Author Topic: Cheap Rural Housing & Land & High Speed Internet  (Read 3620 times)

CBnCO

  • Stubble
  • **
  • Posts: 108
  • Location: Colorado
Cheap Rural Housing & Land & High Speed Internet
« on: March 12, 2018, 06:27:24 AM »
We sometimes imagine our path to FIRE might involve a bucolic piece of property and house in the country (cheaper, getting away from the rat race of the city, etc..). If you scan real estate listings there are hundreds, if not thousands, of houses on acreage in nearly every part of the U.S. priced under $200K..heck, there are plenty under $100K. The common theme is the more affordable, the further away from the amenities of a city (shopping, airports, top schools, etc..)....

Given how real estate prices have shot up in virtually every metro market, I wonder if the rural areas present the only good value left. Of course, another recession and housing correction could happen at any time and change all of this; but, who can predict this? Further, I wonder if the increasing quality and availability of high speed internet, even satellite is getting better, and virtual jobs & schools might ultimately make rural living more appealing and create a rush to the country at some point.

Anyone else out there traded rush hour & shopping malls for green acres as a part of a FIRE/MMM journey or considering doing so?

ltt

  • Pencil Stache
  • ****
  • Posts: 761
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #1 on: March 12, 2018, 07:12:29 AM »
Honestly, I don't know how people can even afford to pay some of these housing prices in metro areas---even with a dual income.  The shopping is now "delivered" to those who live in rural areas--Amazon has made this a reality.  Some perishable items, though, probably would be better if purchased at a store.

The one thing you would definitely want to think through is the driving and the amount of driving involved.  There simply isn't the infrastructure in rural areas in regards to transportation.  One must own a car/cars to get places.  There are no airports nearby.  It's easily an hour or more to get to a major airport--that's a downfall for people who have to frequently travel for business.  Also, would you need to see a specialist in regards to health care?  That could easily take a one+ hour drive, although more and more specialists are travelling to rural areas.  What about home repairs?  Do you have a vehicle, (i.e., truck/pickup) in order to get larger items to a home in a rural area?

Schools are another matter.  Some school districts provide busing, but a lot don't; so there must be a way to get your children to school, or as you mentioned, provide them with an on-line school to get their education.  And four-year colleges are typically, but not always, located in larger towns/metro areas.

mbl

  • Bristles
  • ***
  • Posts: 331
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #2 on: March 12, 2018, 07:33:44 AM »
Good points ltt

We live in upstate NY.
Built a small ranch on 5 acres when our kids were very little.

The privacy, peace, clean air, quiet, ability to do what you want on your own land and many other things have proven  to provide a wonderful life out here.
There are a handful of homes on our road and when the kids were young they had all of this land to play on with the neighbors kids.
As well as a good deal of freedom.  Now we play on the land... :)

The commute to work is about 45 minutes for each of us in opposite directions.  Our jobs have changed a number of times over the years so the commutes varied.

We're used to it and wouldn't ever consider moving from here.

We don't have broadband or cable out here but at this point can use our smart phones as hot spots.

Self sufficiency is something that is quite important when you move to a place that is far from many services and resources.

Even with the higher property tax rates in New York state, it's very inexpensive to live here.  Some of that is using a wood burning stove to heat our home and the fact that once we're home we don't often go out for dinner or to the movies.  If we do we try to optimize our trips.

For what it's worth.   I wouldn't wait to move out and live in more rural area.   I'd do it asap.  JMHO.

87tweetybirds

  • 5 O'Clock Shadow
  • *
  • Posts: 78
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #3 on: March 12, 2018, 07:53:11 AM »
This is my dream, but I grew up in the country so things to do outside in the country (hiking, fishing, gardening) always have appealed to me. I currently live still in a rural area but its an hour to get to good hiking trails, and fishing, and in the winter skiing. I'd love to be able to buy a few acres, build a small home and have some livestock (I'm thinking goats, chickens, and possibly some geese to keep the chickens safe), a garden, and land to be able to have fruit trees. I used to dream of it being where I grew up, but the older I get, the less likely that looks as land prices there have become beyond what I'd be able to afford and still build a small home.
However the high speed internet thing I think is getting better but still not great when you get out into the country. And most rural areas don't have any type of public transportation, so for us to make it a feasible option we have to wait until after we are FIRE, or the cost of commuting would make FIRE nearly impossible.
Also, as a healthcare worker at the largest hospital in a rural area, you need to take into consideration that in cases of emergency you may be too far from a hospital capable of intervening to save your life. It might take 3+ hours to get to a hospital capable of treating a heart attack or stroke, or with the capacity to treat a severe trauma. There are often small hospitals closer but they mostly would stabilize and ship. We use a lot of air transport(helicopters and planes) to get rural patients to us, but sometimes they can't fly because of weather. Then you wind up with a patient who is having a heart attack or stroke or who has had a severe trauma who is 3+ hours away via ambulance(if the community where they live have an ambulance service who can leave the community for 6+ hours) to be able to get help. It can result in increased severity of debility or death. I feel like that might be something people who contemplate a life in the county don't take into consideration.

