Author Topic: Do you look poor to people?  (Read 125935 times)

Mom to 5

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Do you look poor to people?
« on: December 14, 2013, 07:49:40 AM »
Do you come across as poor to people around you?

I know I do. People pity me for my frugal ways. When we cloth diapered, we got a lot of disposable diapers as gifts. I keep a small wardrobe, and people think I am too poor to buy new clothes (I like to buy used). My van is 2003, and I am hoping to keep it a long time.

 I have been watching our electrical bill and have been excited about my success due to keeping the heat down. My aunt said, "Are you Ok? Do you need me to give you some money to pay your heat bill?"

I don't get why being electively frugal equates poor and destitute! How about you?
« Last Edit: December 14, 2013, 08:08:53 AM by Mom to 5 »

Abe

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Re: Do you look poor to people?
« Reply #1 on: December 14, 2013, 08:03:30 AM »
I get that about my car, just because it's 12 years old (looks/drives as if almost new) and clothing (because I bought 10 white dress shirts and 10 khaki pants a few years ago on sale, and wear those every day). My relatives complain also, but they think I'll "come around" to their spend-thrift ways.

stripey

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Re: Do you look poor to people?
« Reply #2 on: December 14, 2013, 08:04:52 AM »
I don't think I do; I don't really get that kind of sympathy.

I suspect it is because I am in a profession that is assumed to make a lot of money (it makes less than what people think it does though). When people see the older house I rent with the housemate, the simple applicances, and the minimalist wardrobe, I suspect people see it for what it is... a lifestyle choice.

If I had a young family, it might be different. My sister has a similar attitude to me, however she is a mum to three, and she gets the sympathy vote a lot...

Jon_Snow

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Re: Do you look poor to people?
« Reply #3 on: December 14, 2013, 09:15:30 AM »
My close relatives know the real story, but casual observers of our life would probably think we are in the "poor" category. 13 year old truck, small condo (mortgage free though!), clothes that generally give off a thrift store vibe. We are store coupon junkies.

The hidden truth is that we are in fact saving 80% or more of our income every month... we will probably save about 10k in December. This kind of saving doesn't reflect in our lifestyle one iota... once we ER, the cat will be out of the bag. ;)

luigi49

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Re: Do you look poor to people?
« Reply #4 on: December 14, 2013, 09:27:59 AM »
Its not really how you look its how you present yourself.   My uncle who is a professional graduated at Yale, Mit and harvard drives an old car(rusted).  Sometimes takes the bus too.  Has a modest house but owns a few properties.   Well he is the millionaire next door.  He has 4 kids that he put through good school.  Some went to his alma mater.    I would say that is a success. 

Apocalyptica602

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Re: Do you look poor to people?
« Reply #5 on: December 14, 2013, 09:48:15 AM »
Not really, mostly because I'm also in a profession that is assumed to make a good salary. If anything I deal more with the 'you make a lot of money why don't you spend more!' (I do... but I 'spend' it on assets, rather than liabilities)

I don't get any 'clothing stigma' because I work in an environment where jeans and a polo or a sweater is perfectly acceptable dress for a professional (I'm an engineer in a manufacturing facility)

Like has been talked about a lot on this forum: I believe Mustachianism embodies conscious spending and freedom of choice. Be frugal on the things that don't matter to you and spend on what's important, as long as it doesn't get in the way of your future goals.

It's like pulling teeth to get me to go buy new clothes, particularly dress clothes, and I'm more than happy happy drinking the mediocre (but 100% free) office coffee rather than going to Dunkin Donuts every morning.

But when they see my large HDTV, surround sound setup, and powerful gaming PC (built myself of course for maximum value), with no hint of financial hardship, they understand. I'm aware these things are rapidly depreciating and I could certainly 'do without' but mustachianism allows me to simultaneously secure my early retirement while spending on what I value.

