I think in my case things are going well, I mean this time last year, from January 1st to June 30th, my net worth had gone up by only 6.5K$....This year, my net worth is already up by 12.2K$ from January 1st to May 30th, that is nearly the double. The difference last year vs this year is that last year, I went on a trip, so that was a bump in my savings and I wasn't applying MMM philosophy meaning I would spend money on anything without really thinking twice about it, but at least I was still smart enough not to go in debt. This year, I decided not to go on any vacation trip and really spend as low as possible (except if it made me happy) and the stats are there to prove it. It also helps that I have YNAB (since November '14) which in my mind motivates me more to cut on unnecessary spendings, it is a wonderfull tool. It maybe anti-mustachian purchasing it, but in my case, it has helped me see where I was wasting my money which wasn't really the case last year when I was using Excel. By far, the best purchase I could of ever made. I can't wait till december 31st when I compare my savings of 2015 compared to the previous years. The only thing that is disappointing me this year is that the stock market hasn't been as great as 2013 and 2014.