Slightly off topic, but I think decisions -- especially small ones like coffee -- matter less and less the older you get. Here's what I mean:
When we were in our 20s and just married, we were ninja-style frugal. I mean, we watched every penny, were careful with every financial move we made, did without things, SAVED and INVESTED.
Now that we're past 40, we have the stash accumulated. We're just seeing the course through the last few years of our careers, but -- for us -- our magical years when compound interest worked in our favor are gone. I don't mean to imply that we're spending willy-nilly these days, or that saving is no longer important . . . but it is MORE IMPORTANT when you're younger.
Of course, the opposite of that is that if we hadn't done what we did then, we wouldn't be in good shape now.