I think the people that don't understand us just haven't had enough kool-aid yet. =P


Russ

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Re: Do you look poor to people?
« Reply #6 on: December 14, 2013, 10:21:42 AM »
^ My situation is pretty similar. I also don't have the clothing stigma at work or anywhere, but maaaybe someone might think I don't have much money just because I ride my bike everywhere. That is, until they see my gazillion fancy bicycles, or the excessive kitchen/homebrewing setup, or all the drum machines and synthesizers I have laying around.

ASquared

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Re: Do you look poor to people?
« Reply #7 on: December 14, 2013, 10:30:07 AM »
Yes!  I stopped "shopping" and then noticed my mom was always buying us things!  And asking if things were "ok" because we don't go out much anymore. 

lifejoy

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Re: Do you look poor to people?
« Reply #8 on: December 14, 2013, 10:38:23 AM »
If people think I'm poor, they don't mind - I'm "poor student" aged, so I think it would be considered the norm. I'm done school, just barely done student loans (WOOHOO!) and many of my friends are literally "poor students".

It will be interesting to see if things change as I get older.

Emilyngh

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Re: Do you look poor to people?
« Reply #9 on: December 14, 2013, 10:54:08 AM »
I look young to people, so I think I look poor to people in the "only a college student" way.    I'm 32 with a 2 yr old daughter, a 23 yr old stepson, and a 16 yr old stepdaughter.   My spouse stays at home, so I support 4 of us (skid also has support from her mom, but we pay a relatively large amount of cs).    I got my PhD 8 years ago and have a net worth of about $150k, so while not that close to FI, I am pretty stable and certainly a financial adult.   I also take care of all of our financial things: Do the investing, planning for college, various insurance, the house mortgage is in my name, etc.

But, I am often assumed to be a college student, with the assumed corresponding money knowledge, spending power, etc.

 I don't dress "young" and frankly think that it's mostly subconscious sexism.   I am blonde, dress kind of stylishly, and don't have wrinkles, but mostly I think it's that women look "young" until the look "old."   There's much less of a assumed to be "respectable adult" period for women than men, IME.   So, that's a roundabout answer that yes, I am assumed to not have buying power, but I think it's less about people assuming that I'm low socio-economic status as it is assuming my parents still pay my way.

EK

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Re: Do you look poor to people?
« Reply #10 on: December 14, 2013, 11:00:00 AM »
Being in my mid 20s if people think I'm poor they would just assume that I'm poor in that young-person-just-starting-out kind of way.

Ziggurat

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Re: Do you look poor to people?
« Reply #11 on: December 14, 2013, 11:03:23 AM »
One time a few years ago DW and I were on vacation, sitting on our campsite beside our 1986 8-foot pop-up tent trailer, with its tacky circus-tent-like striped canvas... we were sitting there in the same dirty camping clothes we had worn for days, having a drink, talking about money and our plans for the future. Suddenly I commented that if anyone came by and heard our conversation, and found out our family income and how much we had in the bank, they would probably fall over. We laughed until the tears came down.

And these days I'm hopping on my bike at -12 C, putting on my balaclava while others head for the parking garage ... I'm sure they think I'm poor, crazy, have a DUI, or some combination of those.

2527

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Re: Do you look poor to people?
« Reply #12 on: December 14, 2013, 11:06:45 AM »
In my case, I think they certainly do.  We live in a townhouse and drive cars that are more than 10 years old, while living in an affluent area.  Also, I have a flip phone.  However, I'm pretty sure I have more wealth than most of the people around me. 
« Last Edit: December 14, 2013, 12:33:48 PM by 2527 »

MoneyCat

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Re: Do you look poor to people?
« Reply #13 on: December 14, 2013, 11:58:16 AM »
Yes, I appear poor to some of my relatives, because we live very simply and constantly reduce, reuse, and recycle everything.  Do I care what they think?  No, not really.  I have actually been poor before, so I'm used to being insulted and ridiculed.  They can keep trying to shame me and I will keep watching my bank accounts and investment accounts grow.

