Author Topic: Closed Mortgage showing as open on credit report  (Read 2759 times)

Lifeblood

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Closed Mortgage showing as open on credit report
« on: January 10, 2015, 11:27:58 AM »
So my wife requested her free annual credit report from Equifax and we noticed that our old mortgage, closed in 2006, is still listed in the "Open" section of the credit report. Has this happened to anyone else? I assume we should call in and have it closed. Thoughts? 

Mr. Frugalwoods

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Re: Closed Mortgage showing as open on credit report
« Reply #1 on: January 10, 2015, 03:30:28 PM »
Yeah, it would be a good idea to get it corrected.  Was it on all 3 credit agency's reports?  If so, then I'd go straight to the lender since they probably f'd up the initial notification.  If it's just one of the credit agencies then I'd take it up with them.  Usually you can dispute something online.

Lifeblood

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Re: Closed Mortgage showing as open on credit report
« Reply #2 on: January 10, 2015, 07:20:11 PM »
good question - it looks like 2 out of 3 show the account as opened. Weird.
« Last Edit: January 10, 2015, 07:28:26 PM by Lifeblood »