Looking for advice on any atypical car insurance companies out there (no Geicos, Progressive, etc.). I live in New York state, which already has some of the highest rates in the country and I am currently getting hammered. I have been shopping the last few days for a new policy with no luck.
My problem is I was in an accident about 1 year ago. In some serious snowy weather I was unable to stop in bumper-bumper traffic and re-ended another vehicle, so I was 100% at fault. Since it was at a slow speed, and the other vehicle was an SUV (I drive a Nissan Altima), there was no damage to their car. However, my car needed a new bumper/hood, etc. The claim amounted to about $6,000 total. Not a ton of money (or so I thought). Geico raised my rates to the equivalent of $40/month.
I found a local insurance company (TSC Direct) via Insurance Panda that I contacted. THey initially gave me a quote of $88/month but when they heard about my recent accident they said they couldn't offer me ANY coverage... bummer.
So, if anyone has ANY recommendations I'd be truly grateful. Thanks!