Jon_Snow

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Re: Do you look poor to people?
« Reply #14 on: December 14, 2013, 12:20:43 PM »
Now that I think about it some more, the fact that we "look poor" is actually a big reason we are well ahead financially. Makes perfect sense really...

AlexK

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Re: Do you look poor to people?
« Reply #15 on: December 14, 2013, 12:30:35 PM »
Yes! My wife and I live in a manufactured home in a blue collar neighborhood and I drive a '94 Geo Metro. The neighbors all drive nice new SUVs and must think we are barely scraping by. What they don't know is we have 3 rental properties and $300k in stocks.

I wear t-shirts to work and I'm there maximum 8 hours/day (engineer in tech field) because I'm not looking to be promoted and they need me a hell of a lot more than I need the job.

Life is great and I'm constantly amazed how little money it takes to live an awesome life if you're not comparing your luxuries to your neighbors and friends.

brewer12345

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Re: Do you look poor to people?
« Reply #16 on: December 14, 2013, 12:41:42 PM »
Not yet, but we are getting there, especially after I quit the day job next month and no longer have to keep up certain appearances.  The 2 year old truck in front of the house suggests we are not poor, but as it gets older (and I will keep it until it is a junker) I suspect I will look more and more like I am getting in touch with my "Appalachian-American" roots.

MrsPete

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Re: Do you look poor to people?
« Reply #17 on: December 14, 2013, 01:33:38 PM »
Do you come across as poor to people around you?

I know I do. People pity me for my frugal ways. When we cloth diapered, we got a lot of disposable diapers as gifts. I keep a small wardrobe, and people think I am too poor to buy new clothes (I like to buy used). My van is 2003, and I am hoping to keep it a long time.

 I have been watching our electrical bill and have been excited about my success due to keeping the heat down. My aunt said, "Are you Ok? Do you need me to give you some money to pay your heat bill?"

I don't get why being electively frugal equates poor and destitute! How about you?
I suspect strangers who see me out around town assume I'm lower-middle class.  My clothes are far from trendy, and although they're classy, they're not cutting-edge classy.  Just basic.  I don't wear a lot of accessories.  My hair isn't frumpy, but it also isn't particularly well-coiffed, nor are my nails professionally manicured (of course, it seems to me that the people who can least afford it are the ones who have their nails done professionally on a weekly basis). 

People who actually know me (but have no insight into my finances) are probably a little confused.  People who know what we do for a living would assume we earn an upper-middle class income . . . but our house and cars "say" lower-middle class.  We're quick to contribute to charities, but slow to buy from wrapping paper and chocolate bar fund raisers at school.  We go out to eat, but skip appetizers and dessert (and we'll choose the restaurant based upon coupon availability).  We take our kids to museums, zoos, and all sorts of activities, especially if there's an educational component, but we buy their jeans at Plato's Closet.  We travel.  When it's time to pay fees for AP tests, etc. at school, we don't have to beg the school secretary to hold our check 'til Friday.  When I find meat reduced for quick sale, I fill my grocery cart.  We don't count the minutes 'til our next paycheck hits the checking account.  If the car breaks down, we can pay for it now.

If anyone who knows me just in passing were to consider my net worth, I think I'd be a bit of a mystery. 
     


Gray Matter

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Re: Do you look poor to people?
« Reply #18 on: December 14, 2013, 01:59:19 PM »
Probably not "poor," but for my image-conscious work environment, I'm definitely an anomaly.  I don't dye my hair (am gracefully--or perhaps lazily--going gray), I don't wear nail polish, I don't have much jewelry and the only diamond I have is a quarter-caret (and I only have one of those because we were young and foolish when we got married and thought we had to have a diamond), my car is 17 years old but I take the bus (which no-one at my level does), my kids are in the after-school program (most people have nannies), I carry the same work bag with frayed handles for years on end, I have fewer than ten outfits that I cycle through and some components are 10+ years old, I don't wear high heels, and only own a few pairs of shoes that I wear until they fall apart.

