Do you all prefer YNAB to Mint for the budgeting aspect? Mint storing my credentials is less of a concern for me.
I have used Mint and Yodlee (when I switched to a credit union that Mint didn't support). I have praised Mint to no end. However, I prefer YNAB because it forces me to THINK about my budget ahead of time and really see where my money is going. All Mint and Yodlee to is basically track your spending. With YNAB, you have to budget in advance and then enter/track your spending yourself.
It's more work, but it has been really eye opening for me. We have never spent more than we made, but the last few years, we have definitely had "lifestyle inflation" that has decreased our potential to save. We have travel priorities too, so YNAB helps us to focus on all of that.
You can try it free for 30 days. I also did 3 of the real time tutorials and they were great. Plus, there is a app that uses drop box where you can enter in your expenses as they incur. You don't don't have to wait until you get home. It's fantastic. Buy some petrol, get in the car, turn on your phone, open the app and enter what you spent. Done.
Hope that helps!
