delta dental insurance fuckery

[dresden]

AARP offers insurance through delta and they have 3 different plans - the only plan our dentist is included in is the most expensive plan - not worth it.

Beware going to a dentist listed in their lower tier plans - seems some lose money on routine exams and services and there is alot of unnecessary procedures or upselling recommended.  Many of them are part of national chains.

We had dental insurance through healthcare.gov (technically still do) and the dentist through that plan said I needed 5 fillings replaced after I've gone nearly 10 years without any need.  I went back to my dentist with a dental savings plan (we paid full amount but it was discounted) and he disagreed - said xrays were clean and visual inspection showed a few teeth on watch list (one has been on watch list for a decade) but none that needed immediate attention and he cautioned me that replacing fillings more often than needed adds risk that I might eventually need a root canal.

I'll stick with my dentist even if I need to pay the full amount.

[dresden]

From your source: "Thanks, Obama!" is a sarcastic expression used by critics of President Barack Obama to blame personal troubles and inconveniences on public policies supported or enacted by the administration.

Obamacare doesn't include adult dental insurance.

Therefore, I am still confused as to where exactly the sarcasm was being directed. This is possibly as a result of my favoring the Low Information Diet, as espoused by our fearless leader.

I suspect we may be in sync in regards to our estimation of said other individual, so I believe potential for abiding amity between us exists.

Not trying to get into politics, but I have insurance through healthcare.gov and dental is mostly certainly available - they have a search to check if your denstist is included which I didn't realize at the time I signed up.  In general plans aren't as good as employer plans I've had in the past.

In my case dental and vision is included in my base plan, but you can also get dental policies separately.  I tried using mine and decided to instead get a dental savings plan and stick with my dentist.

I believe the medical is subsidized for those that qualify (we do) but dental is not and if you choose a dental plan you are paying the full cost.  Next year I may try a healthcare.gov plan that includes my dentist.

Here is a link to the healthcare.gov site explaining dental coverage: https://www.healthcare.gov/coverage/dental-coverage/