I'm not quite sure what they think of me, though I think most of them recognize that I care little about such things and it's not that I can't afford them.

ichangedmyname

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Re: Do you look poor to people?
« Reply #19 on: December 14, 2013, 02:05:43 PM »
I don't mind if people think I'm poor or if I look poor, I definitely tell people I'm poor LOL I mean I make sure I don't look like I just rolled out of bed when I go to work but I am very careful about telling people my financial status. Why can't I go out and buy a Coach bag? Oh I can't afford it and I don't want to.

shamelessHedon

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Re: Do you look poor to people?
« Reply #20 on: December 14, 2013, 04:38:35 PM »
No. We have a pretty normal lifestyle apart from not drinking and almost always packing a lunch.

We have some areas (muscle car, travel) that smack of conspicuous consumption.

rocklebock

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Re: Do you look poor to people?
« Reply #21 on: December 14, 2013, 05:00:14 PM »
I probably look completely middle-class. I get a lot of compliments on my clothes and whatnot. But like MrsPete, people who know a little about me are probably confused (if they ever think about it all, which most of them probably don't). It also seems totally relative to where I live. The culture here is such that people are likely to say they admire someone who has a middle-class job but chooses to pack a lunch, not own a car, and shop at thrift stores.

daverobev

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Re: Do you look poor to people?
« Reply #22 on: December 14, 2013, 05:06:06 PM »
I must do. Poor or cheap, not sure which.

I mean - I *walk* to the supermarket! Never see anyone else doing that...

chasesfish

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Re: Do you look poor to people?
« Reply #23 on: December 14, 2013, 05:15:45 PM »
I have a real challenge with this.  I have a job where people expect a certain appearance (and most of the co-workers have a general idea of the range of income I make), but I enjoy driving my oldish truck with nicks and dings I could care less about fixing.

Spork

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Re: Do you look poor to people?
« Reply #24 on: December 14, 2013, 05:47:51 PM »

I would say the answer to this question varies wildly with context. 

If a stranger were to come to my house, they would not think I was poor. They'd probably put me at upper-middle class.
If a stranger were to meet me at work, they'd probably say middle class or lower middle class.
If a stranger were to meet me when I was driving my $25 pickup truck wearing oil stained t-shirt and torn jeans, they'd put me at lower class.

More importantly: I really don't care.

Albert

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Re: Do you look poor to people?
« Reply #25 on: December 14, 2013, 05:59:14 PM »
I don't think so. I have no car, but many of my highly paid co-workers (like the boss of the entire site) live in the same way. I have a smaller apartment than most of them and eat out less often, but that's not noticeable immediately. I don't have a large wardrobe, but what I do have is of high quality and I buy it new.

StetsTerhune

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Re: Do you look poor to people?
« Reply #26 on: December 14, 2013, 06:38:38 PM »
Read through this thread and tried to think about what people think I am financially.

I have literally no idea. I imagine I'm just confusing.

Mostly though, I'm really, really pleased with myself, because reading this I realized that I'd never thought about it at all before.

imustachemystash

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Re: Do you look poor to people?
« Reply #27 on: December 14, 2013, 07:46:21 PM »
Well, our family of 4 lives in a 2 bedroom condo in suburbia, so I guess we do look poor compared to our peers.  When I went to Japan, and saw even smaller living quarters that families were living in it made me appreciate our spacious condo.

_JT

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Re: Do you look poor to people?
« Reply #28 on: December 14, 2013, 09:30:20 PM »
I'm a musician. I'm basically required to look poor.

