 2014, 12:43:56 PM »
Quote
It's not really fair to the bike commuting numbers to compare a paid off car to a recently purchased bike.  At the very least, estimate how long the bike should last and spread the cost over that many years.  But I agree, the savings won't be huge if you look at dollars alone.

You are 100% right, to do this calculation I would have needed to add depreciation for these assets not the upfront cost.  I could have done this, but I really was interested in the direct impact year 1.  I guess if I think about this purchase in terms of depreciation of the assets it would look better.  I'm assuming that the calculation I used will look better in year 2 so I'm ok with the numbers above.  As others have said if I was able to get rid of the car that would have made a bigger impact year 1 as well.

Classic car insurance is an interesting idea.  We have 'non-commuter' insurance for my wife's car since she works from home 100%.  So we do save some money there.  Also, since my wife is a consultant and not an employee of a business we can write off mileage and depreciation on her work vehicle.     

Thegoblinchief

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Re: Musings on my first year of bike commuting
« Reply #28 on: August 22, 2014, 08:15:50 PM »
Heh, if my wife's 97 Subaru lasts 3 more years, we can get collector's plates for it. (In WI, the vehicle has to be 20+ years old.)