mbl

  • Bristles
  • ***
  • Posts: 331
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #4 on: March 12, 2018, 08:10:54 AM »
Mercy flight here in Western NY.
Usually not an issue.

zolotiyeruki

  • Walrus Stache
  • *******
  • Posts: 5830
  • Location: State: Denial
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #5 on: March 12, 2018, 08:30:00 AM »
DW and I have fantasized about our dream retirement location.  I like the idea of having lots of land, but don't relish the idea of maintaining it.  So I'm thinking maybe 1/2 acre of landscaped area within a 10 acre or more wooded lot.  Practically speaking, though, we'd want to have access to high-speed internet, be no more than 30 minutes from a major airport, and no more than 10 minutes from the grocery store.

So we'd want a big lot for cheap near developed areas.  That narrows the field quite a bit. :)

87tweetybirds

  • 5 O'Clock Shadow
  • *
  • Posts: 78
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #6 on: March 12, 2018, 08:37:49 AM »
Mercy flight here in Western NY.
Usually not an issue.

Idaho, Wyoming and Montana are the states I usually deal with, and often in the winter, and sometimes in the summer the 2 air ambulance companies in the area just can't fly due to weather. Add that to roads that become nearly unnavigable in the winter it can add up to a high risk. 

Slow&Steady

  • Pencil Stache
  • ****
  • Posts: 698
  • Location: Midwest
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #7 on: March 12, 2018, 08:54:19 AM »
We live in the country and I love the peaceful privacy, the small community, the neighbors, seeing the stars at night, lighting our own fireworks, our house, our animals, hopefully our garden (as soon as I get around to building it) and our mortgage payments (if you have to have them anyways).

Internet sucks, maintaining the land sucks, fixing fences sucks, going grocery shopping sucks, getting to the hospital sucks, having kids that want to play with friends (that live miles away) sucks, getting a contractor to come fix something that you don't have time to fix yourself sucks, and trying to get friends/family to visit sucks.

Everything is a trade off and some of the things on the sucks list would probably not suck so much if we were already FIRE'd but we are not so it is just more work that needs to get done before we can do things that we actually want to do.  For now, as a family the pros outweigh the cons of living in the country but we evaluate this pretty regularly. 

Fishindude

  • Magnum Stache
  • ******
  • Posts: 3072
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #8 on: March 12, 2018, 09:11:54 AM »
We live about five miles from a town of 15,000 population.   It has all the basics, but certainly isn't a cultural hot spot.  Nearest commercial airport is 90 minutes away, and if you need any serious medical attention you would want to drive to the big city too.  Internet can be had just about anywhere these days via satellite, hotspot, or similar.  It won't be as fast as what you are used to at work, etc. but it works.   Schools are small, biggest high school around here graduates maybe 250 kids per year, most of them around 100-150.

We live in a rural home and have 230 acres, some of which is farmed and the rest is just recreational.   Land and housing is pretty affordable.   Can pretty much have your pick of 5-10 acre mini farms with a decent house for $250K and under.  If you're happy with a ranch home on 1 acre, $140K will buy a nice one.  Lots of nice houses in the small towns can be purchased for $65K and under.   Commuting to work is the norm and people just get used to it.  Not unusual to work 45 miles from home every day, so you rack up a lot of vehicle miles and burn lots of fuel.

I wouldn't live in one of those crazy metro areas for any price.  Don't know how people deal with the crazy housing prices, constant traffic, noise, lack of privacy, having to take your dog to a park just so it can exercise, crowded neighborhoods, etc.




zolotiyeruki

  • Walrus Stache
  • *******
  • Posts: 5830
  • Location: State: Denial
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #9 on: March 12, 2018, 09:28:59 AM »
We live about five miles from a town of 15,000 population.   It has all the basics, but certainly isn't a cultural hot spot.  Nearest commercial airport is 90 minutes away, and if you need any serious medical attention you would want to drive to the big city too.  Internet can be had just about anywhere these days via satellite, hotspot, or similar.  It won't be as fast as what you are used to at work, etc. but it works.   Schools are small, biggest high school around here graduates maybe 250 kids per year, most of them around 100-150.