Self-employed-swami

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Re: Do you look poor to people?
« Reply #29 on: December 14, 2013, 10:08:15 PM »
We look solidly middle class, with just new enough vehicles such that they don't stand out (a 2006 Yaris and a 2005 Tundra for my work, both bought cash, and well used with more than 200,000km on both).  Once you step foot into our house though, you can see that we spend a solid amount of money to 'buy it for life'-furnish our house.  We did outlay a lot of money for our dining set (people always compliment me on it), but the front room couch was a hand me down from my Mom (she spent something like $4000 on it about 10 years ago). The matching dresser to the dining set was worth $1200, but I got it for $100 because the granite on top was cracked, and no one else wanted it (I keep the table linens in it, and it has an expensive-looking side lamp on it).  Our bedroom furnishes are from Ikea, and was mostly bought from the 'as-is' section.  Things like light fixtures were bought on sale using coupons or buy one/get one free deals.


What isn't immediately obvious are things like our tiny mortgage (Just under $60,000 left on a $374,000 house), and the ~$145,000 we have in investments, and our no debt (except DH's last student loan, at 3.5% as a tax deduction).  People who know what I do for work, sometimes comment on how 'I must make good money', and sometimes family members comment on how we should be able to afford more vacations/stuff, but they don't know that we've saved, and paid cash for all our house renos, and we will be paying cash to replace our 20+ year old carpet with hardwood, next summer.  And they don't truly understand the freedom and flexibility we've enjoyed as my husband went back to school, and is now doing the 'new teacher' years on short contracts and substitute teaching.

I recently lost 60 pounds, so I had to buy some new clothes, but most of them have been bought either at consignment, or on sale/at Winners.  I treated myself to a leather riding jacket (and I feel a twinge of guilt over the price), but that was really it.  I still don't like to waste money, paying full price for things.  I stock up on sale items at the grocery store, and I shop at the bulk store for baking supplies and spices (and I rent cake pans for $2/day instead of buying them).

I don't usually wear make-up, but I have earrings and jewellery that I wear, when I want to look put together.  However, given my profession, looking casual is pretty much expected. (I wear old sweatpants and t-shirts at work, all of which are billowing on me now, but I work in the field, so other than being a woman, I look the same as everyone else).  The most expensive footwear I own, is still a pair of Baffin winter rubber boots for work.

Meh, I don't think we stand out at all, unless you really know us.

« Last Edit: December 14, 2013, 10:13:30 PM by Self-employed-swami »

needmyfi

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Re: Do you look poor to people?
« Reply #30 on: December 14, 2013, 10:34:09 PM »
.......I am getting in touch with my "Appalachian-American" roots.

LOL Brewer and congrats on quitting your job!

income -solidly middle class gross not counting roi 50K
net worth statistically upper middle at around 350k
appearances-totally Appalachian American

Rural

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Re: Do you look poor to people?
« Reply #31 on: December 15, 2013, 05:54:21 AM »
My car gives a couple of coworkers some sort of impression like that, but they know what I make, just like everyone else around us, so I assume they think I'm cheap. I'm certainly too cheap to take on a payment on a new car like the two coworkers in question, one of whom is about to go into bankruptcy, so I'd say we understand each other very well.

Many of the rest probably think we're 'land poor' because of building the house.

chasesfish

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Re: Do you look poor to people?
« Reply #32 on: December 15, 2013, 06:03:23 AM »
Not yet, but we are getting there, especially after I quit the day job next month and no longer have to keep up certain appearances.  The 2 year old truck in front of the house suggests we are not poor, but as it gets older (and I will keep it until it is a junker) I suspect I will look more and more like I am getting in touch with my "Appalachian-American" roots.

Brewer -did you figure out how to get out of the trip work scheduled for you before retirement?  Have you broken the news yet?

