Wow, first off, I didn't realize there were that many 1%'ers on this board these days! that said, we're in the top 5% or so with @$260k/year.
What do you spend per year?
After taxes, @$90k
How much do you save (nominal or %)?
Really depends on how you calculate savings. Depending on how, it's anywhere from 42% of gross, to 75% of net-- my employers defers @$45k/year of income to my pension, and we're maxed out at $52,800 in 401k contributions (max deferral + matches + catch-ups (for me)).
Where are your weak points where you get lazy because of your income?
Groceries. I buy a lot of organic, free range shit that costs WAY more than food needs to. We spend at least $600/month on groceries for TWO PEOPLE! That's insane and I know it, but I feel like I'm kinda hedging my bets health-wise by eating this stuff, and I am mindful of the ethical dimensions as well (i.e., feedlot beef and poultry is some sad, sorry ass, depressing shit). The good news is I could chop this by at least 1/2 if things got tough.
Elsewhere, I spend a fair amount on recreational gear (incl. climbing gear, backcountry ski gear, technical outerwear, etc.). The good news is I work part-time as a professional climbing guide, so I get pro discounts on pretty much everything I buy (40-50% off retail).
OMG, craft beer -- here in the NE we have some of the very best beer on the planet, incl. TreeHouse, Trillium, Other Half, Bissell Bros., etc. Typical cost is $16-$22 a FOUR pack. But fk me, it's worth every penny! Best tasting beer you'll ever put your lips to.
Where have you found your optimum happiness level of spending?
I think @ $80k. We travel a LOT (4-5 vacations/year). And though we do it mostly low budget as far as accommodations and air travel go, I spend a fair amount on my recreational hobbies when we do, including snowboarding and scuba diving (surfing and climbing are pretty cheap).
Are you living more frugally than it appears because of a very high cost of living area?
I think so, yes. We are in a high COL area (Boston). We own one car, a Subaru bought used (@4 years old when purchased), and don't have a lot of the trappings of an upper middle class life. I shop for clothes mainly at Gap and Old Navy, I wear the stuff until it wears out. The wife has more expensive tastes, but isn't extravagant with her dress, jewelry (with the notable exception of the engagement ring I bought her - ugh), etc. We know a lot of folks who make a lot less than us who spend far more on all manner of shit (cars, home improvements, clothes, dining out).