Author Topic: Finding a Place to Live  (Read 4695 times)

adesertsky

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Finding a Place to Live
« on: February 07, 2015, 10:54:02 PM »
So I expect to FIRE in about 7 years at the age of 42ish.  I'd like to start exploring potential places to relocate to to see if anything really fits with me and my husband's personality and lifestyle while ensuring a lower COL than we currently have.  I'm looking for recommendations of places to check out since neither of us will be going back to where we came from.  We are not interested in living outside the US.  I know there is no perfect place but I'd love to find something that is just pretty good for us. :)

Currently:
  • We live in the Chicago suburbs
  • Property taxes are insane - $6,500/yr (and I have it good compared to others I know)
  • Home is worth $275K-ish (standard 3 bed/2 bath suburban split ranch, 1300 sq ft)
  • Tired of the very long winters
  • I am originally from San Diego north county and my husband is from Pittsburgh; family in both areas still

Future us is looking for:
  • My FIRE spreadsheet accounts for selling and then buying a similar home in good condition (I do not want to do a major rehab) at about 2/3 the price ($150k-$200k)
  • Shorter winter but we like all 4 seasons; I'd love just generally mild weather most of the time; not interested in tropical or hurricane prone climes
  • Want to be near enough to a city that we can still see concerts and experience cool goings-on occasionally as well as being near to an airport for travel
  • Access to lots of outdoors activities- mainly for hiking, running and trail biking- also into stargazing and would like to try my hand at overnight backpacking trips in addition to just lots of visits to the National Parks all over the west
  • Generally low-ish COL- property taxes are one of my main concerns... I do not want to be paying $550/mo for it
  • SAFE- I do not want to be wary the rest of my life
  • Laid back lifestyle- we like beer, food, fresh air, good libraries, comic books (husband), the sky, rocknroll, and fresh produce
  • A little more land and less closeness to next door neighbors would be awesome

So far I have considered:
  • Splitting time in Northern/Western Michigan and the CA desert (this seems to logistically annoying with property management/renting)- we love both places and they couldn't be more different
  • Portland area- husband has never been and I have only run through it during Hood to Coast
  • Staying in Chicago area but moving further away from the city (I think I can nix this one, although I love Chicago)
  • Southern OR- Bend and thereabouts- never been but am curious
  • Colorado?  I am scared of fracking and drought
  • Pittsburgh - I'm not really a fan and it seems to have gotten a lot pricier very recently, including fairly high property taxes

Thanks for ideas! 

adesertsky

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Re: Finding a Place to Live
« Reply #1 on: February 09, 2015, 08:54:14 PM »
Yes, we'll definitely consider renting around after FIRE if we don't know where we want to go.  I have actually spent a lot of time in Temecula (my family is in San Marcos about 25ish mins away) and I did like it a lot when I was younger.  I think it is probably a little too hot for my year-round preference but I am a fan of the near-desert and desert in CA.

Bracken_Joy

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Re: Finding a Place to Live
« Reply #2 on: February 09, 2015, 09:04:36 PM »

  • Southern OR- Bend and thereabouts- never been but am curious

Thanks for ideas!

A couple things. 1, bend is actually central Oregon. Very much a high desert type climate.Maybe you're thinking of Ashland or Medford with southern? People seem to love Ashland, but it is pretty sleepy and small, so from a big city it might be quite a shock. Bend is central, and it's up in the mountains. You certainly get all four seasons, but it can get pretty cold in the winter, which you said you're tired of. Bend is also going to be much slower pace than you're used to. If you want more of an urban lifestyle, Salem, Eugene, or Portland are pretty much the options here. For each of these, they can be very car dependent unless you live in really specific areas.

I wish you the best in finding what you're looking for.

Bracken_Joy

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Re: Finding a Place to Live
« Reply #3 on: February 10, 2015, 05:16:07 PM »
How big of an area would you like to be in? There are some awesome PNW towns that are a lot smaller than Portland. Depends what you like though in terms of culture/entertainment/dining options.

Smaller but excellent places to check out: Eugene, Coburg, Corvallis, Bend, Sisters, Ashland. All these places have strong outdoor and arts cultures of some types.

Metta

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Re: Finding a Place to Live
« Reply #4 on: February 10, 2015, 05:35:11 PM »
It sounds to me as if you are describing Santa Fe, NM and the surrounding area.

data.Damnation

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Re: Finding a Place to Live
« Reply #5 on: February 10, 2015, 07:11:55 PM »
You might want to look at this thread: Topic: Why you love (or not) the area where you live?