We live in a rural home and have 230 acres, some of which is farmed and the rest is just recreational.   Land and housing is pretty affordable.   Can pretty much have your pick of 5-10 acre mini farms with a decent house for $250K and under.  If you're happy with a ranch home on 1 acre, $140K will buy a nice one.  Lots of nice houses in the small towns can be purchased for $65K and under.   Commuting to work is the norm and people just get used to it.  Not unusual to work 45 miles from home every day, so you rack up a lot of vehicle miles and burn lots of fuel.

I wouldn't live in one of those crazy metro areas for any price.  Don't know how people deal with the crazy housing prices, constant traffic, noise, lack of privacy, having to take your dog to a park just so it can exercise, crowded neighborhoods, etc.
What part of the country do you live in?

Rural

  • Walrus Stache
  • *******
  • Posts: 5093
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #10 on: March 12, 2018, 10:03:42 AM »
I read the thread title and thought, "yeah, pick two of those." :)


You can get cheap housing in one of the small towns and get high speed. Or you can get cheap housing out on considerable land. But it's been my experience that the combination of all three is rare indeed. Sometimes a mobile hotspot is the solution, but sometimes there's no wireless signal either (my world). Satellite is just not a solution for modern usage because of data caps, and rain still interrupts it.


It is hard to have it all, and with the Internet access, it's hard to know for sure what you'll get until you've bought. Even if you talk to the ISP (there will likely be only one option), the answers may change once you actually try to do an install - this happened to us.

Fishindude

  • Magnum Stache
  • ******
  • Posts: 3072
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #11 on: March 12, 2018, 10:59:22 AM »
We live about five miles from a town of 15,000 population.   It has all the basics, but certainly isn't a cultural hot spot.  Nearest commercial airport is 90 minutes away, and if you need any serious medical attention you would want to drive to the big city too.  Internet can be had just about anywhere these days via satellite, hotspot, or similar.  It won't be as fast as what you are used to at work, etc. but it works.   Schools are small, biggest high school around here graduates maybe 250 kids per year, most of them around 100-150.

We live in a rural home and have 230 acres, some of which is farmed and the rest is just recreational.   Land and housing is pretty affordable.   Can pretty much have your pick of 5-10 acre mini farms with a decent house for $250K and under.  If you're happy with a ranch home on 1 acre, $140K will buy a nice one.  Lots of nice houses in the small towns can be purchased for $65K and under.   Commuting to work is the norm and people just get used to it.  Not unusual to work 45 miles from home every day, so you rack up a lot of vehicle miles and burn lots of fuel.

I wouldn't live in one of those crazy metro areas for any price.  Don't know how people deal with the crazy housing prices, constant traffic, noise, lack of privacy, having to take your dog to a park just so it can exercise, crowded neighborhoods, etc.
What part of the country do you live in?

IN

mbl

  • Bristles
  • ***
  • Posts: 331
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #12 on: March 12, 2018, 11:52:59 AM »
Mercy flight here in Western NY.
Usually not an issue.

Idaho, Wyoming and Montana are the states I usually deal with, and often in the winter, and sometimes in the summer the 2 air ambulance companies in the area just can't fly due to weather. Add that to roads that become nearly unnavigable in the winter it can add up to a high risk.

I certainly agree that weather can be an issue.
There is definitely an added risk living in remote areas.....no question.
Ain't no free lunch.  What you gain in some aspects also yields limitations in others.

You could also be in the middle of Manhattan and need an ambulance and have to wait 40 minutes depending on the current conditions and rate of calls.

ketchup

  • Magnum Stache
  • ******
  • Posts: 4323
  • Age: 34
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #13 on: March 12, 2018, 12:23:41 PM »
I've thought about this too.  Our dream spot would probably as rural as possible while remaining less than 45 minutes from a major hub airport and having access to fiber internet (non-garbage DOCSIS potentially an option too).

Just Joe

  • Walrus Stache
  • *******
  • Posts: 7749
  • Location: In the middle....
  • Teach me something.
Re: Cheap Rural Housing & Land & High Speed Internet
« Reply #14 on: March 12, 2018, 12:47:52 PM »
Sounds like a person could pick an airport or favorite city on a map and use a drafting compass to see which towns lie within a chosen radius.

We live a smallish town. Good hospital, good enough shopping, etc. We did the big city thing for a while. No thanks.

We can hop on the interstate and visit a number of big cities easily enough when we want that experience.