PeachFuzzInVA

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Re: Do you look poor to people?
« Reply #33 on: December 15, 2013, 06:51:58 AM »
I love that people think we're way worse off than we really are. Our combined income is $105,000 per year and set to grow by about $25,000 - $30,000 per year in 2015, but we live like we make about half of that. I drive a 1992 Honda with 323,000 miles on it. She has a newer 2006 Focus with 190,000 on the odometer. Our house is nothing fancy, worth about $150,000, but it's paid for and that's not any of anyone's business. We don't spend lavishly on anything as our fanciest luxury around the house is a 32" off brand flat screen tv. We have people offer to "help" us all the time, to which we politely decline.

boy_bye

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Re: Do you look poor to people?
« Reply #34 on: December 15, 2013, 07:28:59 AM »
i don't think i look poor to people. i drive a car that is nearing the end of its life, i think, and i buy most of my clothes at thrift stores. but they are nice clothes, and i live in an nice apartment. and i work in technology, so it's obvious that i must be making a decent salary.

but for the most part, i think i look like what i am -- someone who is comfortable doing her own thing. in fact, i think i might be a tiny bit more consumerist than people think i am (though i have gotten better, and i continue to work on it.)

LauraG

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Re: Do you look poor to people?
« Reply #35 on: December 15, 2013, 09:09:49 AM »
My lack of a fashion sense / not caring about clothing means strangers probably think I don't have much money. If I am correct about this, it helps us fit better into our neighborhood (we stand out in other ways that aren't as malleable), thus reducing certain hassles and risks.

"Poor" has a technical meaning in this country (under the poverty line) and I have lived on an income below the poverty line at times. Assets (owning a car outright, having a computer already) made this a lot easier, but in terms of how people would perceive me it's similar now to then.

Family knows that we're both employed in (underpaid in my partner's case) professional jobs and are DINKs, so they aren't worried about us.

melalvai

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Re: Do you look poor to people?
« Reply #36 on: December 15, 2013, 09:28:45 AM »
I bet I look like a bag lady to many people, pushing my little collapsible grocery cart to the store. But no one has said anything, unless it is "I love that cart! Where did you get it?" When I first got it, I made a point to wear my nicest coat when I went to the grocery store. But now I just wear my usual comfy old sweatshirt!

I think my community is different than what I hear about on here. There's no pressure to buy stuff or scoffing of frugality. People are impressed if you say you paid off a credit card, paid cash for a car, or saved a lot of money by being frugal. Is this a midwest college town thing?

brewer12345

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Re: Do you look poor to people?
« Reply #37 on: December 15, 2013, 09:57:02 AM »
Not yet, but we are getting there, especially after I quit the day job next month and no longer have to keep up certain appearances.  The 2 year old truck in front of the house suggests we are not poor, but as it gets older (and I will keep it until it is a junker) I suspect I will look more and more like I am getting in touch with my "Appalachian-American" roots.

Brewer -did you figure out how to get out of the trip work scheduled for you before retirement?  Have you broken the news yet?

Heh, sure did figure that one out.  They repeatedly would not take no for an answer so I "got the flu" at a very convenient stretch of days.  No means no, guys.

The fucked up thing is that after repeatedly telling me that there was no way I could attend the meeting via teleconference, magically a call in line was made available and my hapless coworker with whom I work hip to hip had to call in to this meeting.  He reported it was total nonsense and a massive waste of time as expected.  These idiots I report to incurred massive ill will from me over this boondoggle and they don't seem to understand that it even happened.

I go in for 4 days this week and then I am off via vacation and holidays until Jan. 2.  That is when I will tell them.

RootofGood

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Re: Do you look poor to people?
« Reply #38 on: December 15, 2013, 10:01:04 AM »
I go in for 4 days this week and then I am off via vacation and holidays until Jan. 2.  That is when I will tell them.

I did this when I resigned from my old job 3 years ago.  Except I knew I was heading to new employment.  I had to make it to Jan 1 to get a big bonus, so I broke the news Jan 2 that I was quitting at the end of the week (only 4.5 days notice).  If I had given 2 weeks notice, they might have terminated me on the spot. 