WYOGO

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Re: Finding a Place to Live
« Reply #6 on: February 10, 2015, 07:14:07 PM »
It sounds to me as if you are describing Santa Fe, NM and the surrounding area.

Yep 100% agree! I will be there too but only part of the year of course. NM has some pesky taxes...

adesertsky

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Re: Finding a Place to Live
« Reply #7 on: February 10, 2015, 07:55:20 PM »
Thanks for the suggestions!  I am interested in looking at Santa Fe- curious about the cost and mix of people there (too touristy?).

Yeah, I meant central OR for Bend- I think you're right on the winter time being exactly what I want to move away from, though,... and having to drive over a sometimes scary mountain pass to get anywhere else is a little iffy.

Sounds like I should spend some time exploring Oregon more.  I'm also curious about Vancouver WA and thereabouts just north of Portland as an option without income tax.  Or a far out Seattle suburb/exurb.

I'm open to small cities as long as I'm not so remote that I never see anyone I know and love again and so long as I'm not too far from a larger city for travel/airport, concerts, etc.  On the other hand, I appreciate and enjoy diversity, which Chicago has lots of.  It keeps life interesting.  I think there is often, but not always, less of that in smaller cities.

I just read through the referenced thread and found tons of places I don't want to live, so that is good! :)

Bracken_Joy

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Re: Finding a Place to Live
« Reply #8 on: February 11, 2015, 08:35:08 AM »
Yeah, I meant central OR for Bend- I think you're right on the winter time being exactly what I want to move away from, though,... and having to drive over a sometimes scary mountain pass to get anywhere else is a little iffy.

Sounds like I should spend some time exploring Oregon more.  I'm also curious about Vancouver WA and thereabouts just north of Portland as an option without income tax.  Or a far out Seattle suburb/exurb.

I'm open to small cities as long as I'm not so remote that I never see anyone I know and love again and so long as I'm not too far from a larger city for travel/airport, concerts, etc. 

The passes definitely qualify as iffy during the winter sometimes =) Especially if you're not used to mountain driving.

Vancouver has some really nice areas, actually. It's currently undergoing quite a bit of a revitalization. Still rough around the edges in a lot of areas, certainly, but there's a great food scene starting to grow up there as Portland chefs start "passion projects" up there that wouldn't survive with all the Portland competition. Lots of farmer's markets too. A little tough to do transit in Vancouver though, although there if a bus that runs you to Portland that might be nice (takes a while though). Vacouver only really sucks if you're commuting to/from PDX during rush hour. (Think an hour plus to go like 15-20 miles many days). That being said, Vancouver has a rough reputation, but I think it's largely undeserved these days.

Have you spent time around Seattle? I was shocked at how much less sunlight there is between Portland and Seattle. To be fair, living in Seattle/Tacoma definitely ranks as the most miserable time in my life, but I found it to be awful. Expensive transit that is hard to use, everything very sprawled out in the suburbs and disconnected, no walkability (compared to the other places I've lived) unless you're in the very expensive Capitol Hill, Queen Anne, etc districts. That being said, the seafood culture up there is incredible.

As far as small cities/travel, there are actually quite a few airports around. (I know Eugene has one. Corvallis doesn't though). Also, there's a shuttle that travels the whole I5 corridor- stops at Albany, Salem, etc (at least as far south as Eugene, maybe more) that will take you to Portland airport for pretty cheap. Last time I used it (probably 2009?) it was $20, $15 with a student discount. Bend does not have a commerical airport as far as I know.

I will say as far as hiking, Corvallis is much easier to get to hiking than Eugene is. I don't know about hiking around Ashland. Bend has incredible hiking everywhere, obviously. Vancouver has good hikes but you have to drive out the gorge or up I5 to get there. (Whereas Portland has Forest Park that you can take transit to).

If you have any specific questions on PNW towns just let me know- I've lived a lot of places =P All that moving may as well be useful to someone.

Leanthree

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Re: Finding a Place to Live
« Reply #9 on: February 11, 2015, 10:11:48 AM »
It sounds to me as if you are describing Santa Fe, NM and the surrounding area.

Yep, this is the first place that popped in my mind as well, and then I got to your post and the few that followed it.

 

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