It was weird taking off the whole week of Christmas and New Year's Eve with this big secret cocked and ready to deploy when I returned to work on Jan 2. 

reginna

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Re: Do you look poor to people?
« Reply #39 on: December 15, 2013, 10:03:09 AM »
Read through this thread and tried to think about what people think I am financially.

I have literally no idea. I imagine I'm just confusing.

Mostly though, I'm really, really pleased with myself, because reading this I realized that I'd never thought about it at all before.

Perfect!!

reginna

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Re: Do you look poor to people?
« Reply #40 on: December 15, 2013, 10:05:49 AM »
Appalachian American.

My new favorite phrase.

RootofGood

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Re: Do you look poor to people?
« Reply #41 on: December 15, 2013, 10:15:10 AM »
I think my community is different than what I hear about on here. There's no pressure to buy stuff or scoffing of frugality. People are impressed if you say you paid off a credit card, paid cash for a car, or saved a lot of money by being frugal. Is this a midwest college town thing?

We live in a below median income neighborhood.  There's a mix of working class folks, starving artist types, and professionals.  So looking kind of like a bum isn't totally out of the ordinary.  Actually, I'll see a real bum a few times per year walking through the neighborhood or near it. 

Most of my friends in the neighborhood with kids own one or more small sedans that are 10+ years old and a little run down.  But they are totally functional.  Just not pretty.  Our pair of 13 year old cars fit right in.  My sun visor's cloth, for example, has essentially disintegrated from sun rot.  I could replace it for $40 or so, just haven't gotten around to it yet.  No one blinks an eye when we roll around town in the old car. 

I had to stop by the store in a rough(er) part of town last week.  The folks using food stamps in the checkout line near me were all better dressed than me.  Of course one of them couldn't pay for his whole purchase and had to "borrow" a dollar from the cashier.  Later I heard he's infamous at that store, constantly begging money to pay for his purchases. 

I don't think I stand out as particularly poor given the adequate supply of genuinely poor looking people around where I live and shop.  Hey, maybe they are closet millionaires too.  I often wonder if I'm rubbing shoulders with other closet millionaires at Walmart or similar stores as I stock up on low cost staple goods. 

If I had to guess, it would be the more poorly dressed folks that are the closet millionaires, not the sartorially inclined, well decorated walking billboards for Nike, Abercrombie, Baby Phat, or whatever brands hip people are wearing these days. 

brewer12345

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Re: Do you look poor to people?
« Reply #42 on: December 15, 2013, 11:04:01 AM »
Appalachian American.

My new favorite phrase.

"I am not a hillbilly/redneck, I am an Appalachian-American!"

capital

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Re: Do you look poor to people?
« Reply #43 on: December 15, 2013, 06:39:05 PM »
New York is a funny city, inasmuch as many of the most expensive neighborhoods have tiny apartments with no parking and enough congestion that driving is a slow way of getting around, so it is quite normal for people with huge incomes to live in small spaces and not own cars. There's even the screwy dynamic where people pretend bike lanes are toys for the rich, since the central neighborhoods where it's practical to bike commute are relatively expensive.

Many, but not all, rich people dress well, perhaps because you can't show off your wealth with your car, and having an impressive house requires a ridiculous amount of money. But then there's the subset of the hipster aesthetic that apes the blue-collar look, and that means it takes a well-trained eye to tell the difference between discount store work pants and high-fashion $100+ Carhartts: http://shop.carhartt-wip.com/us/men/pants
Or $200+ distressed work boots:
http://www.zappos.com/bedstu-protege-black-lux

chasesfish

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Re: Do you look poor to people?
« Reply #44 on: December 15, 2013, 07:07:05 PM »
Do you have a notice period, or will your notice be showing up early on January 2nd and having your office fully packed up with a set of keys being the only thing left on your desk?

MicroRN

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Re: Do you look poor to people?
« Reply #45 on: December 15, 2013, 07:41:01 PM »
I probably look average.  I don't spend much money on clothes or accessories, and I never have my hair or nails done.  I wouldn't think I look poor though, because everything I own is in good repair.  Nothing trendy, just basic jeans or khakis and t-shirts or light sweaters.  I only wear real clothes out and about.  In the house I wear sweats, and at work I wear scrubs, so my clothes stay nice a very long time.   My car is well-maintained but is a 10 year old basic honda sedan.  My kids have some very good clothing thanks to hand-me-downs and family.

My parents, however - are retired at 65 with around $200K/year in pensions plus a paid for home (worth about 1/2 mil, mostly due to location), and around a million in liquid assets.  They drive a '98 honda, with the paint peeling off everywhere and no A/C, and live in jeans and t-shirts/sweaters.  Mom's are usually stained up from gardening/cooking, and I think dad has owned his paint-stained jeans since I was in elementary school.  They own one car, take public transit whenever they can, and shop at the discount food store.  When they're casual (which is 99% of the time) they look flat broke.  However, they frequently can and do write $10K+ checks to their favorite charities, or a thousand here and there for the grandkids.  Our kids have bigger savings accounts than a lot of families do.     

brewer12345

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Re: Do you look poor to people?
« Reply #46 on: December 15, 2013, 08:10:26 PM »
Do you have a notice period, or will your notice be showing up early on January 2nd and having your office fully packed up with a set of keys being the only thing left on your desk?

As I am reminded every time I look at any document or internal website having to do with the terms of my employment, I am an at will employee.  I am not an officer, no union at work, an no contract.  Technically I could call up the boss, tell him "fuck you, I quit" and leave the building for good.  However, I am professional and will politely inform them that I am leaving and give two weeks' notice.

Oddly enough, a second friend/acquaintance in a row tonight found out my plans in casual conversation and said "we should talk."  I get the feeling I may have a number of people chasing my to take part in some venture or another.  Who knew?

nikki

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Re: Do you look poor to people?
« Reply #47 on: December 15, 2013, 08:42:47 PM »
I think I look average in America, but poor in South Korea. I don't wear cosmetics, which is pretty shocking in the country so concerned with appearance that it also has the highest plastic surgery rate, and I wear the same clothes often. My female coworkers have SO MANY different outfits. It's baffling.

I also don't like to go out drinking often, so other expat teachers probably just think I'm lame. We all make around the same amount of money--not much mystery there.

avonlea

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Re: Do you look poor to people?
« Reply #48 on: December 16, 2013, 08:07:52 AM »
Appalachian American.

My new favorite phrase.

"I am not a hillbilly/redneck, I am an Appalachian-American!"

For those of us that hail from the Ozarks, do we get to stop being counted as hillbillies and rednecks, too? :) (I think there was a bluegrass festival going on every week where I grew up. Not that I minded.)

Do you come across as poor to people around you?

I know I do. People pity me for my frugal ways. When we cloth diapered, we got a lot of disposable diapers as gifts. I keep a small wardrobe, and people think I am too poor to buy new clothes (I like to buy used). My van is 2003, and I am hoping to keep it a long time.

I think it depends on whom I am around.  When I'm with other homeschooling families, I often feel like we are very well off.  I know some of them make great sacrifices to be at home with their children.  At my daughter's current school, I feel like we are the norm.  When she was in preschool, though, there were people who acted as if they thought we were poor; why else would we have only one car and live in a house that has less than 2500 square feet? And, of course, a lot of people assume that a one-income family is living paycheck to paycheck unless the income earner has a highly lucrative job.

RootofGood

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Re: Do you look poor to people?
« Reply #49 on: December 16, 2013, 09:36:42 AM »
Oddly enough, a second friend/acquaintance in a row tonight found out my plans in casual conversation and said "we should talk."  I get the feeling I may have a number of people chasing my to take part in some venture or another.  Who knew?

I've seen a little of that too since leaving work.  I bet people notice you're competent and a no B.S. person.  Those can be valuable traits.